The top-rated supplemental insurance agent in Parkersburg, West Virginia is Cole Clutter - State Farm Insurance Agent, rated 5.0 stars across 119 reviews. Other highly rated options include Jerrod Sparling - State Farm Insurance Agent, Curtis Miller Insurance Agency, McCrady-Jones Insurance, a division of Malhotra & Assoc. Insurance. This directory lists 19 supplemental insurance agents serving Parkersburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cole Clutter - State Farm Insurance Agent | 901 Kemper St Suite A | (304) 485-5477 |
| 2 | Jerrod Sparling - State Farm Insurance Agent | 1035 Murdoch Ave | (304) 422-7777 |
| 3 | Curtis Miller Insurance Agency | 1800 Blizzard Dr | (304) 485-6431 |
| 4 | McCrady-Jones Insurance, a division of Malhotra & Assoc. Insurance | 2121 Pike St | (304) 428-8171 |
| 5 | Jurado McClead Insurance | 1215 Blizzard Dr | (304) 485-6001 |
| 6 | Waters Fanta Insurance Agency | 1023 Garfield Ave | (304) 485-5569 |
| 7 | Wenmoth Insurance Specialists, LLC | 2108 Camden Ave Suite C | (681) 200-4002 |
| 8 | Rhodes Insurance Services | 3016 E 7th St | (304) 485-1590 |
| 9 | Bradley Insurance, Inc. | 3518 Elm St | (304) 428-0132 |
| 10 | Steven Chapman - State Farm Insurance Agent | 1300 Seventh St | (304) 485-8855 |
Cole Clutter - State Farm Insurance Agent offers a range of supplemental insurance plans to residents of Parkersburg, WV. These policies are designed to help cover gaps left by primary health or life insurance, assisting with unexpected out-of-pocket costs. Regular policy reviews and personalized service are provided to adjust coverage as client needs change. The agency works with property owners across a variety of settings, including single-family homes, apartments, retail, and restaurants.
Homeowners, businesses, and property managers in Parkersburg, WV rely on Jerrod Sparling - State Farm Insurance Agent for supplemental insurance coverage. The agency helps clients fill gaps in their primary policies, offering products that provide added financial protection against unexpected events. Policies are tailored to each customer’s specific needs, ensuring adequate support when primary insurance limits are reached. Coverage options can help safeguard residential or commercial property, equipment, and liability risks common in the region. The agency also serves clients in the Vienna area of the Parkersburg metro.
Curtis Miller Insurance Agency serves Parkersburg and Wood County as a supplemental insurance agent. This agency provides policies that cover gaps left by primary health plans, such as accident, critical illness, and hospital indemnity insurance. Clients often seek these plans to manage out-of-pocket costs not included in standard medical coverage. The agency assists with selecting suitable supplemental policies tailored to individual needs. It specifically handles accident insurance for injury-related expenses and critical illness coverage for serious medical diagnoses.
McCrady-Jones Insurance, a division of Malhotra & Assoc. Insurance, serves clients in Parkersburg, West Virginia, and surrounding communities. This firm handles supplemental insurance, offering policies that help cover costs not included in major medical plans. Common needs include assistance with deductibles, copayments, or gaps in hospital and accident coverage. Its general approach to a typical job involves assessing a client's existing primary insurance and explaining options that complement that coverage, then presenting available plans in a straightforward manner to match individual needs.
Jurado McClead Insurance in Parkersburg, WV distinguishes between one-time policy consultations and ongoing coverage plan adjustments for local clients. As a supplemental insurance agent, the company assists individuals in addressing gaps left by primary health or life policies through tailored plan selections. Their services generally require no long-term commitment, as appointments can be arranged on an as-needed basis throughout the year to review or update existing coverage.
Waters Fanta Insurance Agency in Parkersburg, WV specializes in offering supplemental insurance policies that cover gaps left by primary health plans. It assists clients with navigating Medicare supplements, hospital indemnity, and critical illness coverage through personalized consultations. The agency works with individuals approaching retirement or managing existing chronic conditions. During open enrollment periods, it provides guidance on plan options to avoid costly gaps in coverage.
Spring floods and winter heating costs put unexpected pressure on household budgets in Parkersburg, WV. Wenmoth Insurance Specialists, LLC responds with supplemental insurance policies that help cover gaps left by standard health or Medicare plans. Their focus remains on helping clients protect against out-of-pocket expenses from deductibles, co-pays, and hospital stays. An initial assessment begins by reviewing each client’s existing coverage and personal financial needs during a no-obligation consultation.
Rhodes Insurance Services operates in the Parkersburg, WV, area providing supplemental insurance policies that cover gaps left by primary health plans. These add-on products help individuals manage deductibles, co-pays, and other out-of-pocket medical expenses often not fully addressed by major medical coverage. By focusing exclusively on these targeted fill-in plans, the agency assists clients seeking financial protection against unexpected healthcare costs. Its services are suited to local businesses including offices, warehouses, and those in the food service sector.
Bradley Insurance, Inc. in Parkersburg, WV is known for offering supplemental insurance policies that help individuals cover costs not paid by major medical plans. The agency serves local residents seeking additional financial protection for unexpected health events, accidents, or critical illnesses. Policies typically provide fixed cash benefits directly to the policyholder upon a qualifying event. As a specialized service, stand-alone accident coverage can be added to a standard portfolio for extra security against injury-related expenses.
What Does a a Supplemental Insurance Agent in Parkersburg Cost?
Costs for supplemental insurance in West Virginia vary by plan type, age, and health status. A Medicare Supplement Plan G in Parkersburg may range from $120 to $200 per month for a 65-year-old. Cancer and critical illness plans often cost $30 to $80 per month. Hospital indemnity plans may be $50 to $150 per month. These are estimates; actual premiums depend on the carrier and underwriting. This is general information, not insurance advice.
About supplemental insurance agents in Parkersburg
Supplemental insurance agents in Parkersburg, West Virginia help residents find policies that cover gaps in primary health insurance. These agents can explain options like Medicare Supplement plans, which in West Virginia must follow federal guidelines for standardized benefits. Local agents also assist with accident, critical illness, and hospital indemnity plans tailored to the needs of Wood County residents.
Frequently Asked Questions
What is a supplemental insurance agent in Parkersburg?
A supplemental insurance agent in Parkersburg is a licensed professional who helps individuals and families purchase policies that pay benefits alongside major medical insurance. These agents can sell plans like Medicare Supplement, cancer, and accident insurance. They must hold a valid West Virginia insurance license.
What types of supplemental insurance are available in West Virginia?
Common supplemental insurance options in West Virginia include Medicare Supplement (Medigap) plans, hospital indemnity insurance, critical illness insurance, and accident insurance. West Virginia law requires Medigap policies to follow federal standardized plan designs. Some employers also offer group supplemental coverage.
How do I choose a supplemental insurance agent in Parkersburg?
You can choose an agent by checking their West Virginia license status through the West Virginia Offices of the Insurance Commissioner. Look for agents who explain policy details clearly and compare multiple carriers. Ask about their experience with Medicare or employer-based supplemental plans.
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