The top-rated supplemental insurance agent in Teaneck, New Jersey is Mariela Gonzalez - State Farm Insurance Agent, rated 5.0 stars across 121 reviews. Other highly rated options include Dapinder Kaur: Allstate Insurance, EL Risk, TR Randolph - State Farm Insurance Agent. This directory lists 12 supplemental insurance agents serving Teaneck.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mariela Gonzalez - State Farm Insurance Agent | 504b Cedar Ln | (201) 530-7779 |
| 2 | Dapinder Kaur: Allstate Insurance | 415 Cedar Ln | (201) 836-8001 |
| 3 | EL Risk | 44 Westgate Rd | (516) 491-7235 |
| 4 | TR Randolph - State Farm Insurance Agent | 181 W Englewood Ave | (201) 837-0022 |
| 5 | Risk Strategies Company | 1086 Teaneck Rd #5b | (856) 420-7633 |
| 6 | Best Insurance CO NJ | 980 Teaneck Rd | (551) 365-1976 |
| 7 | Legacy Insurance Service | 252-258 Degraw Ave | (551) 362-2919 |
| 8 | Preferred Service Agency Inc | 411 Cedar Ln | (551) 270-9763 |
| 9 | Rance Insurance Agency | 244 Edgemont Terrace | (201) 862-1500 |
| 10 | Zimm Insurance Agency | 1340 Teaneck Rd | (201) 730-5500 |
Mariela Gonzalez - State Farm Insurance Agent serves the Teaneck, New Jersey, area and the surrounding Bergen County region as a local supplemental insurance agent. This office works with individuals to provide coverage options that help fill gaps left by primary health or life policies, offering tailored plans for unexpected medical events. Clients frequently turn to this agency for help with accident and hospital indemnity policies that provide direct cash benefits.
Dapinder Kaur: Allstate Insurance in Teaneck, New Jersey, provides supplemental insurance agent services that address gaps in primary health and life coverage. The agency offers supplemental plans designed to support clients with unexpected medical costs or income loss. Routine policy reviews help ensure each plan remains appropriate for changing needs. The company also assists with claims guidance and plan modifications. Its supplemental insurance solutions serve single-family homes, apartments, retail businesses, and restaurants in the area.
EL Risk serves Teaneck, New Jersey, and the surrounding communities in Bergen County as a supplemental insurance agent. It handles policies that help cover expenses not paid by primary health coverage, such as accident, critical illness, and hospital indemnity plans. For each client, the agent evaluates existing coverage to identify gaps in protection. It then recommends specific supplemental products to address those gaps. This approach customizes each individual plan to match the client's particular needs and financial situation.
TR Randolph - State Farm Insurance Agent in Teaneck, NJ, serves local homeowners, renters, and small business owners seeking supplemental coverage to fill gaps in their health or property plans. The agency works with clients to review their existing policies and identify options for added financial protection against unexpected medical or home expenses. Its services focus on personalized consultations that help customers understand their supplemental insurance choices. The agency also provides support for individuals and families throughout Bergen County, including nearby communities such as Hackensack.
Risk Strategies Company in Teaneck, NJ, provides supplemental insurance agency services, which typically involve one-time policy enrollment for plans like accident or critical illness coverage, with recurring premium payments rather than one-time service fees. These policies help fill gaps left by major medical coverage, offering fixed cash benefits for specific events. Depending on the client’s chosen policy terms, service runs on a one-time enrollment basis, with ongoing policy management and claims assistance available as needed.
Best Insurance Co NJ in Teaneck offers specialized supplemental insurance policies that fill gaps in primary health coverage, including plans for accidents, critical illness, and hospital indemnity. As a supplemental insurance agent, it helps residents manage out-of-pocket medical expenses and lost income during recovery. This service is especially valuable during tax season, when clients can review coverage for upcoming year deductibles and unexpected health costs.
As winter approaches in Teaneck, homeowners often worry about gaps in their primary health coverage. Legacy Insurance Service helps local residents evaluate supplemental policies designed to cover deductibles and copays that standard plans leave behind. Working from their Teaneck office, the agent reviews individual medical situations to recommend suitable Medicare supplements or hospital indemnity plans. Every consultation begins with a straightforward overview of current benefits and a full assessment of each client’s out-of-pocket exposure.
Preferred Service Agency Inc provides supplemental insurance coverage for residents in the Teaneck, NJ, area. The same agency also offers commercial plans to local small businesses needing gap protection. Serving both personal and corporate clients allows the firm to assist with varied policy needs throughout the community. Follow-up support is available to help clients adjust their benefits between regular scheduled visits.
Rance Insurance Agency provides general insurance services to individuals and businesses throughout the Teaneck, New Jersey area, with a specialized focus on supplemental insurance products that cover gaps left by major medical plans. These optional policies help policyholders manage out-of-pocket costs from accidents, critical illnesses, or hospital stays. The agency works with clients to understand their unique coverage needs and recommends suitable supplemental options. It can serve commercial sectors such as local offices, warehouses, and food service establishments.
What Does a a Supplemental Insurance Agent in Teaneck Cost?
Supplemental insurance costs in New Jersey vary by plan type age and insurer. Monthly Medigap premiums in Teaneck typically range from 100 to 300 dollars for popular plans like Plan G. Medicare Advantage plans may have lower premiums but higher out of pocket costs. This is general information and not insurance advice.
About supplemental insurance agents in Teaneck
Supplemental insurance agents in Teaneck New Jersey help residents choose policies that cover gaps in original Medicare. New Jersey state law requires Medigap policies to be guaranteed issue for eligible beneficiaries during certain enrollment periods. Agents can explain how local health care costs and provider networks affect your coverage decisions.
Frequently Asked Questions
What is a supplemental insurance agent in Teaneck New Jersey
A supplemental insurance agent is a licensed professional who helps you compare and enroll in Medigap or Medicare Advantage plans. They work with multiple carriers to find a policy that fits your budget and health needs. In New Jersey agents must follow state regulations regarding plan disclosures and enrollment periods.
When can I enroll in a supplemental plan in Teaneck
You have a six month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time New Jersey law guarantees you can buy any Medigap policy without medical underwriting. Outside this window you may face health questions or higher premiums.
Are there New Jersey specific rules for supplemental insurance
Yes New Jersey requires Medigap plans to be standardized as Plan A through Plan N. The state also mandates that insurers cannot deny coverage or charge higher premiums for pre-existing conditions during the initial open enrollment period. These rules help protect consumers in Teaneck and across the state.
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