The top-rated supplemental insurance agent in Morgantown, West Virginia is Parker Hall - State Farm Insurance Agent, rated 4.9 stars across 286 reviews. Other highly rated options include Dynamic Insurance Group, Lori Vance - State Farm Insurance Agent, Leanna Smith at Comparion Insurance Agency. This directory lists 19 supplemental insurance agents serving Morgantown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Parker Hall - State Farm Insurance Agent | 1000 Parkway Dr | (304) 296-2228 |
| 2 | Dynamic Insurance Group | 6000 Coombs Farm Dr #202a | (304) 241-5788 |
| 3 | Lori Vance - State Farm Insurance Agent | 6106 Mid Atlantic Dr | (304) 594-9873 |
| 4 | Leanna Smith at Comparion Insurance Agency | 125 Granville Sq Suite 105 | (681) 233-6013 |
| 5 | Davis Insurance Advisors | 179 Holland Ave | (304) 296-5481 |
| 6 | Insurance Centers Inc. | 449 Fortress Blvd | (304) 292-9645 |
| 7 | David Igono - GEICO Insurance Agent | 918 Chestnut Ridge Rd #1 | (304) 225-3551 |
| 8 | Duane White: Allstate Insurance | 1756 Mileground Rd C | (304) 291-5110 |
| 9 | Michael Turner: Allstate Insurance | 829 Fairmont Rd Ste 102 | (304) 292-5444 |
| 10 | AAA Morgantown Insurance and Member Services | 482 Suncrest Towne Centre Drive | (304) 598-7470 |
Parker Hall - State Farm Insurance Agent serves the Morgantown, West Virginia, area as a supplemental insurance agent. The company provides policies designed to cover gaps left by major medical plans. Supplemental insurance often addresses expenses like deductibles, copays, and out-of-pocket costs. This agent helps clients navigate options for added financial protection. For those seeking coverage in Morgantown, the agency handles supplemental health plans and accident insurance policies.
Dynamic Insurance Group in Morgantown, WV offers a range of supplemental insurance agent services, including plans for accident, critical illness, and hospital indemnity coverage. These policies are designed to fill gaps left by primary health insurance, helping clients manage out-of-pocket medical costs and related expenses. The agency also assists with regular policy reviews to adjust coverage as client needs evolve over time. Its service areas include single-family homes, apartments, retail establishments, and restaurants, ensuring varied property and business owner needs are addressed.
Lori Vance - State Farm Insurance Agent in Morgantown, WV serves individual homeowners and policyholders seeking supplemental insurance coverage. This agency helps clients understand optional policies that can provide additional financial protection for everyday needs. The team focuses on explaining how supplemental plans may complement existing policies and assisting with claims or policy changes. Conveniently located in Morgantown, they also serve residents in the nearby Star City area of the Morgantown metropolitan region.
Leanna Smith at Comparion Insurance Agency in Morgantown, WV helps clients distinguish between supplemental plans that pay a one-time cash benefit for a specific event and those that provide recurring payments for ongoing needs such as hospital confinement. Coverage options often fill gaps left by major medical policies, addressing out-of-pocket costs like deductibles or copays. Service runs on an as-needed basis, typically initiated when a client requests a policy review or has a life change.
Based in Morgantown, WV, Davis Insurance Advisors serves the city and its surrounding communities with supplemental insurance coverage. The company handles a range of policies designed to fill the gaps left by primary health insurance, helping clients manage out-of-pocket costs. For each typical situation, it begins by reviewing a client’s existing benefits and financial needs to recommend suitable plan options.
As the leaves change in Morgantown and residents begin to wrap their porches, many consider their changing coverage needs. Insurance Centers Inc. serves as a supplemental insurance agent in the local area, helping clients fill gaps that major health plans often leave behind. Their focus includes exploring options for accident, critical illness, and hospital indemnity policies that address specific concerns. Any policy discussion begins with a private in-home assessment of the client’s current protection and financial priorities, ensuring the first step is a clear review of existing coverage.
David Igono - GEICO Insurance Agent in Morgantown, WV, specializes in supplemental insurance policies designed to cover gaps remaining after primary health plans. It provides general insurance services to help local residents and families secure financial protection for unexpected medical or accident-related costs. The agency assists clients throughout West Virginia in finding coverage tailored to their individual circumstances and budgets. It can address concerns about out-of-pocket expenses during cold and flu season when doctor visits and prescription needs often increase.
Duane White: Allstate Insurance provides supplemental insurance coverage to residents and businesses in the Morgantown area. These policies fill gaps left by major medical plans, offering financial protection for unexpected health events or accidents. As a supplemental insurance agent, the company helps individuals navigate options that pay out directly for specific medical costs or lost income. Commercial operations can also benefit from tailored supplemental plans to ensure employees have added security. The agency serves a variety of local sectors, including office environments, warehouses, and food service establishments.
Michael Turner: Allstate Insurance in Morgantown, WV, is a supplemental insurance agent known for helping clients fill coverage gaps left by primary health plans. The agency works with residents to select policies that offset out-of-pocket medical costs, hospital stays, and critical illness expenses. Plans are tailored to individual needs, often coordinating with existing insurance to reduce financial stress. A specialty service available is adding accident coverage, which provides cash benefits for unexpected injuries not fully covered by standard health insurance.
AAA Morgantown Insurance and Member Services provides supplemental insurance products to residents throughout Morgantown, WV, covering gaps left by primary health plans. Commercial coverage is also available for local businesses seeking additional protection for their employees and operations. The agency serves clients across the greater Morgantown area, helping them navigate policy options to address specific personal or professional needs. After an initial enrollment or claim assistance, the team follows up to ensure policies remain aligned with changing circumstances, offering continued support between regular scheduled visits.
What Does a a Supplemental Insurance Agent in Morgantown Cost?
Supplemental insurance costs in West Virginia vary by plan type, age, and health status. For example, a Medigap Plan G in Morgantown may cost between $120 and $250 per month for a 65-year-old. Cancer or accident plans often range from $30 to $80 per month. These are general estimates, and actual premiums depend on the carrier and your specific situation. This is general information, not insurance advice.
About supplemental insurance agents in Morgantown
Supplemental insurance agents in Morgantown, West Virginia help residents fill gaps in their primary health coverage. These agents offer plans like Medicare Supplement (Medigap) and hospital indemnity policies. West Virginia law requires agents to be licensed by the state Insurance Commission, ensuring they meet local standards.
Frequently Asked Questions
What does a supplemental insurance agent in Morgantown do?
A supplemental insurance agent helps you find policies that cover costs not paid by your main health plan. This includes deductibles, copays, and extra benefits like accident or critical illness coverage. They review your needs and compare plans from different carriers.
Do I need a license to sell supplemental insurance in West Virginia?
Yes, all insurance agents in West Virginia must hold a valid license from the West Virginia Offices of the Insurance Commissioner. Agents must complete pre-licensing education and pass a state exam. Continuing education is required every two years to maintain the license.
Are there time limits to enroll in a Medigap plan in West Virginia?
Yes, the federal Medigap open enrollment period lasts six months starting when you are 65 and enrolled in Medicare Part B. During this time, you can buy any Medigap policy without medical underwriting. After this period, insurers may deny coverage or charge higher rates based on health.
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