The top-rated supplemental insurance agent in East Providence, Rhode Island is Thompson Insurance Group, rated 4.9 stars across 98 reviews. Other highly rated options include Your Blue Store, The Agency Paiva, London Health Administrators. This directory lists 11 supplemental insurance agents serving East Providence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Thompson Insurance Group | 940 Waterman Ave | (401) 434-7203 |
| 2 | Your Blue Store | 71 Highland Ave | — |
| 3 | The Agency Paiva | 501 Warren Ave E | (401) 438-0111 |
| 4 | London Health Administrators | 40 Commercial Way | (401) 435-4700 |
| 5 | The Platinum Organization, Inc. | 1990 Pawtucket Ave | (401) 272-5900 |
| 6 | Starkweather & Shepley Insurance Brokerage, Inc | 60 Catamore Blvd | (800) 854-4625 |
| 7 | Shannon Agency Inc | 400 Massasoit Ave STE 104 | (401) 431-0065 |
| 8 | Beaudoin Insurance | 73 Taunton Ave | (401) 434-4000 |
| 9 | Peaceful Insurance Providence | 17 Grove Ave Unit 14126 | (401) 560-6613 |
| 10 | Builders Insurance Group | 450 Veterans Memorial Pkwy #300a | (401) 438-4244 |
Thompson Insurance Group serves East Providence, Rhode Island, as a local supplemental insurance agent. It helps clients find policies that cover gaps left by major medical plans, such as accident and critical illness coverage. These services provide financial support for out-of-pocket costs and income loss during recovery. The agency guides customers through plan options to match their needs and budgets. It handles Medicare supplement and hospital indemnity insurance in the East Providence area.
The Agency Paiva serves East Providence, Rhode Island, and the surrounding communities, handling supplemental insurance policies that cover gaps left by major medical plans. These policies help individuals manage out-of-pocket costs for procedures, accidents, or critical illnesses. The agency explains plan options so clients understand their benefits and any applicable waiting periods. It typically reviews a client’s existing coverage first, then identifies suitable supplemental plans that align with their budget and specific health needs before finalizing enrollment.
Households in the East Providence area looking to fill gaps in their primary health coverage rely on London Health Administrators. This supplemental insurance agent assists clients with policies designed to cover deductibles and copays often left by standard medical plans. Their focused approach provides residents with straightforward access to additional financial protection for unexpected medical expenses. By working directly with individuals, they simplify the process of securing extra coverage for wellness visits or hospital stays. This firm also extends its services to homeowners and renters throughout neighboring Providence.
The Platinum Organization, Inc. in East Providence, RI represents a supplemental insurance agent. Unlike one-time health plans, supplemental policies provide recurring coverage that helps fill gaps left by primary insurance, such as deductibles or co-pays for hospitalization, accident, or critical illness. These agents guide local residents through the differences between fixed-benefit and indemnity options to match their needs. This service typically runs on a scheduled and as-needed basis, whether for initial enrollment or annual policy reviews.
Starkweather & Shepley Insurance Brokerage, Inc in East Providence specializes in supplemental insurance policies that fill coverage gaps left by primary health plans. It serves local residents by identifying specific financial exposures related to accidents, critical illnesses, or hospital stays. The agency helps clients select appropriate plans and manages policy questions throughout the year. As winter months bring increased risks of falls and flu-related hospitalizations, the company assists with reviewing supplemental options that address potential out-of-pocket costs from seasonal medical events.
As the seasons change in East Providence, residents often look to protect their health and finances from unexpected gaps in Medicare or other primary coverage. Shannon Agency Inc provides supplemental insurance solutions to help local policyholders manage out-of-pocket costs and plan for future medical needs. The agency focuses on guiding East Providence clients through policy options that fit their individual situations. A typical process begins with a complimentary review of current coverage, leading to a straightforward assessment of each client’s specific supplemental needs and available plans.
Beaudoin Insurance provides general supplemental insurance agent services to residents and businesses in East Providence, Rhode Island. Their added specialty lies in offering supplemental policies that cover gaps left by major medical plans, such as hospital indemnity or critical illness benefits. This allows clients to manage out-of-pocket costs for unexpected events. Their agents can serve a variety of commercial sectors, including small offices, warehouse facilities, and food service operations throughout the local area.
Peaceful Insurance Providence provides supplemental insurance services to residents in East Providence, Rhode Island. The company also offers commercial coverage options for local businesses in the area. These policies help fill gaps left by primary health plans, covering expenses such as deductibles and copayments. Clients can expect personalized attention during initial consultations and policy reviews. Follow-up visits ensure coverage remains aligned with changing needs, with ongoing support available between regular appointments for claims assistance or plan adjustments.
Builders Insurance Group in East Providence, Rhode Island, is known for helping clients select supplemental insurance policies that cover gaps left by primary health plans. Its services include coordinating with Medicare and private insurers to offer dental, vision, and accident protection. The agents clarify policy terms so customers understand out-of-pocket limits and waiting periods. A specialty add-on they can arrange is a critical illness policy, which provides a lump-sum benefit upon diagnosis of a covered condition.
What Does a a Supplemental Insurance Agent in East Providence Cost?
Typical costs for supplemental insurance in Rhode Island depend on the plan and your age. Medigap Plan G premiums often range from 120 to 250 dollars per month. Cancer and hospital indemnity plans may cost 30 to 100 dollars per month. Costs vary by insurer and your health status. This is general information, not insurance advice.
About supplemental insurance agents in East Providence
Supplemental insurance agents in East Providence, Rhode Island help residents fill gaps in their primary health coverage. These agents can explain options like Medicare Supplement plans, which in Rhode Island must follow state and federal rules for standardized benefits. Local agents understand the specific needs of East Providence seniors and families.
Frequently Asked Questions
What is a supplemental insurance agent in East Providence?
A supplemental insurance agent helps you buy policies that cover costs not paid by your main health insurance. In Rhode Island, these agents are licensed by the state Department of Business Regulation. They can assist with Medigap, accident, and critical illness plans.
When can I enroll in a Medigap plan in Rhode Island?
You have a six-month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time in Rhode Island, you can buy any Medigap policy without medical underwriting. After this period, you may face health questions or higher premiums.
Are supplemental insurance costs regulated in Rhode Island?
Yes, Rhode Island regulates Medicare Supplement plan pricing. Insurers must file rates with the state and cannot deny coverage during open enrollment. Costs vary by plan type, age, and insurer. For example, Plan G premiums in Rhode Island often range from 120 to 250 dollars per month.
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