The top-rated supplemental insurance agent in Smyrna, Tennessee is Tennessee Auto Insurance Agency, rated 5.0 stars across 1,324 reviews. Other highly rated options include Farmers Insurance - Marc Lewis, Joel Laird - State Farm Insurance Agent, Farm Bureau Insurance. This directory lists 19 supplemental insurance agents serving Smyrna.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tennessee Auto Insurance Agency | 244 N Lowry St | (615) 624-8007 |
| 2 | Farmers Insurance - Marc Lewis | 1241 Rock Springs Rd | (615) 625-7070 |
| 3 | Joel Laird - State Farm Insurance Agent | 11 N Lowry St | (615) 696-7170 |
| 4 | Farm Bureau Insurance | 667 President Pl | (615) 459-0469 |
| 5 | Cover My Assets Insurance Group, LLC | 661 Fitzhugh Blvd Ste 117 | (615) 345-0411 |
| 6 | Shelter Insurance - Drake Tyson | 336 S Lowry St | (615) 459-4697 |
| 7 | Acceptance Insurance | 273 N Lowry St Ste L | (615) 434-7138 |
| 8 | The Treece Agency | 1370 Hazelwood Dr Suite 200 | (615) 241-9906 |
| 9 | Proseguros Insurance & Ayuda Latina - Smyrna | 128 N Lowry St | (615) 750-3108 |
| 10 | Providence Insurance Agency, LLC | 214 N Lowry St | (615) 625-0165 |
Tennessee Auto Insurance Agency serves Smyrna and surrounding Rutherford County as a supplemental insurance agent. This agency helps clients fill gaps in their primary health or auto coverage by offering policies that address specific financial needs. Supplemental insurance plans typically provide fixed benefit payments directly to the policyholder after a covered event, such as an accident or illness. The company assists local residents in obtaining accident and hospital indemnity plans, as well as critical illness and short-term disability coverage.
Farmers Insurance - Marc Lewis in Smyrna, TN provides supplemental insurance agent services, offering policies that help fill gaps left by primary health coverage. The agency assists clients in understanding and selecting appropriate plans to cover additional medical expenses such as deductibles, copayments, and critical illness care. Service plans are supported by ongoing policy maintenance and claims assistance to ensure beneficiaries receive their entitled benefits. The agency serves a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Joel Laird’s agency in Smyrna, TN serves homeowners, renters, and local business owners seeking supplemental insurance to cover gaps left by primary medical or property policies. It offers plans that help with out-of-pocket costs such as deductibles and co-pays during unexpected illnesses or accidents. The team assists clients in reviewing their existing coverage to identify missing protections. This agency also provides services to residents and small businesses in nearby La Vergne and the greater Rutherford County area.
Farm Bureau Insurance in Smyrna, Tennessee is known for providing access to supplemental insurance coverage that helps fill gaps left by primary health plans. Its service range includes policies designed to cover deductibles, copayments, and other out-of-pocket medical expenses common in the area. The agency works with clients to address specific needs such as accident, critical illness, or hospital indemnity plans. A specialty service it can offer is adding a cancer insurance policy to supplement existing benefits.
Cover My Assets Insurance Group, LLC serves Smyrna, Tennessee, and the surrounding Rutherford County communities, handling supplemental insurance coverage for individuals and families. This agency works with policies designed to fill gaps in primary health plans, such as accident, critical illness, hospital indemnity, and disability income protection. To address a typical client’s needs, the agency first reviews existing coverage to identify potential shortfalls, then presents policy options that align with the client’s specific health and financial circumstances.
Shelter Insurance - Drake Tyson in Smyrna, TN offers clients the choice between one-time policy enrollment for a specific need and recurring service options for ongoing supplemental coverage adjustments. Supplemental insurance agents here help fill gaps left by major medical plans, providing additional financial protection for accidents, critical illness, or hospital stays. Service is provided on an as-needed basis, with clients able to request plan reviews or new quotes whenever their circumstances change without a set schedule or recurring phone call.
Acceptance Insurance serves the Smyrna, Tennessee area as a local Supplemental Insurance Agent. It helps clients bridge coverage gaps by offering policies that complement major medical plans. These supplemental options assist individuals with out-of-pocket expenses like deductibles and copays. The agency focuses on straightforward, clear explanations of available coverage. Its services include helping customers find plans for accident medical costs and critical illness expenses.
Located in Smyrna, The Treece Agency focuses on supplemental insurance products that cover gaps left by primary health plans. The agency helps local residents and families navigate options such as accident, cancer, or hospital indemnity policies designed to reduce out-of-pocket expenses. Each client receives guidance tailored to their financial situation and coverage needs. During open enrollment periods or after a sudden medical event, the agency assists with understanding plan benefits and filing claims efficiently.
As the seasons change in Smyrna, residents often reassess their financial safety nets. Proseguros Insurance & Ayuda Latina - Smyrna offers supplemental insurance policies to help cover gaps left by standard health plans and major medical coverage. Their agency assists local individuals and families in selecting products that address specific needs like accident, critical illness, or hospital indemnity. An initial consultation is scheduled for each prospective client to review personal situations and determine suitable policy options before any formal application is submitted.
Providence Insurance Agency, LLC works with individuals and businesses in Smyrna, Tennessee to arrange general supplemental insurance coverage. The company specializes in offering add-on policies that address specific gaps left by major medical plans. These supplemental options can help clients manage out-of-pocket costs from accidents, critical illness, or hospital stays. The agency’s supplemental services are available to a wide range of commercial sectors, including offices, warehouses, and food service establishments.
What Does a a Supplemental Insurance Agent in Smyrna Cost?
Supplemental insurance costs in Tennessee vary by plan type and provider. Medicare Supplement Plan G premiums in Smyrna typically range from 100 to 250 dollars per month for a 65 year old. Hospital indemnity policies may cost 30 to 80 dollars per month. Actual costs depend on your age health and chosen coverage. This is general information and not insurance advice.
About supplemental insurance agents in Smyrna
Supplemental insurance agents in Smyrna Tennessee help residents find policies that cover gaps in primary health insurance. Tennessee law requires all agents to hold a valid state license and follow strict disclosure rules. Local agents can explain how Medicare Supplement plans work with Original Medicare in Rutherford County.
Frequently Asked Questions
What does a supplemental insurance agent in Smyrna do?
A supplemental insurance agent in Smyrna helps you compare and enroll in policies like Medicare Supplement plans or hospital indemnity insurance. They explain coverage options and costs based on your needs. Agents must follow Tennessee insurance regulations and provide clear policy summaries.
Do I need a supplemental insurance agent if I have Medicare in Tennessee?
You do not need an agent to enroll in Medicare, but an agent can help you understand your options. Tennessee allows you to change Medicare Supplement plans during open enrollment periods. An agent can guide you through plan choices and price differences.
Are there time limits for buying supplemental insurance in Tennessee?
Yes, Tennessee has a six-month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. After this period insurers may use health questions to decide coverage.
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