The top-rated supplemental insurance agent in North Kingstown, Rhode Island is Mary Lippe: Allstate Insurance, rated 4.8 stars across 34 reviews. Other highly rated options include North Kingstown Insurance, LENNON INSURANCE AGENCY LLC, Cathleen Harrison: Allstate Insurance. This directory lists 11 supplemental insurance agents serving North Kingstown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mary Lippe: Allstate Insurance | 6828 Post Rd | (401) 885-6110 |
| 2 | North Kingstown Insurance | 6480 Post Rd #2 | (401) 337-7023 |
| 3 | LENNON INSURANCE AGENCY LLC | 7444 Post Rd | (401) 783-1816 |
| 4 | Cathleen Harrison: Allstate Insurance | 685 Boston Neck Rd | (401) 725-8150 |
| 5 | Amwins Group Benefits. LLC. | 50 Whitecap Dr | (800) 242-1991 |
| 6 | Wickford Insurance Inc | 1130 Ten Rod Rd | — |
| 7 | Sangster Insurance | 70 Romano Vineyard Way | (401) 295-2200 |
| 8 | Axia Insurance Services | 420 Scrabbletown Rd Suite C | (401) 268-3060 |
| 9 | Kevin Mccarthy - Aflac Insurance Agent | 197 Lang Dr | (401) 965-4951 |
| 10 | Nationwide Insurance: Mark J Graham | 650 Ten Rod Rd | (401) 295-9100 |
Mary Lippe: Allstate Insurance serves the North Kingstown, Rhode Island area as a supplemental insurance agency. It helps residents address financial gaps that standard health plans may leave uncovered. The agency provides specialized policies designed to support income needs during unexpected medical events. These products offer coverage for conditions such as critical illness and hospital confinement. Mary Lippe: Allstate Insurance handles supplemental accident insurance and cancer insurance policies for the local community.
North Kingstown Insurance provides supplemental insurance agent services to residents and businesses in the North Kingstown, Rhode Island, area. Service options include helping clients choose gap coverage for existing health or life insurance policies and supporting claims processing. Maintenance plans typically involve annual policy reviews to adjust coverage as needs change. The company serves single-family homes, apartments, retail locations, and restaurants.
Lennon Insurance Agency LLC serves homeowners, renters, and small business owners in North Kingstown, Rhode Island, by offering supplemental insurance policies that help cover gaps left by major medical plans. These policies include accident, critical illness, and hospital indemnity coverage to provide additional financial protection. The agency assists clients in understanding their benefits and selecting plans that fit personal budgets and health needs. It also provides services to residents in nearby East Greenwich and Wickford.
Serving North Kingstown, Rhode Island, and the surrounding communities, Cathleen Harrison: Allstate Insurance handles supplemental insurance policies. These plans are designed to cover gaps that traditional health insurance often leaves, offering financial support for specific medical events. The agency guides clients through selecting coverage that aligns with their individual healthcare needs. It approaches each job by first reviewing a client's current benefits, then clearly explaining how a supplemental plan can address potential out-of-pocket costs from a single illness or injury.
Amwins Group Benefits, LLC. in North Kingstown, RI, assists clients with supplemental insurance needs, offering one-time policy purchases for specific gaps or recurring coverage plans that renew to provide ongoing protection. These plans help cover costs left by primary health insurance, such as deductibles or copays. Services operate on a scheduled basis, accommodating periodic plan reviews and adjustments to match changing health or financial circumstances as needed.
As coastal winter winds arrive in North Kingstown, many residents begin reviewing their coverage for gaps that Medicare often leaves unfilled. Sangster Insurance responds to this seasonal need by offering supplemental policies that help cover deductibles, copays, and extended hospital stays. Their local office serves South County by explaining how Medigap or final expense plans coordinate with existing benefits. An initial complementary assessment reviews current coverage and identifies potential out-of-pocket shortfalls before a formal plan inspection takes place.
Axia Insurance Services in North Kingstown, RI works with clients to address their core coverage needs, including health and life policies. As a supplemental insurance agent, the company specializes in offering add-on plans that fill gaps left by primary medical insurance, such as accident, cancer, or critical illness policies. These tailored solutions provide additional financial protection for unexpected events. The firm serves a range of local commercial sectors, including offices, warehouses, and food service businesses.
Kevin McCarthy serves as an Aflac insurance agent providing supplemental coverage to residents of North Kingstown, RI. His services include policies that help fill gaps left by primary health insurance for individual households. He also offers similar commercial coverage to local businesses seeking to provide voluntary benefits for their employees. His service area extends throughout the surrounding region, ensuring accessibility for clients. Between regular visits, Mr. McCarthy follows up with policyholders to review their needs and assist with any claims or coverage adjustments.
Nationwide Insurance: Mark J Graham is a supplemental insurance agent serving North Kingstown, Rhode Island. The agency helps clients fill gaps in standard health coverage by offering policies for accidents, critical illness, and hospital indemnity. These plans provide direct cash benefits to manage unexpected medical costs not covered by primary insurance. The agency also assists with Medicare supplement options to reduce out-of-pocket expenses. Additionally, it offers short-term care coverage for those needing temporary assistance at home.
What Does a a Supplemental Insurance Agent in North Kingstown Cost?
Typical costs for a Medigap Plan G in Rhode Island range from $120 to $250 per month for a 65-year-old, depending on the insurer and location. Medicare Advantage plans in North Kingstown may have $0 monthly premiums but include copays for doctor visits and hospital stays. Costs vary by plan, age, and health status. This is general information, not insurance advice.
About supplemental insurance agents in North Kingstown
Supplemental insurance agents in North Kingstown, Rhode Island help residents choose plans that cover gaps in Original Medicare, such as copayments and deductibles. Rhode Island law requires Medigap policies to be guaranteed issue for eligible beneficiaries during certain enrollment periods. Local agents can explain how state-specific rules affect plan availability and pricing in Washington County.
Frequently Asked Questions
What is a supplemental insurance agent in North Kingstown?
A supplemental insurance agent in North Kingstown helps you find Medigap or Medicare Advantage plans that pay for costs not covered by Original Medicare. They compare plans from private insurers and explain Rhode Island rules, like the state's open enrollment period.
When can I enroll in a Medigap plan in Rhode Island?
In Rhode Island, you have a six-month Medigap open enrollment period starting the month you are 65 and enrolled in Medicare Part B. During this time, insurers cannot deny coverage or charge higher premiums due to health conditions.
Are there Rhode Island-specific rules for Medicare supplements?
Yes. Rhode Island requires Medigap policies to cover certain benefits, such as Part A coinsurance and hospital costs for an additional 365 days after Medicare benefits are used. The state also limits how much premiums can increase based on age.
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