The top-rated supplemental insurance agent in Bloomfield, New Jersey is Tom Birks: Allstate Insurance, rated 4.8 stars across 414 reviews. Other highly rated options include Freeway Insurance, Diane Smith - State Farm Insurance Agent, Generazio Associates, Inc. Insurance. This directory lists 15 supplemental insurance agents serving Bloomfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tom Birks: Allstate Insurance | 329 Belleville Ave | (973) 429-0335 |
| 2 | Freeway Insurance | 31 Bloomfield Ave | (973) 662-7006 |
| 3 | Diane Smith - State Farm Insurance Agent | 340 Franklin St | (973) 337-8507 |
| 4 | Generazio Associates, Inc. Insurance | 265 Broad St #8 | (973) 429-8100 |
| 5 | E.S.T.I.R Inc. - Insurance Agency in New Jersey | 652 Bloomfield Ave | (973) 481-5300 |
| 6 | Abbott/Milano Insurance Agency | 235 Bloomfield Ave | (973) 566-6666 |
| 7 | Michael Bush - State Farm Insurance Agent | 1293 Broad St | (973) 338-6420 |
| 8 | Whitney H Roddy | 430 Broad St # 2 | (973) 743-6700 |
| 9 | Norton Insurance Agency Inc | 316 Broad St | (973) 429-7034 |
| 10 | Protected Insurance Agency | 39 Watsessing Ave | (201) 266-3754 |
Tom Birks: Allstate Insurance serves the Bloomfield, New Jersey area as a local supplemental insurance agent. The company helps clients address coverage gaps not filled by standard health or life policies. Workers in this region often seek additional financial protection for unexpected medical events or lost income. The agency guides customers through plan options that pay cash benefits directly to the policyholder. Specific services available include accident insurance and hospital indemnity plans.
Freeway Insurance operates as a Supplemental Insurance Agent in Bloomfield, New Jersey, helping individuals and businesses obtain coverage that goes beyond basic health or property plans. These policies fill gaps not addressed by primary insurance, offering added financial protection for unexpected medical costs or income loss. Services can support a variety of commercial sectors, including local offices requiring extended disability coverage, warehouses needing supplemental liability options, and food service establishments seeking additional workers' compensation benefits.
Diane Smith - State Farm Insurance Agent in Bloomfield, NJ, provides supplemental insurance policies designed to cover gaps left by major medical plans. It offers individual service visits to review existing coverage, assisting clients in filing claims and updating policies as needs change. Regular maintenance includes policy checkups to ensure proper alignment with current health care situations. The agency provides these supplemental insurance services to a variety of property types, including single-family homes, apartments, retail establishments, and restaurants.
Generazio Associates, Inc. Insurance serves homeowners, business owners, and property managers in the Bloomfield, New Jersey area by offering supplemental insurance policies that help cover costs not included in standard plans. Their services include assisting clients with selecting and managing gap coverage for health, accident, or property-related needs, ensuring alignments with existing policies. They also support clients through claims guidance to maximize benefits. In addition to Bloomfield, the agency covers nearby Montclair, providing similar supplemental insurance solutions across the greater North Jersey metro region.
E.S.T.I.R Inc. serves clients in Bloomfield, New Jersey, and the surrounding communities of Essex County. The company handles supplemental insurance, which helps cover costs not paid by primary health plans, such as deductibles and copays for accidents or critical illnesses. It offers policies designed to provide financial protection during unexpected medical events. To handle a typical job, the agency works directly with individuals to assess their existing coverage and identify gaps, then presents supplemental plan options that align with each client’s specific needs and budget.
In Bloomfield, NJ, Abbott/Milano Insurance Agency distinguishes between basic supplemental coverage and more comprehensive, longer-term policies that layer benefits. As a supplemental insurance agent, the company helps clients fill gaps left by primary health plans, typically covering areas like accident, critical illness, or hospital indemnity. Enrollees can choose plan terms that match their anticipated needs and budget. Service runs on a scheduled basis for renewals and plan adjustments, while initial consultations and policy changes occur as needed.
Michael Bush in Bloomfield, New Jersey specializes in supplemental insurance, offering policies that help cover expenses not addressed by major medical plans. The agency assists clients in selecting appropriate coverage for accidents, critical illness, and hospital indemnity. It serves local residents and families by explaining policy options and providing ongoing claims support. As the end of the calendar year approaches, many individuals seek guidance from this office on adjusting their supplemental plans to align with new deductibles or life changes.
As winter heating bills and unexpected medical expenses rise for residents of Bloomfield, New Jersey, Whitney H Roddy offers specialized supplemental insurance policies to help bridge coverage gaps left by standard health and Medicare plans. Working directly with local clients, this agent assists community members in reviewing their current coverage and selecting appropriate gap insurance or hospital indemnity options. The process begins with a straightforward consultation and coverage assessment in the agent’s Bloomfield office or by phone.
Norton Insurance Agency Inc works with residents and business owners in Bloomfield, New Jersey to secure foundational health and life coverage through policies from major carriers. The company specializes in supplemental insurance add-ons, including accident, critical illness, and hospital indemnity plans that bridge gaps left by primary medical insurance. These extra protections are available to professionals in local offices, warehousing and distribution facilities, and food service operations.
Protected Insurance Agency serves residents of Bloomfield, New Jersey, by offering supplemental insurance that fills coverage gaps in health, accident, or disability plans. Commercial clients in the broader Essex County area also receive tailored advice on additional protection for their businesses and employees. The agency provides clear explanations of policy options and assists with enrollment and routine claims. Follow-up calls are scheduled between regular visits to address any changes in a client’s coverage needs or life circumstances.
What Does a a Supplemental Insurance Agent in Bloomfield Cost?
Typical costs for supplemental insurance in New Jersey vary by plan type and age. Medigap Plan G premiums for a 65-year-old in Bloomfield range from $120 to $250 per month. Medicare Advantage plans often have low or zero monthly premiums but may include copays for doctor visits or hospital stays. Costs also depend on the insurance company and your health status. This is general information, not insurance advice.
About supplemental insurance agents in Bloomfield
Supplemental insurance agents in Bloomfield, New Jersey help residents find policies that cover gaps in Medicare or employer health plans. New Jersey law requires Medicare Supplement plans to follow federal guidelines, and agents can explain options like Plan G or Plan N. Local agents understand the specific hospitals and providers in Essex County to help you choose suitable coverage.
Frequently Asked Questions
What is a supplemental insurance agent in Bloomfield?
A supplemental insurance agent in Bloomfield helps you find policies that pay for costs not covered by Original Medicare. This includes Medigap plans, Medicare Advantage plans, and dental or vision add-ons. Agents are licensed in New Jersey and must follow state regulations.
When can I enroll in a Medigap plan in New Jersey?
New Jersey has a six-month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. Outside this window you may face health questions or higher premiums.
Are there New Jersey rules for Medicare Advantage plans?
Yes, New Jersey requires Medicare Advantage plans to meet federal standards and offer a minimum set of benefits. Plans must also provide a network of doctors and hospitals in Bloomfield and Essex County. You can switch plans during the Annual Enrollment Period from October 15 to December 7.
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