The top-rated supplemental insurance agent in Fair Lawn, New Jersey is ABA Insurance Agency, rated 4.8 stars across 229 reviews. Other highly rated options include Fernando Frias - State Farm Insurance Agent, Fawaz Ghannam - State Farm Insurance Agent, Suburban General Insurance Agency. This directory lists 14 supplemental insurance agents serving Fair Lawn.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | ABA Insurance Agency | 16-00 NJ-208 Suite 103 | — |
| 2 | Fernando Frias - State Farm Insurance Agent | 34-12 Broadway | (201) 254-3539 |
| 3 | Fawaz Ghannam - State Farm Insurance Agent | 12-45 River Rd #2 | (201) 791-6200 |
| 4 | Suburban General Insurance Agency | 21-00 NJ-208 Suite 105 | (201) 225-9099 |
| 5 | Excel Brokerage | 24-06 Broadway # 2 | (201) 791-2121 |
| 6 | Praneet Singh: Allstate Insurance | 17-10 River Rd | (201) 791-3330 |
| 7 | Suburban Insurance | 6-16 Saddle River Rd | (201) 796-1881 |
| 8 | Primetime Insurance | 35 River Rd | (551) 365-1806 |
| 9 | Kobrin Agency Inc | 26-02 Broadway | — |
| 10 | ASAP Insurance Agency LLC | 13-33A River Rd | (201) 773-6669 |
Fernando Frias - State Farm Insurance Agent in Fair Lawn, New Jersey, provides supplemental insurance services designed to help clients manage unexpected out-of-pocket costs that primary health plans may not cover. The agency offers policies such as accident, critical illness, and hospital indemnity insurance to provide additional financial protection. Service and maintenance plans involve periodic policy reviews to adjust coverage as individual needs change. The agent serves properties including single-family homes, apartments, retail establishments, and restaurants.
Fawaz Ghannam serves local homeowners, renters, and business owners seeking supplemental insurance coverage in Fair Lawn, New Jersey. The agency helps clients explore options to fill potential gaps in their existing policies, focusing on accident, critical illness, and hospital indemnity plans. Services are tailored to protect individuals and families from unexpected medical expenses. Guidance is provided to help clients understand how supplemental insurance can complement their primary health coverage. The agency also works with residents and businesses throughout Bergen County, including nearby communities such as Paterson and Paramus.
Suburban General Insurance Agency serves Fair Lawn, New Jersey, and the surrounding communities in Bergen County. It handles supplemental insurance policies designed to cover gaps left by primary health plans. This local agent works with clients to assess personal needs and identify appropriate coverage options. To complete a typical job, it thoroughly reviews each policyholder’s current situation and compares available plans to recommend a suitable solution.
Excel Brokerage in Fair Lawn, NJ guides clients through the difference between one-time supplemental policies and recurring coverage options, such as annual renewal plans for accident or hospital indemnity. These insurance solutions help fill gaps left by primary health plans. Supplemental agent services typically address specific needs like critical illness or disability income protection. The brokerage provides service on an as-needed basis, allowing clients to request policy reviews, modifications, or enrollment assistance whenever their situation changes.
As a supplemental insurance agent in Fair Lawn, New Jersey, Praneet Singh with Allstate Insurance offers specialty policies that fill coverage gaps left by standard health plans, including accident, critical illness, and hospital indemnity insurance. The agency also provides general services to help local residents understand and select appropriate supplemental benefits for their unique needs. Before the annual Medicare open enrollment period begins each fall, this agent assists clients in reviewing their existing plans to identify any emerging coverage shortfalls for the coming year.
As winter weather approaches in Fair Lawn, senior residents often review their healthcare gaps. Suburban Insurance serves this need by offering supplemental insurance plans that address out-of-pocket costs not covered by Medicare. The company guides clients through plan comparisons in a straightforward manner, focusing on local coverage options. Each new enrollment begins with a confidential, in-home review of the client’s current coverage and personal health needs to identify any missing protections. An initial assessment appointment is scheduled to document their specific requirements.
Primetime Insurance assists individuals and businesses with their supplemental insurance needs, specializing in offering add-on coverage options for unexpected health and financial gaps. The agency serves clients throughout Fair Lawn, NJ, helping to provide extra protection beyond major medical plans. Its field of operations includes advising on policies for office environments, warehouse facilities, and food service establishments, ensuring these commercial sectors can access additional layers of financial security.
ASAP Insurance Agency LLC, based in Fair Lawn, NJ, is recognized for offering supplemental insurance coverage to local residents. The company helps clients fill gaps left by primary health plans, providing additional financial protection for unexpected medical costs. Its service range includes options for accident and critical illness policies, which can assist with deductibles and out-of-pocket expenses. A specialty service this agency may add on is hospital indemnity insurance, which pays a fixed cash benefit directly to the policyholder during a covered hospital stay.
What Does a a Supplemental Insurance Agent in Fair Lawn Cost?
Typical costs for supplemental insurance in New Jersey depend on the plan and your age. Medigap Plan G premiums for a 65-year-old in Fair Lawn often range from 120 to 200 dollars per month. Medicare Advantage plans may have zero-dollar premiums but include copays and deductibles. Costs can change annually and vary by insurer. This is general information and not insurance advice.
About supplemental insurance agents in Fair Lawn
Supplemental insurance agents in Fair Lawn, New Jersey help residents choose policies that cover gaps in Medicare, such as copayments and deductibles. Under New Jersey law, insurers must offer standardized Medigap plans during the six-month open enrollment period starting when you turn 65. These agents provide local guidance on plans like Medicare Supplement and Medicare Advantage to match your budget and health needs.
Frequently Asked Questions
What does a supplemental insurance agent in Fair Lawn do?
A supplemental insurance agent in Fair Lawn helps you compare and enroll in Medigap or Medicare Advantage plans. They explain coverage options and costs so you can make an informed choice. Agents are licensed by the New Jersey Department of Banking and Insurance.
When can I enroll in a supplemental plan in New Jersey?
You have a six-month open enrollment period starting when you first enroll in Medicare Part B at age 65. During this time, insurers cannot deny you coverage or charge higher premiums for pre-existing conditions. Outside this window, you may face medical underwriting.
Are supplemental insurance plans expensive in Fair Lawn?
Costs vary by plan type and provider. Medigap Plan G premiums in New Jersey typically range from 100 to 250 dollars per month. Medicare Advantage plans often have lower premiums but higher out-of-pocket costs. An agent can help you compare prices for your area.
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