The top-rated supplemental insurance agent in Knoxville, Tennessee is 21st Insurance Agency, rated 4.9 stars across 3,510 reviews. Other highly rated options include Knoxville Insurance Group, William Knight Insurance Agency, HealthMarkets Insurance - Frank Layton. This directory lists 26 supplemental insurance agents serving Knoxville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | 21st Insurance Agency | 620 Market St | (866) 727-4712 |
| 2 | Knoxville Insurance Group | 220 S Peters Rd #103 | (865) 694-9788 |
| 3 | William Knight Insurance Agency | 1717 Winston Rd | (865) 670-2990 |
| 4 | HealthMarkets Insurance - Frank Layton | 7815 Oak Ridge Hwy # 2 | (865) 685-4444 |
| 5 | Bolton Insurance | 200 Fox Rd | (865) 690-5000 |
| 6 | IRM Insurance | 11002 Kingston Pike #103 | (865) 579-0500 |
| 7 | Core Insurance Advisors | 4315 Kingston Pike Ste 210 | (877) 404-8060 |
| 8 | Senior Financial Group | 10201 Parkside Dr | (865) 777-0153 |
| 9 | HealthMarkets Insurance - Ben Clark | 731 N Campbell Station Rd | (865) 309-4574 |
| 10 | Wisdom Insurance Network | 2220 Award Winning Way STE 202 | (865) 355-7300 |
21st Insurance Agency serves the Knoxville, Tennessee metro area as a dedicated supplemental insurance agent. These policies help cover out-of-pocket costs that major medical plans often leave behind, such as deductibles and copayments. The agency works with local residents to select plans fitting their individual health needs and household budgets. Common supplemental services handled here include accident and critical illness insurance policies.
Knoxville Insurance Group offers a range of supplemental insurance solutions designed to fill coverage gaps left by primary health plans. Its service approach focuses on helping clients understand policy details and file claims efficiently through personalized, ongoing support. Maintenance plans typically include annual policy reviews to ensure coverage remains aligned with changing medical needs. The company serves individual homeowners, apartment residents, and local retail and restaurant operators seeking additional financial protection.
Serving Knoxville and the surrounding East Tennessee communities, William Knight Insurance Agency handles supplemental insurance policies designed to fill coverage gaps left by primary health plans. This includes accident, critical illness, and hospital indemnity products. The agency understands that medical costs can strain a household budget, so it focuses on explaining benefits clearly to each client. To handle a typical job, it begins with a personal consultation to assess individual needs, then presents tailored options and assists with the straightforward application process.
HealthMarkets Insurance - Frank Layton specializes in supplemental insurance plans, offering Medicare supplements, hospital indemnity policies, and critical illness coverage to Knoxville residents. The agency helps individuals and families in the area fill gaps in their primary health insurance with personalized plan options. Whether navigating open enrollment or recovering from an unexpected medical event, clients receive guidance on choosing coverage that addresses their specific financial and healthcare needs. During the fall enrollment period, the agency assists seniors in adjusting their supplemental plans to avoid coverage lapses in the coming year.
As the seasons change in Knoxville, many residents consider gaps in their existing health coverage that supplemental insurance can address. Bolton Insurance assists clients in exploring these options without the high pressure often associated with insurance sales. The agent works one-on-one to explain how different plans might complement Medicare or other primary policies. Every consultation begins with a thorough review of the client’s current medical expenses and anticipated future needs. Only after this initial assessment does the agent discuss specific policy recommendations tailored to the individual’s situation.
IRM Insurance assists clients in Knoxville by offering supplemental insurance policies that fill coverage gaps left by standard health plans. These add-ons help manage out-of-pocket costs for unexpected medical needs. The agency guides businesses and individuals through plan selection for accident, critical illness, and hospital indemnity coverage. It is equipped to serve commercial sectors such as offices, warehouses, and food service operations.
With the changing seasons in Knoxville often bringing new health concerns, many residents seek the protection a supplemental insurance policy can provide. Core Insurance Advisors serves local clients by explaining how these plans cover gaps left by traditional Medicare, such as copayments or extended hospital stays. An agent reviews individual needs and clarifies differences between Medigap and other supplemental options available throughout Tennessee. Every consultation begins with a no-obligation review of current coverage and a simple assessment of potential out-of-pocket expenses.
Senior Financial Group serves clients in Knoxville, Tennessee, as a Supplemental Insurance Agent, helping individuals fill gaps in their primary health coverage with a range of supplemental policies. The company assists customers with plan selection and provides ongoing service support, including guidance during claims and annual policy reviews. Typical offerings address needs for hospital indemnity, accident, critical illness, and Medicare supplement insurance. These services are primarily designed for older adults, though policies may also be obtained by those owning single-family homes, apartments, and small businesses such as retail stores and restaurants.
HealthMarkets Insurance - Ben Clark serves individuals and families by evaluating their needs for supplemental insurance policies that help cover gaps in primary health plans. It also works with small business owners seeking to offer additional benefits to employees. The agency provides guidance on policies for accident, critical illness, and hospital indemnity coverage tailored to local circumstances. Homeowners and renters exploring options for financial protection against medical out-of-pocket costs are common clients. Its coverage area includes Knoxville and reaches into neighboring communities such as Farragut.
Wisdom Insurance Network serves Knoxville, Tennessee, and the surrounding East Tennessee communities. It handles supplemental insurance policies that provide financial support for expenses not fully covered by major medical plans, such as deductibles, copays, and daily living costs. The company helps clients navigate options like accident, hospital indemnity, and critical illness coverage. It typically works with individuals and families by reviewing existing benefits and recommending plans that fill specific gaps in their protection.
What Does a a Supplemental Insurance Agent in Knoxville Cost?
Supplemental insurance agent services in Tennessee are usually free to consumers because agents earn commissions from insurance carriers. Medigap Plan G premiums in Knoxville typically range from $120 to $250 per month for a 65 year old non smoker. Medicare Advantage plans may have $0 premiums but include copays and deductibles. Costs vary by age health plan type and carrier. This is general information not insurance advice.
About supplemental insurance agents in Knoxville
Supplemental insurance agents in Knoxville Tennessee help residents find coverage that fills gaps in Medicare or employer health plans. Tennessee law requires all Medicare supplement policies to follow federal guidelines and state regulations. Agents licensed in Tennessee can explain how plans like Medigap work with original Medicare in Knox County.
Frequently Asked Questions
What is a supplemental insurance agent in Knoxville?
A supplemental insurance agent in Knoxville is a licensed professional who helps you choose and enroll in Medicare Supplement plans or other gap coverage. They can compare policies from different carriers and explain Tennessee specific rules like guaranteed issue rights.
When can I enroll in a Medigap plan in Tennessee?
You have a six month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time in Tennessee you can buy any Medigap policy without medical underwriting. Outside this window insurers may ask health questions.
Are there Tennessee specific rules for supplemental insurance?
Yes Tennessee follows federal Medicare Supplement laws but also has state regulations on policy renewability and loss ratio requirements. Agents must be licensed by the Tennessee Department of Commerce and Insurance. Tennessee does not require Medigap plans for those under 65 but some insurers offer them.
Supplemental Insurance Agents in Other Tennessee Cities
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