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Find Supplemental Insurance Agents Near You in Westerly, RI

Browse supplemental insurance agents serving Westerly, Rhode Island. Updated 2026-07-14.

The top-rated supplemental insurance agent in Westerly, Rhode Island is Lathrop Insurance, rated 5.0 stars across 95 reviews. Other highly rated options include Fallon Insurance Agency, Mansfield Insurance Agency, Louis Panciera Insurance. This directory lists 11 supplemental insurance agents serving Westerly.

Showing 11 supplemental insurance agents in Westerly, RIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Lathrop Insurance33 Crestview Dr(401) 596-2525
2Fallon Insurance Agency43 Broad St # 3(401) 868-8265
3Mansfield Insurance Agency115 High St #1821(401) 596-2096
4Louis Panciera Insurance48 Main St(401) 596-4977
5Neri Agency, Inc.: Allstate Insurance105 Franklin St Unit 29(401) 596-7770
6Thorp & Trainer107 Airport Rd(401) 596-0146
7Schonning Insurance90 Airport Rd(401) 348-2000
8Bouvier Insurance, A HUB International Company: Westerly2 Wilder Ave(401) 326-6000
9Laudone Financial128 Main St(401) 637-4820
10Philip Overton - Prudential Financial53 High St Suite 31(401) 596-8297
LI
33 Crestview Dr
Lathrop Insurance
Supplemental Insurance Agent · Westerly, RI

Serving Westerly, Rhode Island, and the surrounding communities of Washington County, Lathrop Insurance works with Supplemental Insurance Agent services. The company handles policies designed to cover gaps left by primary health plans, addressing needs like accident, critical illness, and hospital indemnity coverage. It helps clients understand their existing benefits to identify suitable supplemental options. When handling a typical job, Lathrop Insurance schedules a personal review to discuss an individual's current coverage and explain how additional plans might provide extra financial protection.

FI
43 Broad St # 3
Fallon Insurance Agency
Supplemental Insurance Agent · Westerly, RI

Fallon Insurance Agency serves the Westerly, Rhode Island area as a supplemental insurance agent. It assists local residents in finding policies that help cover out-of-pocket expenses not paid by major medical plans. These supplemental plans can provide financial support for costs like deductibles, copays, and hospital stays. The company focuses on understanding each client’s specific needs to recommend suitable coverage. It handles Medicare Supplement and hospital indemnity insurance needs for the local community.

MI
115 High St #1821
Mansfield Insurance Agency
Supplemental Insurance Agent · Westerly, RI

Mansfield Insurance Agency in Westerly, Rhode Island offers supplemental insurance policies that help cover gaps in primary health coverage. Its support services include assisting clients with plan explanations, claims filing, and periodic policy reviews to ensure adequate protection. These maintenance plans help adjust benefits as personal circumstances change. The company caters to a range of properties and businesses, including single-family homes, apartments, retail locations, and restaurants in the local community.

LP
48 Main St
Louis Panciera Insurance
Supplemental Insurance Agent · Westerly, RI

Homeowners and property managers in Westerly, Rhode Island turn to Louis Panciera Insurance for supplemental insurance agent services that help fill gaps in primary coverage. The agency works with clients to review their existing policies and identify areas where additional protection may be beneficial, such as for unexpected medical costs or property exclusions. It also covers nearby communities including Stonington and the greater Mystic area.

NA
105 Franklin St Unit 29
Neri Agency, Inc.: Allstate Insurance
Supplemental Insurance Agent · Westerly, RI

Located in Westerly, Rhode Island, the Neri Agency, Inc.: Allstate Insurance serves the local area and its surrounding communities with supplemental insurance solutions. It handles policies designed to fill gaps left by major medical coverage, including accident, critical illness, and hospital indemnity plans. The agency approaches each client’s needs by first reviewing existing coverages to identify specific exposures, then recommending appropriate supplements to manage those risks effectively.

