The top-rated supplemental insurance agent in Hurricane, West Virginia is Morris Insurance Services, rated 4.9 stars across 243 reviews. Other highly rated options include Henderson Insurance Inc, Kirtley Insurance Services, Kathleen Roebuck Insurance Agency. This directory lists 20 supplemental insurance agents serving Hurricane.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Morris Insurance Services | 3353 Teays Valley Road | (304) 757-5477 |
| 2 | Henderson Insurance Inc | 3275 Teays Valley Road | (304) 562-9681 |
| 3 | Kirtley Insurance Services | 111 County Rd 19 Ste C | (304) 562-9226 |
| 4 | Kathleen Roebuck Insurance Agency | 3761 Teays Valley Road suite e | (304) 720-8405 |
| 5 | Bankers Life | 132 Brent Wy | (304) 757-4134 |
| 6 | Caden Bowen, Bankers Life Agent | 132 Brent Wy | (304) 757-4134 |
| 7 | Mark Myers, Bankers Life Agent | 132 Brent Wy | (304) 757-4134 |
| 8 | David Hughes, Bankers Life Agent and Bankers Life Securities Financial Representative | 132 Brent Wy | (304) 757-4134 |
| 9 | Mountain State Agency Alliance | 971 WV-34 SUITE 7 | (304) 925-0255 |
| 10 | Stanley Burkes, Bankers Life Agent | 132 Brent Wy | (304) 757-4134 |
Morris Insurance Services serves the Hurricane, West Virginia area as a supplemental insurance agent. The company helps clients find coverage that fills gaps left by major medical plans. These policies can address out-of-pocket expenses and income loss during illness or injury. Supplemental insurance often includes options for accident, critical illness, and hospital indemnity plans. Morris Insurance Services assists residents in securing accident coverage and hospital indemnity policies.
Henderson Insurance Inc provides a range of supplemental insurance options, including Medicare supplements, final expense plans, and critical illness coverage tailored to individual needs. It offers annual policy reviews to help clients adjust their plans as circumstances change throughout the year. These service plans ensure consistent support for policyholders in Hurricane, WV, and the surrounding region. The company serves property owners with various needs, including those of single-family homes, apartments, retail businesses, and restaurants.
Kirtley Insurance Services serves homeowners and families in the Hurricane, West Virginia area who seek supplemental insurance coverage for deductibles or gaps in primary plans. The company helps clients navigate accident, hospital, and critical illness policies that can ease financial burdens from unexpected medical events. Its agents explain how these plans work alongside major medical insurance to protect personal savings and provide a safety net during health crises. The firm also extends these services to residents of Teays Valley and the surrounding Putnam County communities.
Kathleen Roebuck Insurance Agency, located in Hurricane, WV, helps clients understand the distinction between one-time policies, such as accident or hospital confinement plans, and recurring supplemental coverage like cancer or critical illness protection. Supplemental insurance agents in the area provide these options to bridge gaps left by major medical plans. Services typically run on an as-needed basis, allowing residents to request policy reviews or new enrollments whenever their financial or health situation changes.
Bankers Life serves Hurricane, West Virginia, and the surrounding communities, handling supplemental insurance policies that help cover gaps left by major medical plans. The company typically focuses on products such as Medicare supplements, cancer insurance, and critical illness coverage. Clients often seek assistance with understanding policy options that address out-of-pocket costs. To handle a typical job, its agents generally begin with a needs assessment to identify individual coverage gaps, then explain plan benefits without pressure.
Caden Bowen, Bankers Life Agent in Hurricane, WV, offers supplemental insurance coverage to help bridge gaps left by major medical plans. The agency focuses on policies that address out-of-pocket costs for routine care and unexpected medical events, guided by local health coverage trends. It serves residents needing financial protection beyond their primary insurance, assisting with plan selection and claims guidance. As winter increases risks for slips and cold-related illnesses, the agency helps review existing policies to ensure adequate coverage for seasonal health concerns.
Mark Myers, Bankers Life Agent in Hurricane, WV, helps individuals fill the gaps in their primary health coverage by offering supplemental insurance policies in the local area. This type of agent specializes in products that provide added financial protection for unexpected medical expenses and routine health needs not fully covered by major medical plans. The agency serves a variety of commercial environments, including local offices, warehouses, and food service establishments.
Serving residents in their Hurricane homes, David Hughes, Bankers Life Agent and Bankers Life Securities Financial Representative, provides supplemental insurance to help cover gaps left by primary health plans. Commercial coverage is also offered for local small businesses seeking similar financial protection. The service area encompasses Hurricane and its surrounding communities in West Virginia. Clients can expect follow-up support between regular visits to review any changes in their coverage needs.
As the seasons shift in Hurricane, West Virginia, residents often reassess their financial safety nets. Mountain State Agency Alliance helps local individuals and families evaluate their coverage for unexpected medical or income gaps. As a supplemental insurance agent, this firm focuses on policies that work alongside primary health plans. The initial step for any potential client involves a straightforward, no-obligation review of their current needs to identify areas where added protection may apply.
Stanley Burkes, Bankers Life Agent in Hurricane, WV, is known for helping local residents with supplemental insurance to fill gaps in primary health coverage. Its service range includes Medicare supplements, life insurance, and hospital indemnity plans for individuals and families. The agency provides policy comparisons and personalized guidance to address changing medical needs. A specialty service it can add on is critical illness insurance for specific diagnosis-related expenses.
What Does a a Supplemental Insurance Agent in Hurricane Cost?
Supplemental insurance costs in Hurricane vary by plan type, age, and gender. Medigap Plan G premiums typically range from $120 to $250 per month for a 65-year-old. Dental and vision plans may cost $30 to $60 per month. This is general information, not insurance advice.
About supplemental insurance agents in Hurricane
Supplemental insurance agents in Hurricane, West Virginia help residents find policies that cover gaps in Medicare or other health plans. West Virginia law requires agents to be licensed by the West Virginia Offices of the Insurance Commissioner. These agents can explain local options for Medigap, dental, or vision plans.
Frequently Asked Questions
What is a supplemental insurance agent in Hurricane?
A supplemental insurance agent helps you buy extra coverage for costs not paid by your primary health plan. In Hurricane, these agents often focus on Medicare Supplement plans for seniors. They must follow West Virginia insurance regulations.
When can I enroll in a Medigap plan in West Virginia?
You have a six-month Medigap open enrollment period starting the month you turn 65 and enroll in Medicare Part B. During this time, you can buy any Medigap policy in West Virginia without medical underwriting. Missing this window may limit your options.
Are there special rules for supplemental insurance in West Virginia?
Yes, West Virginia requires all Medigap policies to be standardized as Plan A through Plan N. Agents must provide you with a policy summary before you buy. The state also has a 30-day free look period for switching policies.
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