The top-rated supplemental insurance agent in Providence, Rhode Island is Globe Life American Income Division: Zuzick Organization, rated 4.9 stars across 2,275 reviews. Other highly rated options include Cross Insurance, Podmaska Insurance Agency Inc, Wilson Insurance Agency. This directory lists 15 supplemental insurance agents serving Providence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Globe Life American Income Division: Zuzick Organization | 754 Branch Ave #10A | (401) 429-1847 |
| 2 | Cross Insurance | 291 Promenade St | (401) 431-9200 |
| 3 | Podmaska Insurance Agency Inc | 1309 Chalkstone Ave | (401) 272-5444 |
| 4 | Wilson Insurance Agency | 723 Atwells Ave | (401) 453-6659 |
| 5 | Insurance Leader | 1237 Elmwood Ave | (401) 781-1810 |
| 6 | Guzman Insurance Group, LLC: Allstate Insurance | 1214 Broad St Lowr Level | (401) 785-0806 |
| 7 | World Insurance Associates LLC | 477 Elmwood Ave | (401) 572-3303 |
| 8 | Gilbane Insurance Agency Inc. | 515 Elmwood Ave | (401) 781-8680 |
| 9 | Farmington Insurance Agency | 24 Farmington Ave | (401) 944-2230 |
| 10 | Lefebvre Insurance Agency, Inc. | 839 N Main St | (401) 273-0022 |
Globe Life American Income Division: Zuzick Organization serves the Providence, Rhode Island metro area as a local supplemental insurance agent. The company helps individuals fill gaps in primary health coverage by offering select policies designed for out-of-pocket expenses. It represents a national carrier and works with clients in the region. Common services include processing applications for accident insurance and assisting with hospital indemnity plan claim inquiries.
Cross Insurance offers supplemental insurance agent services in Providence, Rhode Island, helping clients bridge gaps in their primary coverage. The company works with individuals and businesses to identify and select suitable supplemental plans for unexpected expenses. Its service approach focuses on explaining policy options and assisting with claims navigation to ensure clients understand their benefits. Regular policy reviews help maintain appropriate coverage as needs change. Cross Insurance serves a variety of property clients, including single-family homes, apartments, retail establishments, and restaurants.
Homeowners, property managers, and business owners in Providence, Rhode Island work with Podmaska Insurance Agency Inc for supplemental insurance coverage. This category of insurance helps fill gaps left by primary policies, offering extra financial protection for common property and liability risks. The agency guides clients through available plans and policy options in the local area. Podmaska Insurance Agency Inc also extends its supplemental insurance services to neighboring communities throughout Providence County and the greater Cranston metro region.
Wilson Insurance Agency in Providence, RI offers supplemental insurance both as a one-time purchase of a specific policy and as an ongoing service with regular coverage updates. These plans fill gaps left by major medical insurance, helping with out-of-pocket costs for accidents, hospital stays, or critical illness. As a local agent serving the Providence area, Wilson Insurance tailors each plan to an individual's current health needs and budget. Service is available on a one-time, scheduled, or as-needed basis, depending on the client's preference and policy type.
Insurance Leader specializes in offering supplemental insurance policies that fill gaps left by major medical plans, including coverage for accidents, critical illness, and hospital indemnity. The agency serves residents in Providence, Rhode Island, helping them choose plans that manage out-of-pocket costs and provide financial protection for everyday health needs. Its brokers guide clients through plan comparisons and enrollment to ensure appropriate coverage. During open enrollment periods, the company assists individuals in reviewing and updating their supplemental policies to match any recent changes in their health or financial circumstances.
With Providence’s increasingly unpredictable weather patterns, residents often seek coverage beyond standard health plans. Guzman Insurance Group, LLC: Allstate Insurance serves as a supplemental insurance agent, offering policies that fill gaps left by primary medical insurance. These plans can help manage out-of-pocket costs from unexpected illness or injury. Their local agency provides personal guidance through the selection process, ensuring clients understand each option. The initial step involves a straightforward consultation to assess individual needs and eligibility for supplemental coverage.
World Insurance Associates LLC in Providence, RI provides supplemental insurance coverage to individuals and businesses. Its specialty add-ons can fill gaps left by major medical plans, covering sudden costs from accidents, critical illnesses, or hospital stays. These policies help local clients manage out-of-pocket expenses during unexpected health events. The company can serve a range of commercial sectors, including offices, warehouses, and food service operations that seek to protect their employees and bottom line through tailored voluntary benefits.
Gilbane Insurance Agency Inc. serves residents in Providence, Rhode Island, with supplemental insurance coverage tailored to individual needs. Commercial policies are also available for local businesses seeking added protection beyond standard plans. The agency covers the greater Providence area and surrounding communities. Clients receive guidance on policy options that address gaps in existing health or life coverage. Follow-up service is provided between regular visits to address questions, adjust plans, or process claims as needs change.
What Does a a Supplemental Insurance Agent in Providence Cost?
Typical costs for a Medigap Plan G in Providence range from $120 to $250 per month for a 65-year-old. Cancer and hospital indemnity plans often cost between $30 and $80 per month. Actual premiums depend on your age, health status, and chosen carrier. This is general information, not insurance advice.
About supplemental insurance agents in Providence
Supplemental insurance agents in Providence, Rhode Island help residents fill gaps in primary health coverage. Rhode Island law requires Medigap policies to follow federal guidelines, including guaranteed issue rights during open enrollment. These agents can explain how local plans coordinate with Medicare and employer insurance.
Frequently Asked Questions
What is a supplemental insurance agent in Providence?
A supplemental insurance agent in Providence helps you buy policies like Medigap, accident, or critical illness insurance. They compare plans from different carriers and explain how each works with your existing health coverage.
When can I enroll in a Medigap plan in Rhode Island?
In Rhode Island, you have a six-month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time, you can buy any Medigap policy without medical underwriting.
Are supplemental insurance costs regulated in Rhode Island?
Rhode Island does not set standard rates for supplemental insurance, but carriers must file their rates with the state insurance division. Costs vary by age, gender, tobacco use, and plan type.
Supplemental Insurance Agents in Other Rhode Island Cities
Cranston · East Greenwich · East Providence · Johnston · Lincoln · Middletown · North Kingstown · North Providence · Pawtucket · Warwick · Westerly