The top-rated supplemental insurance agent in Cincinnati, Ohio is Ohio Insurance Center Agency, rated 4.9 stars across 905 reviews. Other highly rated options include Acceptance Insurance, Cincinnatus Insurance LLC, J.M. Insurance & Financial Inc.. This directory lists 48 supplemental insurance agents serving Cincinnati.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ohio Insurance Center Agency | 7404 Hamilton Ave | (513) 522-6300 |
| 2 | Acceptance Insurance | 10952 Hamilton Ave | (513) 798-7130 |
| 3 | Cincinnatus Insurance LLC | 4790 Red Bank Expy Ste 102 | (513) 587-3553 |
| 4 | J.M. Insurance & Financial Inc. | 6020 Harrison Ave UNIT 1 | (513) 756-2779 |
| 5 | Camargo Insurance | 615 Elsinore Pl #310 | (513) 561-5311 |
| 6 | DG Insurance Agency | 3825 Edwards Rd Suite 620 | (513) 818-1923 |
| 7 | Mindful Medicare Solutions | 7875 Montgomery Rd Suite 42 Office #108 | (859) 754-6371 |
| 8 | Ohio's Best Insurance Agency llc. | 10954 Hamilton Ave | (513) 851-9700 |
| 9 | ARC Benefit Solutions | 2101 Florence Ave | (833) 342-5272 |
| 10 | Lauber & Will Insurance | 7012 Harrison Ave #5 | (513) 661-8300 |
Ohio Insurance Center Agency serves the Cincinnati metro area and surrounding Hamilton County as a supplemental insurance agent. The agency assists clients in filling gaps left by major medical plans, offering policies that provide cash benefits for unexpected health events. Common coverages include accident, critical illness, and hospital indemnity plans, which help offset out-of-pocket expenses. The business guides residents through selecting appropriate supplemental products to strengthen their personal financial safety net. It focuses on accident insurance and hospital confinement policies in this region.
Acceptance Insurance serves the Cincinnati, Ohio area and its surrounding communities, handling supplemental insurance agent services. This includes offering policies that cover gaps left by primary health or life insurance plans, such as accident, critical illness, or hospital indemnity coverage. It assists local residents in navigating the often complex options available to find suitable supplementary protection. The company generally evaluates each individual client’s current coverage first, then recommends specific additional plans to address any identified benefit gaps for a more complete safety net.
Cincinnati residents often face unexpected medical expenses beyond what traditional health insurance covers, especially during seasonal illness surges. Cincinnatus Insurance LLC serves this local need as a supplemental insurance agent, helping individuals and families fill those coverage gaps with targeted policies. The company focuses on explaining cost-saving options like accident, critical illness, or hospital indemnity plans tailored to specific risks in the Ohio River Valley region. Their process begins with a straightforward in-person or virtual consultation to review current coverage and identify potential gaps.
J.M. Insurance & Financial Inc. serves the residential market in the Cincinnati area with supplemental insurance policies designed to cover gaps left by primary health plans. The agency also provides commercial coverage options for local businesses seeking additional financial protection. Supporting clients throughout the Cincinnati region, the company ensures policyholders can address immediate needs and adjust coverage as life circumstances change. Agents follow up after claims events and offer repeat service between regular scheduled visits to maintain appropriate protection.
Camargo Insurance serves the Cincinnati, Ohio area as a supplemental insurance agent. The company helps clients address gaps in primary health coverage by offering policies that pay cash benefits directly. A typical range of services includes assisting with plans for accident, critical illness, and hospital indemnity. Additional support extends to helping individuals understand and select Medicare supplement options. Camargo Insurance can also provide specialty coverage for specific needs such as dental or vision care.
DG Insurance Agency serves clients across Hamilton County, Ohio, from its base in Cincinnati. As a supplemental insurance agent, the agency offers policies that help cover gaps left by major medical plans. These typically include coverage for out-of-pocket costs such as deductibles, copays, and coinsurance. Many local clients seek its assistance in evaluating plans for hospital stays and critical illness events. The agency specifically handles Medicare supplement policies and short-term medical plans in the Cincinnati area.
Mindful Medicare Solutions serves individuals and families in Cincinnati who are exploring their supplemental insurance options. Its agents help clients navigate plan choices to cover gaps not addressed by original Medicare. They focus on straightforward explanations of policy features to support informed decision-making. The company also provides its advisory services to residents in neighboring areas across Hamilton County.
Ohio's Best Insurance Agency llc. provides a range of supplemental insurance solutions tailored to fill gaps left by standard health and life policies, including accident and critical illness plans. Its service model offers dedicated support for policy management and claims assistance, ensuring clients understand their coverage throughout the year. Maintenance plans include periodic policy reviews to adjust benefits as life circumstances change. The agency services properties and businesses across the Cincinnati area, including single-family homes, apartments, retail establishments, and restaurants.
ARC Benefit Solutions serves clients in Cincinnati, Ohio, and the surrounding communities. As a supplemental insurance agent, the company assists individuals with policies designed to cover gaps left by primary health plans, such as accident, critical illness, or hospital indemnity coverage. It helps customers navigate their options for added financial protection against unexpected medical expenses. For a typical job, the agent evaluates a client’s existing coverage and personal circumstances to identify suitable supplemental policy types.
Lauber & Will Insurance, based in Cincinnati, Ohio, helps clients distinguish between one-time plans, such as critical illness policies that provide a lump sum after a specific diagnosis, and recurring service options like hospital indemnity coverage that pays for each day of an overnight stay. A supplemental agent works to fill those gaps left by major medical insurance, ensuring more out-of-pocket costs are covered. Service runs on an as-needed basis, allowing policyholders to file claims whenever a covered event occurs.
What Does a a Supplemental Insurance Agent in Cincinnati Cost?
The cost of a supplemental insurance agent in Cincinnati is typically free to you because agents earn commissions from the insurance companies. Medigap Plan G premiums in Ohio often range from 100 to 250 dollars per month depending on age gender and location. Medicare Advantage plans may have low or zero monthly premiums but include cost-sharing. Costs vary by case and plan type. This is general information not insurance advice.
About supplemental insurance agents in Cincinnati
Supplemental insurance agents in Cincinnati Ohio help residents fill gaps in their primary health coverage. These agents can explain how Ohio law affects Medicare Supplement plans and short-term policies. They also guide clients through the annual enrollment periods and special enrollment rules specific to Ohio.
Frequently Asked Questions
What is a supplemental insurance agent in Cincinnati?
A supplemental insurance agent in Cincinnati helps you buy policies that cover costs not paid by Medicare or your employer plan. These agents are licensed in Ohio and must follow state insurance regulations. They can compare plans from multiple carriers to find a good fit for your budget.
When can I enroll in a Medigap plan in Ohio?
In Ohio you have a six-month Medigap open enrollment period that starts when you are both 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. If you miss this window you may face higher premiums or denial based on health.
Does Ohio require supplemental insurance agents to have special training?
Yes Ohio requires all insurance agents to complete continuing education credits every two years. Agents selling Medicare products must also complete specific Medicare training each year. This helps ensure they provide accurate information about plan options and Ohio regulations.
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