The top-rated supplemental insurance agent in North Ridgeville, Ohio is Christina Estes - State Farm Insurance Agent, rated 4.8 stars across 139 reviews. Other highly rated options include KLT Insurance, Village Insurance, Resource One Insurance. This directory lists 10 supplemental insurance agents serving North Ridgeville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Christina Estes - State Farm Insurance Agent | 34100 Center Ridge Rd | (440) 327-6969 |
| 2 | KLT Insurance | 6480 Pitts Blvd | (440) 584-0558 |
| 3 | Village Insurance | 31674 Center Ridge Rd UNIT 104 | (440) 871-8400 |
| 4 | Resource One Insurance | 33888 Center Ridge Rd | (440) 454-9898 |
| 5 | Farmers Insurance - Angel Feliciano | 35116 Center Ridge Rd Ste 111 | (440) 281-9480 |
| 6 | Bryner Insurance | 37723 Center Ridge Rd | (440) 530-4862 |
| 7 | R L Price Insurance Inc | 35522 Center Ridge Rd | (440) 327-3221 |
| 8 | Met Life | 35590 Center Ridge Rd #207 | (440) 353-0343 |
| 9 | Mundell Financial Group | 35021 Clear Creek Dr | (440) 353-9700 |
| 10 | Wisniewski Insurance - Family First Insurance | 5387 Barton Rd | (440) 334-3410 |
Christina Estes - State Farm Insurance Agent in North Ridgeville, Ohio, is recognized for providing supplemental insurance policies that fill gaps in primary health or life coverage. These plans help clients manage unexpected out-of-pocket costs not covered by standard medical or disability insurance. The agency serves individuals and families seeking added financial security through tailored policies. As a convenient add-on, the office can also offer accident or critical illness coverage to strengthen a client’s overall safety net.
KLT Insurance serves the greater Lorain County area from its North Ridgeville, Ohio location. As a supplemental insurance agent, the company helps individuals address gaps left by major medical plans. Agents work with clients to explore policies that offer additional financial protection for specific health or accident-related events. They provide guidance on Medicare supplements to cover out-of-pocket costs not paid by original Medicare coverage. The firm also assists with securing hospital indemnity plans, which pay a lump-sum benefit directly to the policyholder upon admission.
Village Insurance provides supplemental insurance agent services to residents and businesses throughout North Ridgeville, OH. These policies help cover costs that primary health, dental, or life insurance may not fully address. The company offers ongoing policy management and claims assistance to ensure clients understand their coverage benefits. Service plans typically include regular policy reviews for changing needs and direct support for filing supplemental claims. Village Insurance serves a wide variety of properties, including single-family homes, apartment complexes, retail stores, and local restaurants.
Resource One Insurance serves local homeowners and property managers who seek to close coverage gaps left by standard health plans. The North Ridgeville, OH firm specializes in supplemental insurance policies designed to help clients manage out-of-pocket medical costs and unexpected expenses. Their team guides customers through plan options suited to individual needs, ensuring clear understanding of benefits and limitations. This supplemental insurance agent also supports residents and small property owners in nearby Elyria with the same personal, straightforward service.
Farmers Insurance - Angel Feliciano serves North Ridgeville, Ohio, and the surrounding communities in Lorain and Cuyahoga counties. This agency handles supplemental insurance policies, offering coverage that helps fill gaps left by primary health or major medical plans. The agency works with individual clients to review their existing benefits and determine areas where additional protection may be beneficial. To handle a typical job, the agent takes a consultative approach, carefully explaining policy options and matching coverage to each client's specific needs and budget.
For seniors and individuals facing gaps in original Medicare, supplemental insurance offers either a one-time enrollment or recurring policy options. At Bryner Insurance in North Ridgeville, OH, agents assist clients by explaining how specific plans cover coinsurance, copayments, and deductibles not included in traditional coverage. This local agency specializes solely in supplemental insurance products, ensuring focused guidance without distractions. Service operates on an as-needed basis, with appointments available for initial consultations, policy reviews, or questions throughout the coverage period.
As the seasons change in North Ridgeville, many residents review their existing health coverage for potential gaps. R L Price Insurance Inc helps clients explore supplemental insurance options that can address deductibles or unexpected medical costs not fully covered by a primary plan. Serving the local community, the company focuses on explaining plan features in straightforward terms. An initial prequalification review is typically conducted to examine an individual’s current coverage and discuss policy details before any selection process begins.
This supplemental insurance agent in North Ridgeville, OH specializes in Medicare supplements and dental coverage, helping clients fill the gaps left by major medical plans. It provides individual policy enrollment for local residents seeking additional financial protection against unexpected healthcare costs. The agent also assists with short-term care and critical illness policies. As winter approaches, it helps clients address potential coverage gaps during open enrollment periods for hospital indemnity plans.
Mundell Financial Group works with individuals and businesses in the North Ridgeville, Ohio, area to help address financial gaps not covered by major medical plans. The company specializes in supplemental insurance add-ons that provide additional protection for specific needs. These products typically help manage out-of-pocket costs or offer cash benefits for unexpected events. The firm’s services are available to commercial sectors including office environments, warehouse operations, and food service establishments, where workers may require tailored coverage options.
Wisniewski Insurance - Family First Insurance offers supplemental insurance agent services to residents in North Ridgeville, Ohio, helping them fill gaps in their primary health coverage. Commercial clients in the area can also access similar supplemental policies tailored to business needs. The agency serves customers throughout North Ridgeville and the surrounding region. After an initial enrollment, representatives typically follow up to review coverage options and adjust plans, ensuring continued alignment with changing health or financial circumstances between regular visits.
What Does a a Supplemental Insurance Agent in North Ridgeville Cost?
Supplemental insurance agent services in Ohio are typically free to consumers because agents earn commissions from insurance companies. Medigap plan premiums in Ohio range from about 50 to 300 dollars per month depending on your age gender and plan type. Costs vary by case and are set by each insurer. This is general information not insurance advice.
About supplemental insurance agents in North Ridgeville
Supplemental insurance agents in North Ridgeville Ohio help residents choose Medigap or Medicare Advantage plans that fill gaps in Original Medicare. Ohio law requires agents to be licensed by the Ohio Department of Insurance and follow strict marketing rules. These agents can explain how Ohio-specific programs like the Medicare Savings Program may affect your coverage options.
Frequently Asked Questions
What is a supplemental insurance agent in North Ridgeville?
A supplemental insurance agent in North Ridgeville is a licensed professional who helps you compare and enroll in Medicare Supplement plans also called Medigap. They must follow Ohio regulations including a 30 day free look period for Medigap policies.
When can I enroll in a supplemental plan in Ohio?
You can enroll in a Medigap plan during the six month open enrollment period that starts when you are 65 and enrolled in Medicare Part B. Ohio also allows a special enrollment period if you lose other coverage or move out of your plan service area.
Are there Ohio laws that protect me when buying supplemental insurance?
Yes. Ohio law requires agents to provide a standardized outline of coverage and a notice of your right to return the policy within 30 days. The Ohio Department of Insurance also prohibits agents from using high pressure sales tactics.
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