The top-rated supplemental insurance agent in Franklin, Tennessee is Chris Howell Insurance, rated 4.9 stars across 396 reviews. Other highly rated options include Masters Life and Health Insurance Agency, Boxwood Insurance Group, Benton White Insurance. This directory lists 21 supplemental insurance agents serving Franklin.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chris Howell Insurance | 198 E Main St Suite 230 | (615) 619-4535 |
| 2 | Masters Life and Health Insurance Agency | Lancaster Dr | (615) 981-6242 |
| 3 | Boxwood Insurance Group | 3020 Stansberry Ln Suite 202 | (615) 245-5851 |
| 4 | Benton White Insurance | 231 Public Square Suite 300 | (615) 377-1212 |
| 5 | Stewart Insurance Group | Westhaven Town Center, 102 Front St | (615) 465-6072 |
| 6 | Triton Insurance Group Franklin Tennessee | 4151 Old Hillsboro Rd | (615) 234-0157 |
| 7 | Johnston & Associates Insurance | 321 Billingsly Ct STE 18 | (615) 716-2123 |
| 8 | Shellnut Insurance and Associates LLC | 130 Seaboard Ln STE A5 | (615) 850-9006 |
| 9 | Holt Insurance Agency | 1894 General George Patton Dr #700 | (615) 221-7094 |
| 10 | Core Insurance Advisors | 231 Public Square Suite 300 | (877) 404-8060 |
Chris Howell Insurance serves the Franklin, TN, area as a supplemental insurance agent. The agency helps individuals and families address coverage gaps that major medical plans often leave behind. It specializes in policies designed to pay out cash benefits directly to policyholders for specific events or conditions. These benefits can be used for deductibles, copays, or everyday living expenses during a health incident. Common services offered include accidental injury coverage and policies for critical illnesses such as cancer or heart attack.
Masters Life and Health Insurance Agency in Franklin, TN offers a range of supplemental insurance plans that help cover gaps left by major medical policies. The agency assists clients in understanding plan options and provides ongoing support for claims and policy adjustments. Services are available for those needing additional coverage for accident, critical illness, or hospital indemnity. It services a variety of properties for its client base, including single-family homes, apartments, retail locations, and restaurants.
Boxwood Insurance Group serves homeowners, businesses, and property managers in Franklin, Tennessee, by offering supplemental insurance policies that help cover gaps left by major medical plans. These agents assist clients in selecting affordable accident, critical illness, and hospital indemnity plans to protect against unexpected out-of-pocket costs. With a focus on personalized consultations, the agency helps individuals and companies tailor coverage to their specific needs. The firm also extends its supplemental insurance services to clients in the Brentwood area of the greater Nashville metro region.
Some supplemental insurance agents offer one-time policy purchases, while others provide services that can be renewed periodically. When you need coverage for gaps in your primary health or life insurance, such as accident, critical illness, or hospital indemnity plans that pay cash benefits directly to you, a local agent can help explain those choices. Benton White Insurance serves the Franklin, Tennessee area. Their service typically runs on a scheduled or as-needed basis, allowing policy management and claims assistance whenever necessary.
Stewart Insurance Group serves clients in Franklin, Tennessee, and the surrounding Middle Tennessee communities, handling supplemental insurance policies that cover gaps left by major medical plans. These plans include dental, vision, critical illness, accident, and hospital indemnity coverage, designed to help with out-of-pocket expenses. The company guides individuals through plan options, ensuring they understand each policy's benefits and limitations. For a typical customer, Stewart Insurance Group assesses personal health needs and lifestyle risks to present suitable coverage choices, then assists with enrollment and claims questions throughout the policy term.
As the seasons shift in Franklin, homeowners often review their existing coverage for gaps that traditional health insurance might leave unfilled. Triton Insurance Group Franklin Tennessee responds by focusing on supplemental plans designed to cover deductibles and copayments. This independent agency works with clients to explain how these secondary policies can provide more predictable out-of-pocket costs. The process begins with a no-obligation assessment of current insurance needs and a review of specific coverage gaps identified during the initial consultation.
Johnston & Associates Insurance in Franklin, TN specializes in selling core supplemental insurance policies. These plans help cover gaps left by standard health coverage, addressing deductibles and copays for individuals and families. The agency customizes its offerings to fit local needs. Its products are available for a variety of commercial settings, including corporate offices, industrial warehouses, and food service environments.
Serving residences in Franklin, Tennessee, Shellnut Insurance and Associates LLC also provides supplemental insurance coverage for commercial clients throughout the surrounding area. The agency works to help policyholders bridge gaps left by primary health plans, offering options such as accident, critical illness, and hospital indemnity policies. Meetings typically focus on explaining plan benefits and tailoring coverage to individual needs. After initial enrollment, clients can expect consistent follow-up service and easy schedule adjustments between regular plan reviews.
Holt Insurance Agency in Franklin, TN specializes in supplemental insurance policies that cover gaps left by major medical plans. It helps clients manage out-of-pocket costs with options for accident, critical illness, or hospital indemnity coverage. The agency guides individuals through plan selection and claims support for predictable benefits. As residents face high deductibles and medical bills, this agent assists with enrollment during open enrollment periods or when a qualifying life event occurs.
Core Insurance Advisors in Franklin, TN, is known for guiding clients through the supplemental insurance options that fill coverage gaps. The agency offers access to policies such as accident, critical illness, and hospital indemnity plans, which help manage out-of-pocket costs. These services are designed to work alongside primary health insurance, providing financial protection for unexpected medical events. As an add-on service, the agency also assists with final expense insurance to cover end-of-life costs.
What Does a a Supplemental Insurance Agent in Franklin Cost?
Supplemental insurance costs in Tennessee vary by plan type age and health status. Medigap Plan G for a 65 year old in Franklin typically ranges from 120 to 200 dollars per month. Medicare Advantage plans may have zero monthly premium but include copays and deductibles. Agent services are usually free to you because they earn commissions from insurance companies. This is general information not insurance advice.
About supplemental insurance agents in Franklin
Supplemental insurance agents in Franklin Tennessee help residents find coverage that fills gaps in Medicare or employer health plans. Tennessee law requires agents to be licensed by the state and follow specific rules for plan comparisons. Local agents understand the needs of Williamson County residents and can explain options like Medigap plans which have a six month open enrollment period under federal law.
Frequently Asked Questions
What is the best time to buy a Medigap plan in Franklin Tennessee?
The best time is during your six month Medigap open enrollment period which starts when you are 65 and enrolled in Medicare Part B. During this period you cannot be denied coverage due to health conditions. After this period insurers may use medical underwriting in Tennessee.
Are there Tennessee specific rules for supplemental insurance agents?
Yes Tennessee requires all insurance agents to hold a valid license from the Tennessee Department of Commerce and Insurance. Agents must follow state laws on advertising and disclosure. They cannot misrepresent policy benefits or pressure you into a purchase.
Can a supplemental insurance agent help with Medicare Advantage plans in Franklin?
Yes many agents in Franklin are licensed to sell Medicare Advantage plans as well as Medigap and Part D drug plans. They can compare plans available in Williamson County and explain costs and coverage limits. Agents must provide a summary of benefits before you enroll.
Supplemental Insurance Agents in Other Tennessee Cities
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