The top-rated supplemental insurance agent in Dayton, Ohio is Medicare One Stop, rated 5.0 stars across 2,020 reviews. Other highly rated options include Meridian Capstone Insurance, Ingram Insurance Group, Health Insurance Strategies. This directory lists 23 supplemental insurance agents serving Dayton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Medicare One Stop | 8177 Washington Church Rd | (937) 630-4751 |
| 2 | Meridian Capstone Insurance | 7601 Paragon Rd Suite 303 | (800) 207-7079 |
| 3 | Ingram Insurance Group | 733 Salem Ave | (937) 741-5100 |
| 4 | Health Insurance Strategies | 7021 Old Troy Pike Suite 7 | (937) 623-3246 |
| 5 | Universal Insurance Agency | 8393 N Main St | (937) 867-2368 |
| 6 | Sanderson Insurance Agency | 3320 Office Park Dr | (937) 878-3787 |
| 7 | Wagner Insurance Agency | 1050 S Main St | (937) 223-2232 |
| 8 | DANE HARDING INSURANCE | 1291 N Fairfield Rd | (937) 306-8120 |
| 9 | Ohio Medicare Plan | 92 W Franklin St | (937) 241-5544 |
| 10 | CoverPoint Insurance Solutions | 3610 Pentagon Blvd Suite 110 | (937) 345-1001 |
Medicare One Stop serves the Dayton, Ohio area as a supplemental insurance agent. It helps clients navigate the complexities of Medicare coverage by offering guidance on plans that fill gaps in original Medicare. The agent works to match individuals with suitable policies for their healthcare needs and budgets, providing local support and personalized explanations of options. Among its specific services, Medicare One Stop assists with Medigap plan enrollment and Medicare Advantage plan comparison.
Meridian Capstone Insurance provides supplemental insurance plans to help individuals and families in Dayton, Ohio, cover gaps left by primary health coverage. It offers assistance with policy selection, enrollment, and claims guidance to ensure clients understand their benefits. Ongoing support is available for plan adjustments and routine inquiries, helping policyholders maintain appropriate coverage as their needs change. The company works with clients who own single-family homes, apartments, retail spaces, and restaurants.
Ingram Insurance Group serves homeowners, businesses, and property managers throughout Dayton, Ohio, who require supplemental insurance policies to fill gaps left by standard coverage. As a supplemental insurance agent, the company helps clients obtain additional protection such as accident, critical illness, or cancer insurance. Every policy is reviewed individually to match each customer’s specific financial and medical needs. The agency also extends its supplemental insurance services to surrounding communities in Montgomery County, including the nearby city of Huber Heights.
Health Insurance Strategies in Dayton, OH specializes in Medicare supplement plans and gap coverage options, along with general supplemental insurance services such as dental, vision, and hospital indemnity policies. The agency assists local residents in understanding coverage gaps within their primary health plans and finding appropriate policy solutions to reduce out-of-pocket expenses. During the annual Medicare open enrollment period, it helps clients review and adjust their supplemental coverage to avoid unexpected costs from new medical needs or plan changes.
Universal Insurance Agency in Dayton, OH offers supplemental insurance clients the choice between one-time policies for specific short-term needs and recurring plans that provide ongoing coverage. Common supplemental options include dental, vision, accident, or critical illness insurance to fill gaps left by primary health plans. Services are available on an as-needed basis, allowing individuals to request assistance whenever they require enrollment, policy changes, or claims support without maintaining a scheduled appointment.
As the leaves turn in Dayton and winter approaches, concerns about unexpected medical costs often rise. Sanderson Insurance Agency helps local residents explore supplemental insurance options designed to fill gaps left by major medical plans. The agency focuses on policies that may cover deductibles, copays, or critical illness expenses. For anyone wondering if their current coverage is adequate, the process begins with a straightforward initial-assessment step that reviews existing policies and personal circumstances to identify potential coverage gaps.
Wagner Insurance Agency assists individuals with filling coverage gaps left by major medical plans in the Dayton area. The company concentrates specifically on supplemental insurance products, addressing deductibles and out-of-pocket expenses that typical health policies do not cover. These specialty add-ons help manage financial exposure from accidents or critical illnesses. The agency serves a range of commercial clients, including offices requiring employee benefit options, warehouses needing tailored supplemental packages, and food service operations seeking to protect their workers.
Dane Harding Insurance provides residential supplemental insurance services in Dayton, OH, helping individuals cover gaps left by primary health plans. Commercial supplemental coverage for local businesses is also available, with service extending throughout the Dayton metropolitan area. The agency focuses on clear explanations of plan benefits to ensure clients understand their options. Regular follow-ups between annual or seasonal visits allow for adjustments to coverage based on changing needs or life events.
CoverPoint Insurance Solutions serves Dayton, Ohio, as a supplemental insurance agent. The company assists individuals in covering out-of-pocket costs that primary health plans do not pay. It offers policies that provide cash benefits for accidents, critical illnesses, and hospital stays. Clients can purchase supplemental coverage to help with deductibles, coinsurance, and everyday expenses during recovery. As an add-on specialty, CoverPoint can arrange short-term disability policies to replace income when injury or illness prevents a client from working.
What Does a a Supplemental Insurance Agent in Dayton Cost?
Supplemental insurance costs in Ohio vary by plan type age and location. For a Medigap Plan G in Dayton monthly premiums typically range from 120 to 250 dollars for a 65-year-old. Medicare Advantage plans often have lower or zero monthly premiums but include cost-sharing. Costs can change each year and depend on the insurance company. This is general information not insurance advice.
About supplemental insurance agents in Dayton
Supplemental insurance agents in Dayton Ohio help residents choose Medigap or Medicare Advantage plans to cover costs not paid by Original Medicare. Ohio law requires agents to be licensed by the Ohio Department of Insurance and follow strict marketing rules. Local agents understand the specific plan options available in Montgomery County and can explain how Ohio's guaranteed issue rights apply.
Frequently Asked Questions
What is the best time to enroll in a supplemental insurance plan in Dayton?
The best time is during your Medigap Open Enrollment Period which starts when you are 65 and enrolled in Medicare Part B. This six-month window gives you guaranteed issue rights meaning insurers cannot deny coverage or charge higher premiums due to health conditions. Outside this period you may face medical underwriting.
Do Ohio agents have to follow special rules when selling supplemental insurance?
Yes Ohio agents must follow state regulations including a 30-day free look period for Medigap policies. They cannot use high-pressure sales tactics and must provide a clear outline of coverage before you buy. The Ohio Department of Insurance enforces these rules.
Can I switch supplemental insurance plans in Ohio after I enroll?
You can switch plans but you may need to pass medical underwriting unless you have a guaranteed issue right. Ohio allows a one-time trial period if you join a Medicare Advantage plan and then want to return to Medigap within 12 months. Always check with a licensed agent about your specific situation.
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