The top-rated supplemental insurance agent in Cranford, New Jersey is Senior Advisors, rated 5.0 stars across 1,057 reviews. Other highly rated options include O'Donnell Insurance Agency, Gary Wilks - State Farm Insurance Agent, Overmyer Insurance Agency. This directory lists 17 supplemental insurance agents serving Cranford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Senior Advisors | 15 Alden St Suite 8 | (908) 272-1970 |
| 2 | O'Donnell Insurance Agency | 416 Centennial Ave | (908) 272-3540 |
| 3 | Gary Wilks - State Farm Insurance Agent | 107 S Ave W Ste 3B | (908) 800-0030 |
| 4 | Overmyer Insurance Agency | 2 South Avenue East | (908) 476-8685 |
| 5 | Griffith Brothers Agency | 418 Centennial Ave | (908) 272-3540 |
| 6 | Neim Dani - State Farm Insurance Agent | 2 N Ave W Suite 302 | (908) 276-0088 |
| 7 | Goosehead Insurance - Carlos Iglesia & Anthony Roche | 20 Jackson Dr #107 | (732) 722-5075 |
| 8 | Pearl Insurance NJ | 25 Alden St | (908) 502-7923 |
| 9 | Secure Benefits Insurance Agency | 216 N Ave E | (908) 858-3116 |
| 10 | Hale Insurance | 212 South Avenue East | (551) 294-1712 |
Senior Advisors serves Cranford, New Jersey, and surrounding Union County. As a supplemental insurance agency, it specializes in policies that fill gaps left by major medical and government plans. Its services include helping clients evaluate Medicare Supplement plans and offering tailored solutions for dental, vision, and hospital indemnity coverage. The agency focuses on guiding older adults through complex insurance options. Specific services it handles in this area include Medicare Part D prescription drug plans and critical illness insurance policies.
O'Donnell Insurance Agency in Cranford, NJ provides supplemental insurance solutions, including policies that help cover gaps left by major medical plans. Their services focus on assisting clients with claims coordination and policy adjustments to ensure ongoing benefit alignment. The agency maintains its offerings through regular policy reviews and direct support for beneficiaries. These supplemental plans and maintenance services are available to individuals insuring single-family homes, apartments, retail establishments, and restaurants throughout the area.
Homeowners and small property managers in Cranford, New Jersey turn to Gary Wilks - State Farm Insurance Agent for focused supplemental insurance guidance to help fill gaps left by primary policies. This local agency assists clients in assessing coverage options such as accident, critical illness, and hospital indemnity plans, explaining how these policies may support household budgets during unexpected medical events. Serving the broader Union County area, the office also provides its supplemental insurance services to residents throughout nearby Springfield.
Overmyer Insurance Agency serves Cranford, New Jersey and its surrounding communities. The company handles supplemental insurance policies, which cover gaps left by primary health plans such as Medicare or employer coverage. These policies can address expenses like copays, deductibles, or extended care. For a typical client, the agency begins by reviewing the individual’s existing coverage and then identifies potential areas of financial exposure. It then presents clear policy options to fill those gaps without overlapping benefits.
Griffith Brothers Agency in Cranford, NJ differentiates between one-time gap coverage and recurring supplemental insurance plans, helping clients manage out-of-pocket medical costs. Their policies often supplement major medical by providing direct cash benefits for hospital stays, accidents, or critical illnesses. As supplemental insurance agents, they focus on filling coverage gaps left by primary health plans, offering flexible policies tailored to individual needs. Service runs on either a one-time or as-needed basis, depending on whether clients require a single policy review or ongoing plan adjustments.
Neim Dani - State Farm Insurance Agent in Cranford, NJ, specializes in supplemental insurance policies that help cover gaps left by primary health plans, such as accident, critical illness, and hospital indemnity coverage. It also provides general insurance services, including auto, home, and life policies, tailored to individual needs. As the cold and flu season approaches, this agency helps local families manage unexpected medical expenses that standard health insurance may not fully cover.
As local residents juggle increased outdoor activities with seasonal allergy risks, Goosehead Insurance - Carlos Iglesia & Anthony Roche provides supplemental insurance options in Cranford, NJ, helping to cover gaps in primary health plans. Their agency focuses on policies for accident, critical illness, and hospital indemnity needs. Serving the surrounding community, they guide clients in selecting appropriate coverage for unexpected medical expenses. A typical process begins with a personal consultation to review existing policies and assess individual requirements before a recommended inspection or initial assessment step.
Pearl Insurance NJ assists individuals and businesses with their primary insurance coverage needs while specializing in supplemental insurance policies that fill critical gaps. Operating in Cranford, New Jersey, the agency offers tailored add-ons such as accident, critical illness, and hospital indemnity plans to complement major medical policies. These supplementary solutions can help offset out-of-pocket expenses for policyholders. The company serves a range of commercial sectors, including offices, warehouses, and food service establishments.
Secure Benefits Insurance Agency, based in Cranford, NJ, primarily serves residents in need of supplemental insurance solutions to cover gaps in primary health plans. The agency also offers commercial coverage options for local small business owners within the surrounding Union County area. Clients rely on clear explanations of policy benefits and straightforward enrollment support tailored to individual financial needs. Between regular visits, the agency follows up proactively to ensure coverage continues to align with customers’ changing circumstances.
Hale Insurance, serving Cranford, New Jersey, is known for helping clients fill coverage gaps left by major medical plans. Its range of supplemental insurance services includes policies for accident, critical illness, and hospital indemnity. These plans are designed to provide direct cash benefits for out-of-pocket expenses and everyday costs during recovery. An additional specialty service Hale Insurance can add on is a standalone dental and vision plan for comprehensive care management.
What Does a a Supplemental Insurance Agent in Cranford Cost?
Supplemental insurance agent services in New Jersey are typically free to the consumer because agents earn commissions from insurance companies. Medigap Plan G premiums in New Jersey range from about $120 to $250 per month for a 65 year old, depending on the carrier and location. Medicare Advantage plans often have $0 monthly premiums but may have copays and deductibles. Costs vary by case and plan type. This is general information, not insurance advice.
About supplemental insurance agents in Cranford
Supplemental insurance agents in Cranford, New Jersey help residents find policies that cover gaps in Medicare or employer health plans. New Jersey law requires agents to be licensed by the state Department of Banking and Insurance. Local agents can explain Medigap plans and Medicare Advantage options available in Union County.
Frequently Asked Questions
What does a supplemental insurance agent in Cranford do?
A supplemental insurance agent helps you compare and enroll in plans like Medigap or Medicare Advantage. They explain coverage options and costs based on your needs. Agents must follow New Jersey insurance regulations when advising clients.
Do I need a supplemental insurance agent if I have Medicare in New Jersey?
You are not required to use an agent, but many people find it helpful. Agents can explain New Jersey specific rules like the Medigap open enrollment period. They also help you avoid penalties for late enrollment.
How do I choose a supplemental insurance agent in Cranford?
Look for an agent licensed in New Jersey with experience in Medicare and supplemental plans. Check their reviews and ask about the insurers they represent. You can verify a license through the New Jersey Department of Banking and Insurance website.
Supplemental Insurance Agents in Other New Jersey Cities
Bayonne · Bloomfield · Brick Township · Bridgewater · Cedar Grove · Cherry Hill Township · Clark · Clifton · East Brunswick · East Hanover · Edison · Elizabeth · Englewood · Ewing Township · Fair Lawn