TT
107 Airport Rd
Thorp & Trainer
Supplemental Insurance Agent · Westerly, RI

Thorp & Trainer in Westerly, RI provides one-time policy comparisons for new coverage as well as recurring annual plan reviews to adjust supplemental insurance. These supplemental plans help cover deductibles and out-of-pocket costs that primary health insurance may leave behind. Common options offered include accident, critical illness, and hospital indemnity policies tailored to individual needs. Service is available on either a scheduled annual review basis for ongoing adjustments or as needed whenever policyholders require immediate assistance.

SI
90 Airport Rd
Schonning Insurance
Supplemental Insurance Agent · Westerly, RI

Schonning Insurance offers supplemental insurance products tailored to cover gaps left by major medical plans. Serving the Westerly, Rhode Island area, it helps clients manage out-of-pocket expenses through policies that provide additional financial protection for specific health events. The agency guides individuals in finding coverage that aligns with their needs. Annual enrollment periods can be confusing, so Schonning Insurance assists clients in navigating options before gaps occur during the winter flu season when unexpected illness may lead to higher medical costs.

BI
2 Wilder Ave
Bouvier Insurance, A HUB International Company: Westerly
Supplemental Insurance Agent · Westerly, RI

After a rough winter on the Rhode Island coast, your healthcare budget may feel strained. Bouvier Insurance, A HUB International Company: Westerly helps local residents bridge coverage gaps with supplemental insurance plans. These policies assist with out-of-pocket costs that traditional health insurance does not cover, providing financial peace of mind when unexpected medical needs arise. An agent will schedule a convenient at-home or phone consultation to review your current situation and explain how a simple supplemental plan might protect your savings.

LF
128 Main St
Laudone Financial
Supplemental Insurance Agent · Westerly, RI

Laudone Financial provides supplemental insurance to residents of the Westerly, Rhode Island area, helping individuals address gaps in their primary health or life coverage. The agency also develops commercial plans for local small businesses, serving clients across the surrounding Washington County region. Policies are tailored to meet specific household or organizational needs, ensuring appropriate protection during health events. Between regular policy reviews, agents follow up to adjust coverage for changed circumstances, reinforcing ongoing financial preparedness.

PO
53 High St Suite 31
Philip Overton - Prudential Financial
Supplemental Insurance Agent · Westerly, RI

Philip Overton - Prudential Financial in Westerly, RI, serves as a local agency providing supplemental insurance options for individuals and businesses. These policies fill coverage gaps left by major medical plans, typically addressing costs from accidents, critical illnesses, or hospital stays. The agency works with residents to customize these specialized add-ons to their existing health insurance. It can serve a variety of commercial sectors, including offices, warehouses, and food service operations.

SO
2 Memory Ln.
Smart Outlays
Supplemental Insurance Agent · Westerly, RI
(508) 243-7383
smartoutlays.com

What Does a a Supplemental Insurance Agent in Westerly Cost?

In Rhode Island, Medigap Plan G premiums for a 65-year-old typically range from 120 to 250 dollars per month. Costs vary by insurer, location, and your age at enrollment. Medicare Advantage plans may have lower monthly premiums but higher out-of-pocket costs. This is general information and not insurance advice.

About supplemental insurance agents in Westerly

Supplemental insurance agents in Westerly, Rhode Island help residents choose policies that cover gaps in Medicare or employer health plans. Rhode Island law requires Medigap policies to follow federal standards, and agents must be licensed by the state. Local agents can explain how plans like Plan G or Plan N work with your existing coverage.

Frequently Asked Questions

What is a supplemental insurance agent in Westerly?

A supplemental insurance agent is a licensed professional who helps you buy policies that pay for costs not covered by Medicare or other health insurance. In Rhode Island, agents must complete continuing education and follow state regulations. They can compare plans from multiple carriers for you.

When can I enroll in a Medigap plan in Rhode Island?

You have a six-month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time, you can buy any Medigap policy without medical underwriting. Outside this window, insurers may deny coverage or charge higher premiums based on health status.

Does Rhode Island have any special rules for Medicare supplements?

Yes, Rhode Island requires Medigap policies to be guaranteed renewable as long as you pay premiums. The state also limits the types of plans that can be sold to those standardized by the federal government. Agents must provide you with a clear outline of coverage before you buy.

Supplemental Insurance Agents in Other Rhode Island Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each supplemental insurance agent's credentials and current standing with your state Department of Insurance.