The top-rated supplemental insurance agent in Johnson City, Tennessee is Veritas Insurance, rated 5.0 stars across 556 reviews. Other highly rated options include Widener Insurance Inc, Comer Insurance Agency, Westmoreland Insurance - A Division of Carriage Hill. This directory lists 20 supplemental insurance agents serving Johnson City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Veritas Insurance | 4451 N Roan St #201 | (423) 292-4142 |
| 2 | Widener Insurance Inc | 607 Baxter St | (423) 926-7151 |
| 3 | Comer Insurance Agency | 301 W Watauga Ave | (423) 928-0151 |
| 4 | Westmoreland Insurance - A Division of Carriage Hill | 2514 Wesley St #101 | (423) 610-1212 |
| 5 | Jones Insurance Service | 2112 N Roan St #706 | (423) 282-9339 |
| 6 | Farm Bureau Insurance | 2112 W Market St #50 | (423) 672-4060 |
| 7 | C R Gregory Insurance, Inc. | 2726 E Oakland Ave STE 106 | (423) 926-7722 |
| 8 | Dave Peters Insurance Inc. | 501 W Oakland Ave | (423) 477-8000 |
| 9 | 1Source Insurance Group | 3201 Bristol Hwy # 9 | (888) 817-8254 |
| 10 | Highlands Insurance Group | 508 Princeton Rd #104 | (423) 594-0222 |
Veritas Insurance serves the Johnson City, Tennessee area as a supplemental insurance agent. The company helps clients navigate policies that cover costs not addressed by primary health plans. These supplemental products can assist with out-of-pocket expenses, copays, and deductibles. The firm works with individuals to evaluate their specific coverage needs. Its services include consultation on supplemental health plans. Veritas Insurance specifically handles Medicare supplement policies and hospital indemnity insurance in this region.
Widener Insurance Inc provides supplemental insurance agent services to individuals and businesses throughout the Johnson City area. The company focuses on helping clients fill gaps in their primary health, accident, or disability coverage with customizable policies. Service plans include explaining plan options, assisting with enrollment, and offering ongoing support with claims and policy adjustments. Regular maintenance plans involve annual policy reviews to ensure coverage continues to meet changing needs. Widener Insurance Inc services single-family homes, apartments, retail locations, and restaurants.
Comer Insurance Agency works primarily with homeowners, families, and retirees in Johnson City, Tennessee, who seek coverage for gaps left by major medical plans. The company specializes in supplemental insurance policies that help with deductibles, copays, and everyday health expenses not fully covered by primary insurance. Each plan is explained clearly so clients understand their options for dental, vision, accident, or hospital indemnity. The agency also serves the surrounding communities of Jonesborough and the broader Washington County area.
Serving Johnson City, Tennessee, and the surrounding Tri-Cities region, Westmoreland Insurance - A Division of Carriage Hill assists residents with supplemental insurance coverage that complements existing health plans. As a local agency, it focuses on policies that help fill gaps in standard major medical coverage, such as accident, critical illness, and hospital indemnity plans. For a typical job, it begins by reviewing a client’s current benefits to identify potential coverage gaps, then presents plan options that align with the client’s specific health and financial situation.
Jones Insurance Service in Johnson City, TN, helps clients distinguish between one-time enrollment periods for supplemental plans and recurring options that renew annually. Coverage from a supplemental insurance agent typically fills gaps left by primary health policies, such as accident, hospital indemnity, or critical illness benefits. This agency tailors its approach to each policyholder’s specific needs, whether they require a single plan for a limited event or ongoing coverage. Service is arranged on an as-needed basis, with personal consultations scheduled when the client requests a review or policy change.
Farm Bureau Insurance serves Johnson City and surrounding areas in Washington County, offering supplemental insurance coverage to local residents. An independent agency, it works with clients to fill gaps left by primary health or life policies. Common supplemental plans include accident, critical illness, and hospital indemnity insurance. The agency also helps customers secure additional disability income protection for financial stability during unexpected events. These specific services address unforeseen medical expenses and income loss for Johnson City families and individuals.
C R Gregory Insurance, Inc. specializes in supplemental insurance policies designed to fill coverage gaps left by major medical plans. The agency serves the Johnson City area by helping individuals navigate and select optional health-related products that address specific needs not covered under primary insurance. These offerings often provide financial protection during unexpected medical events or routine care. Many local residents utilize these supplemental plans to manage out-of-pocket expenses related to deductibles or co-pays when facing a sudden hospital stay or a seasonal illness like the flu.
As the seasons change in Johnson City, residents often reassess their financial protections against unexpected health costs. Dave Peters Insurance Inc. helps fill these gaps by specializing as a supplemental insurance agent in the area. The agency focuses on policies that coordinate with existing health plans to cover deductibles, copays, and other out-of-pocket expenses. For those exploring their coverage options, the process begins with a straightforward assessment of individual needs during a no-cost initial consultation.
1Source Insurance Group of Johnson City, TN, works with local individuals and families to obtain supplemental coverage that fills financial gaps left by standard health plans. Their specialty includes accident, critical illness, and hospital indemnity policies that provide direct cash benefits for unexpected medical events. By tailoring policies to meet diverse needs, the agency helps protect personal savings for those in various work environments, including offices, warehouses, and food service facilities.
Highlands Insurance Group provides supplemental insurance coverage, including policies for medical, accident, and critical illness needs, along with ongoing support for claims and policy adjustments. Its service plans typically involve annual policy reviews and assistance with benefit coordination. The company serves residential property owners, including single-family homes and apartments, as well as commercial properties such as retail spaces and restaurants.
What Does a a Supplemental Insurance Agent in Johnson City Cost?
Supplemental insurance agents in Tennessee typically do not charge you directly for their services; they earn commissions from insurance companies. Medigap Plan G premiums for a 65-year-old in Johnson City often range from $120 to $200 per month, while Medicare Advantage plans may have $0 premiums but higher out-of-pocket costs. Costs vary based on your age, health, and chosen plan. This is general information, not insurance advice.
About supplemental insurance agents in Johnson City
Supplemental insurance agents in Johnson City Tennessee help residents find Medigap and Medicare Advantage plans that fit their needs. Tennessee law requires agents to be licensed by the state and follow specific rules for plan comparisons. Local agents can explain how Tennessee's birthday rule for Medigap works to help you switch plans without medical underwriting.
Frequently Asked Questions
What is a supplemental insurance agent in Johnson City?
A supplemental insurance agent in Johnson City helps you find plans that cover costs not paid by Original Medicare. These agents are licensed in Tennessee and can show you Medigap and Medicare Advantage options from multiple carriers.
When can I enroll in a Medigap plan in Tennessee?
You have a six-month Medigap Open Enrollment Period starting when you turn 65 and enroll in Medicare Part B. During this time in Tennessee, you can buy any Medigap policy without medical underwriting.
Does Tennessee have a birthday rule for Medigap?
Yes, Tennessee has a birthday rule that allows you to switch Medigap plans within 60 days after your birthday. You can change to a plan with equal or lesser benefits without answering health questions.
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