The top-rated supplemental insurance agent in Troy, Ohio is Freeman Groves Insurance And Financial Services Inc, rated 4.9 stars across 208 reviews. Other highly rated options include Littman-Thomas Agency - Troy Office, Heath Murray - State Farm Insurance Agent, Holobaugh Insurance. This directory lists 17 supplemental insurance agents serving Troy.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeman Groves Insurance And Financial Services Inc | 2840 S Co Rd 25A | (937) 348-1763 |
| 2 | Littman-Thomas Agency - Troy Office | 210 S Market St suite b | (937) 339-1525 |
| 3 | Heath Murray - State Farm Insurance Agent | 725 W Market St | (937) 335-9600 |
| 4 | Holobaugh Insurance | 2244 OH-718 | (937) 552-9956 |
| 5 | Carr Insurance Group | 115 S Market St | (937) 335-8914 |
| 6 | Koverman Staley Dickerson Insurance | 1106 W Main St | (937) 339-4119 |
| 7 | Benefits Analysis Corporation | 1930 Prime Ct Suite 103 Suite 103 | (937) 335-5751 |
| 8 | Carson Halsey: Allstate Insurance | 1275 Experiment Farm Rd D | (937) 332-6942 |
| 9 | Trojan Insurance Agency | 1008 Grant St | (937) 339-2674 |
| 10 | R J Warner Insurance | 23 S Mulberry St | (937) 335-5166 |
Freeman Groves Insurance And Financial Services Inc serves Troy, Ohio and the surrounding Miami County area as a supplemental insurance agent. This agency helps clients address coverage gaps not filled by major medical plans, offering policies that provide financial protection for unexpected health events. Services include accident and critical illness insurance, which pay cash benefits directly to policyholders. They also assist with hospital indemnity plans to cover daily costs during a medical stay.
Littman-Thomas Agency - Troy Office provides supplemental insurance agent services, offering policies designed to cover gaps left by primary health or life insurance. Their service support includes assistance with claims filing, policy changes, and annual plan reviews to ensure clients’ coverage remains appropriate. The agency serves clients in various property types, including single-family homes, apartments, retail locations, and restaurants.
Heath Murray - State Farm Insurance Agent serves homeowners, businesses, and property managers in Troy, OH, offering supplemental insurance policies that help cover gaps left by primary health or property plans. The agency focuses on explaining coverage options in straightforward terms so clients understand their financial protection. Supplemental plans address expenses such as deductibles, copays, or lost income during recovery periods. This agency also provides services to residents and business owners in the neighboring communities, including Piqua and the surrounding Miami County area.
Holobaugh Insurance serves clients in Troy, Ohio, and the surrounding communities throughout Miami County and the greater region. The agency handles supplemental insurance policies that help cover costs excluded by major medical plans. These plans typically address gaps related to accidents, critical illnesses, and hospital stays. To manage a typical job, the agency focuses on presenting clear policy options and straightforward enrollment procedures that align with each client’s existing healthcare coverage and personal financial situation.
Carr Insurance Group in Troy, OH helps clients navigate the difference between one-time policy purchases, such as accident plans, and recurring service options like ongoing monthly payment structures for supplementary coverage. Their focus is on supplemental insurance, which fills gaps left by major medical plans with specific benefit payouts for occurrences like hospital stays or critical illness. This service is available on an as-needed basis, allowing local residents to review their existing coverage and add new policies whenever their personal circumstances change.
As winter heating bills climb and medical copays can strain a household budget, Koverman Staley Dickerson Insurance in Troy, OH works to connect residents with supplemental insurance that fills coverage gaps left by Medicare or employer plans. These agents review a client’s existing health plan to identify potential out-of-pocket exposures, then present policies covering accident, cancer, or hospital indemnity. Each consultation begins with a thorough, no-cost review of the client’s current benefits and budget before scheduling an in-person or phone assessment of specific insurance needs.
Benefits Analysis Corporation works with individuals and families in the Troy, OH area to identify gaps in their existing health coverage and address them with tailored supplemental insurance solutions. Their expertise focuses on add-on policies that help manage out-of-pocket expenses not covered by primary medical plans. By offering personalized guidance on options like accident, critical illness, and hospital indemnity plans, the agency supports clients in achieving greater financial protection. Its service extends to professionals in local offices, warehouses, and food service establishments.
Carson Halsey: Allstate Insurance in Troy, OH supplements a person's primary health plan by offering policies that help cover deductibles, copays, and other out-of-pocket costs from a major medical event. The agency works with clients to identify additional coverage for unexpected gaps in their existing benefits. It assists during open enrollment or after a qualifying life change. When a change in seasons brings higher rates of slips or colds, it helps adjust supplemental plans to cover the increased minor medical expenses.
Trojan Insurance Agency in Troy, OH, is known for connecting local residents with supplemental insurance policies that fill gaps in primary health coverage. Its service range includes options such as accident, critical illness, and hospital indemnity plans designed to manage out-of-pocket costs. Agents in this area typically help clients navigate plan details and enrollment periods. For those seeking broader protection, this agency specializes in adding dental and vision coverage to a customer’s existing insurance portfolio.
R J Warner Insurance serves residents in Troy, OH, with supplemental insurance policies that help cover costs primary plans may leave behind. The agency also offers commercial coverage for local businesses seeking added protection against unexpected gaps. Service extends throughout the Troy area and surrounding communities. Clients receive clear guidance on selecting appropriate plans for their specific needs. The team typically follows up after major claims to review coverage and provides repeat service between regular visits to ensure policies remain suitable.
What Does a a Supplemental Insurance Agent in Troy Cost?
Supplemental insurance costs in Ohio vary widely by plan type age and health status. A Medigap Plan G for a 65 year old in Troy might range from 120 to 200 dollars per month. Medicare Advantage plans often have low or zero premiums but include copays and deductibles. This is general information and not insurance advice.
About supplemental insurance agents in Troy
Supplemental insurance agents in Troy Ohio help residents choose plans that cover gaps in Medicare or employer health coverage. Ohio law requires agents to be licensed by the Ohio Department of Insurance. Local agents understand the specific needs of Miami County residents including access to Upper Valley Medical Center.
Frequently Asked Questions
What is a supplemental insurance agent in Troy Ohio?
A supplemental insurance agent in Troy Ohio is a licensed professional who sells policies like Medigap Medicare Advantage or hospital indemnity plans. These agents help you compare plans from different carriers to find coverage that fits your budget and health needs.
Do I need a supplemental insurance agent if I have Medicare in Ohio?
You do not need an agent but many Ohio residents use one to navigate the complex rules of Medicare enrollment. An agent can explain Ohio-specific rules such as the Medigap open enrollment period and guarantee issue rights.
How do I verify an insurance agent license in Ohio?
You can verify an agent license on the Ohio Department of Insurance website using the license lookup tool. All agents selling supplemental insurance in Ohio must hold a valid resident or non-resident license.
Supplemental Insurance Agents in Other Ohio Cities
Akron · Avon Lake · Beavercreek · Boardman · Bowling Green · Brunswick · Canton · Centerville · Cincinnati · Cleveland · Columbus · Cuyahoga Falls · Dayton · Delaware · Dublin