The top-rated supplemental insurance agent in Clarksville, Tennessee is Legacy Insurance, rated 4.9 stars across 722 reviews. Other highly rated options include Daniel Ingram - GEICO Insurance Agent, Augustine Insurance, Farm Bureau Insurance. This directory lists 19 supplemental insurance agents serving Clarksville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Legacy Insurance | 2017 Wilma Rudolph Blvd | (931) 538-1655 |
| 2 | Daniel Ingram - GEICO Insurance Agent | 1767 Wilma Rudolph Blvd Suite D | (931) 263-5390 |
| 3 | Augustine Insurance | 111 N Riverside Dr | (931) 503-0015 |
| 4 | Farm Bureau Insurance | 2197 Madison St #101 | (931) 645-2124 |
| 5 | BFS Insurance Group | 1820 Madison St G | (931) 503-1533 |
| 6 | Clarksville Insurance Agency | 2859 Fort Campbell Blvd | (931) 431-4551 |
| 7 | MedicareHub - We Make Medicare Simple! | 120 Merchants Blvd Suite A | (855) 230-4205 |
| 8 | CBIG LLC Insurance | 2515 Wilma Rudolph Blvd Suit 109 | (336) 546-5069 |
| 9 | The Stack Agency - Insurance Broker | 105 Ussery Rd | (931) 346-7700 |
| 10 | Jessica Villare - Health Markets | 127 Dean Dr | (931) 494-9490 |
Legacy Insurance serves clients in the Clarksville, Tennessee metro area and the surrounding county, specializing in supplemental insurance agent services. The company helps individuals bridge gaps left by primary health plans, offering policies that address out-of-pocket medical expenses. Common supplemental plans available through this agency provide financial support for critical illness treatments, accident recovery, and hospital confinement costs. Clients may also find options for fixed-benefit hospital indemnity coverage or specified disease policies tailored to local needs. The agency assists with Medicare supplement enrollment and provides dental insurance plans in this region.
Daniel Ingram - GEICO Insurance Agent in Clarksville, TN, provides supplemental insurance coverage designed to fill gaps left by primary health policies. These plans typically help with out-of-pocket expenses such as deductibles, copays, and critical illness costs. The agency offers straightforward policy management, including assistance with plan selection and claims guidance. Services cover a wide range of local properties, including single-family homes, apartments, retail spaces, and restaurants.
Augustine Insurance serves clients in Clarksville, Tennessee, and the surrounding communities. The company operates as a local supplemental insurance agent, offering policies that help cover costs not typically included in major medical plans, such as accident or critical illness benefits. These plans provide direct cash payments to policyholders for events like hospital stays or injuries. To handle a typical job, the agency begins by assessing a client’s existing coverage and then recommends specific supplemental policies designed to fill the gaps.
Farm Bureau Insurance serves the Clarksville, Tennessee area as a local Supplemental Insurance Agent. This agency helps clients explore optional coverage that works alongside major medical plans. Supplemental policies can address gaps in standard health insurance, offering financial support for unexpected medical costs. Individuals and families may find options for coverage beyond typical doctor visits and hospital stays. Representatives assist with enrollment and claims for specific supplemental plans. Common services here include accident insurance and critical illness insurance.
BFS Insurance Group offers supplemental health coverage for gaps in primary insurance, serving Clarksville, Tennessee. Its work includes explaining Medicare supplements, accident, and critical illness policies that address out-of-pocket costs. The agency assists clients in managing expenses tied to unexpected medical events or routine care. During open enrollment periods, it helps residents adjust plans to meet changing health needs. Around the winter holiday season, the company focuses on policies that protect against high deductibles from seasonal illnesses like flu or respiratory infections.
Residents of Clarksville, TN may choose between one-time policy purchases or recurring coverage plans from a supplemental insurance agent. These policies help fill gaps left by primary health insurance, covering costs like deductibles or copays. A local agency, Clarksville Insurance Agency, focuses on these specific needs for individuals in the area. Services here run on a one-time, scheduled, or as-needed basis, depending on the policy type selected.
During Open Enrollment and the Medicare Annual Election Period, Clarksville residents often face complex plan choices that affect their health coverage and budget. MedicareHub helps local seniors navigate these decisions by explaining supplemental insurance options in clear, straightforward language. Their agents review each client’s current prescriptions, preferred doctors, and out-of-pocket concerns to identify policies that fill gaps in Original Medicare. Every consultation begins with a thorough, no-cost assessment of the individual’s coverage needs and potential savings.
CBIG LLC Insurance provides supplemental insurance coverage for individuals in Clarksville, Tennessee, offering policies that help bridge gaps left by primary health plans. Its service includes assisting clients with plan selection and claim navigation to ensure smooth access to benefits. Regular policy reviews are available to adapt coverage as personal circumstances change. The company services single-family homes, apartments, retail establishments, and restaurants throughout the local area.
The Stack Agency - Insurance Broker serves local homeowners, renters, and small business owners in and around Clarksville, Tennessee. It helps clients fill coverage gaps left by major medical plans, offering supplemental policies that address expenses from accidents, critical illness, or hospital stays. The agency guides customers through plan selection and claims support for straightforward protection. Its services extend to the neighboring communities of Oak Grove and the greater Clarksville metro area, where it assists property managers seeking additional coverage for rental units.
Jessica Villare – Health Markets serves Clarksville, Tennessee and the surrounding Montgomery County communities, handling supplemental insurance policies that cover gaps in primary health plans. These policies typically help with out-of-pocket costs such as deductibles, copayments, and hospitalization expenses not fully covered by Medicare or employer-sponsored insurance. Clients often seek help comparing plan options for specific health needs or budget constraints. To handle a typical job, the agency first reviews an individual’s current coverage and medical risks, then presents a few tailored plan choices with clear explanations of benefits and monthly premiums.
What Does a a Supplemental Insurance Agent in Clarksville Cost?
Supplemental insurance agent services in Clarksville are typically free to the consumer because agents earn commissions from the insurance companies. Medigap Plan G premiums in Tennessee often range from $100 to $250 per month for a 65-year-old, but rates vary by age, location, and insurer. Plan N may cost $80 to $180 per month. Always ask for a personalized quote. This is general information and not insurance advice.
About supplemental insurance agents in Clarksville
Supplemental insurance agents in Clarksville Tennessee help residents find Medigap plans and other coverage to fill gaps in Medicare. Tennessee law requires a six-month open enrollment period for Medigap when you first turn 65. Agents can explain local options and guide you through the Tennessee SHIP program for free counseling.
Frequently Asked Questions
What is a supplemental insurance agent in Clarksville?
A supplemental insurance agent in Clarksville helps you buy Medigap or other secondary health plans. These agents are licensed by the Tennessee Department of Commerce and Insurance. They can compare plans from multiple carriers for you.
When can I enroll in a Medigap plan in Tennessee?
You have a six-month Medigap open enrollment period that starts the month you turn 65 and enroll in Medicare Part B. During this time in Tennessee, you cannot be denied a policy or charged more for health reasons. Outside this window, insurers may use medical underwriting.
Are there Tennessee rules for supplemental insurance agents?
Yes, Tennessee agents must hold a valid insurance license and follow state regulations on advertising and sales. They cannot misrepresent policy benefits or pressure you into a plan. You can verify an agents license on the Tennessee Department of Commerce and Insurance website.
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