The top-rated supplemental insurance agent in Bayonne, New Jersey is The Four Corners Agency, rated 4.9 stars across 422 reviews. Other highly rated options include Dominick Abramo - State Farm Insurance Agent, Justin Bush - State Farm Insurance Agent, Rose Kellner: Allstate Insurance. This directory lists 15 supplemental insurance agents serving Bayonne.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Four Corners Agency | 497 Broadway #9 | (732) 285-2539 |
| 2 | Dominick Abramo - State Farm Insurance Agent | 409 Broadway | (973) 509-0360 |
| 3 | Justin Bush - State Farm Insurance Agent | 599 Broadway | (201) 339-8100 |
| 4 | Rose Kellner: Allstate Insurance | 315 Broadway | (201) 339-1404 |
| 5 | Bayonne Transoceanic, Inc. | 620 Broadway | (201) 437-3900 |
| 6 | Kouvel Insurance Associates | 772 Broadway | (201) 455-3050 |
| 7 | Longo Agency Inc | 916 Broadway | (201) 437-0900 |
| 8 | Julius A. Rose Insurance Agency | 194 Broadway | (201) 436-7600 |
| 9 | State Farm: Joe Brogan | 599 Broadway | (201) 339-8100 |
| 10 | AMIRSURANCE AGENCY LLC | 636 Avenue C | (908) 242-8548 |
The Four Corners Agency serves Bayonne, New Jersey and the surrounding Hudson County area as a supplemental insurance agent. It helps clients cover out-of-pocket medical costs often not covered by primary health plans. These voluntary policies can provide financial support for hospital stays, accident recovery, and critical illness treatments. The agency guides individuals in selecting plans that fit their specific needs and budget. It specializes in hospital indemnity and accident insurance policies.
Dominick Abramo - State Farm Insurance Agent provides supplemental insurance policies designed to cover gaps not addressed by primary health plans. These plans include accident, critical illness, and hospital indemnity coverage, helping to manage out-of-pocket costs. Located in Bayonne, NJ, the agency maintains existing policies, assists with claims, and offers annual plan reviews to ensure coverage meets changing needs. It services single-family homes, apartments, retail businesses, and local restaurants in the surrounding area.
Justin Bush - State Farm Insurance Agent in Bayonne, New Jersey, serves local homeowners, renters, and small business owners seeking supplemental insurance coverage. The agency helps clients close gaps in their existing policies by offering additional protection for unexpected medical costs or property losses. It provides personalized consultations to explain how supplemental plans can complement primary health or home insurance. Residents of Bayonne, as well as those in the neighboring community of Jersey City, can schedule appointments to review their coverage needs with the agent.
Rose Kellner: Allstate Insurance serves Bayonne, New Jersey, and the surrounding communities, handling a range of supplemental insurance policies. These plans help cover gaps left by major medical coverage, addressing expenses like co-pays, deductibles, and critical illness costs. The company meets with each client to understand their current health plan and specific financial needs, then customizes a policy to complement their existing benefits. This approach focuses on providing clear explanations and personalized options to simplify the selection process for each individual.
Bayonne Transoceanic, Inc., in Bayonne, New Jersey, distinguishes between one-time supplemental insurance plans and recurring policy options that renew automatically to maintain continuous coverage. Their supplemental products fill the gaps left by major medical policies, addressing deductibles and out-of-pocket costs local residents may face. As an agency serving the area, they focus on explaining how these policies coordinate with existing health coverage. Service and support are available on both a one-time and an as-needed basis, dependent on client requests for policy reviews or modifications.
Bayonne winter weather often leads to unexpected gaps in health coverage, and local residents turn to Kouvel Insurance Associates for supplemental insurance solutions. Working solely in the supplemental insurance agent category, this company helps clients understand options like accident, critical illness, or hospital indemnity plans that can fill those coverage holes. Their agents take time to clarify policy details and coordinate with existing primary insurance. An initial in-person or phone assessment begins the process of matching supplemental products to individual needs, starting with a review of current gaps and priorities for protection.
Longo Agency Inc in Bayonne, NJ specializes in helping clients navigate supplemental insurance plans, such as accident, critical illness, and hospital indemnity policies. The agency also assists with general Medicare supplements and gap coverage to fill holes left by primary health insurance. In its daily work, it matches individuals with appropriate policies based on personal health needs and budget. During the annual Medicare open enrollment period, it guides seniors through reviewing and adjusting their current plans to avoid unexpected out-of-pocket costs.
Based in Bayonne, New Jersey, Julius A. Rose Insurance Agency provides general insurance solutions with a focused specialty in supplemental insurance coverage. These vital add-on policies help clients manage out-of-pocket expenses that standard health plans often leave uncovered, offering financial protection for unexpected medical costs. The agency serves a variety of commercial sectors, including local offices, warehouses, and food service operations in the surrounding area.
Residential supplemental insurance clients in Bayonne, NJ, receive coverage guidance from State Farm: Joe Brogan for needs not met by major medical plans. Commercial policies are also offered, serving local businesses with additional protection options. Service extends throughout the Bayonne area, helping clients understand plan details for their specific situations. Agents assist with policy adjustments when life changes occur. Follow-up is conducted between regular visits to address new questions and ensure coverage remains aligned with evolving requirements.
AMIRSURANCE AGENCY LLC is known for helping residents of Bayonne, New Jersey, navigate the specific needs of supplemental insurance. The agency serves local clients by offering coverage options that work alongside existing health or major medical plans, addressing out-of-pocket costs from deductibles and co-pays. This service assists individuals and families in managing financial risks from unexpected medical events. The agency can also provide Medicare supplement plans to fill gaps in older adults’ healthcare coverage.
What Does a a Supplemental Insurance Agent in Bayonne Cost?
Typical costs for a Medigap plan in New Jersey range from $100 to $300 per month depending on age, gender, and plan type. Some plans may have higher premiums for tobacco users. Costs vary by carrier and location in Hudson County. This is general information and not insurance advice.
About supplemental insurance agents in Bayonne
Supplemental insurance agents in Bayonne, New Jersey help residents find Medigap and other private health plans to cover gaps in Medicare. New Jersey law requires Medigap policies to be guaranteed renewable, meaning the insurer cannot cancel your coverage as long as you pay premiums. Agents can also assist with dental, vision, and hospital indemnity plans tailored to local needs.
Frequently Asked Questions
What is a supplemental insurance agent in Bayonne?
A supplemental insurance agent helps you buy private policies that fill gaps in Medicare or other primary coverage. In New Jersey, these agents must be licensed by the state Department of Banking and Insurance.
When can I enroll in a Medigap plan in New Jersey?
You have a six-month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time, insurers cannot deny you coverage or charge more for pre-existing conditions.
Are there special rules for supplemental insurance in New Jersey?
Yes. New Jersey requires Medigap policies to be guaranteed renewable. Also, if you lose employer coverage, you may have special enrollment rights for supplemental plans.
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