The top-rated supplemental insurance agent in Rochelle Park, New Jersey is Bob Testa - State Farm Insurance Agent, rated 4.9 stars across 76 reviews. Other highly rated options include Victoria Mcmahon Croce, Bankers Life Agent and Bankers Life Securities Financial Representative, Bankers Life, Safeguard Agency Inc. This directory lists 13 supplemental insurance agents serving Rochelle Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bob Testa - State Farm Insurance Agent | 18 W Passaic St | (201) 342-7267 |
| 2 | Victoria Mcmahon Croce, Bankers Life Agent and Bankers Life Securities Financial Representative | 365 W Passaic St Ste 265 | (201) 270-1250 |
| 3 | Bankers Life | 365 W Passaic St Ste 265 | (201) 270-1250 |
| 4 | Safeguard Agency Inc | 139 Rochelle Ave | (551) 262-8434 |
| 5 | Carida Insurance Services | 365 W Passaic St # 435 | (551) 212-6618 |
| 6 | The Tichio Financial Group, Inc. | 405 Rochelle Ave | (201) 297-1600 |
| 7 | Andrew Sloane, Bankers Life Agent | 365 W Passaic St Ste 265 | (201) 270-1250 |
| 8 | John Hancock Life Insurance Co | 365 W Passaic St | (201) 843-1300 |
| 9 | Singer Financial Group | 350 W Passaic St # 4 | (201) 934-1200 |
| 10 | Farmers Insurance - Edmund Lazzara | 156 W Passaic St | (201) 845-9500 |
Bob Testa - State Farm Insurance Agent serves Rochelle Park, NJ, and the surrounding Bergen County area as a supplemental insurance agent. The company helps local residents fill gaps in their primary health or medical coverage. By offering policies designed to handle unexpected out-of-pocket costs, the agency supports clients in managing financial exposure from accidents or serious illnesses. It frequently handles supplemental accident coverage and hospital indemnity plans in this region.
Victoria Mcmahon Croce, operating as a Bankers Life agent and Bankers Life Securities financial representative in Rochelle Park, New Jersey, offers supplemental insurance policies that help cover gaps left by major medical plans. She provides ongoing service to clients, including policy reviews and claims assistance to ensure coverage remains aligned with changing needs. These maintenance plans include annual consultations to adjust benefits for life events or health changes. Her services support single-family homeowners and apartment residents as well as local retail businesses and restaurants.
Bankers Life serves residents in Rochelle Park, New Jersey, and the surrounding communities with supplemental insurance coverage. In addition to serving individuals in their homes, the agency offers commercial policies for local businesses in the area. This agent works within the broader Rochelle Park region to address short-term needs that primary health or Medicare plans may not fully cover. The agency schedules follow-up appointments between regular visits to adjust policies as clients’ circumstances change.
Homeowners, businesses, and property managers in the Rochelle Park area turn to Safeguard Agency Inc when they need supplemental insurance agent services. This agency helps clients fill gaps left by standard health or property policies, ensuring better financial protection against unexpected costs. With knowledge of local insurance markets, this shop offers tailored plan comparisons and policy guidance. The agency also extends its supplemental insurance services to the greater Bergen County metro, including neighboring communities like Paramus and Hackensack.
Carida Insurance Services serves Rochelle Park, New Jersey, and nearby communities in Bergen County. As a supplemental insurance agent, it helps clients obtain coverage for gaps left by major medical plans, including policies for accidents, critical illness, hospital indemnity, and dental care. For each client, the agency reviews their existing health coverage and financial situation to identify specific needs and budget. It then presents a choice of applicable supplemental plans and helps the client complete the application and enrollment process.
Unlike a single-policy purchase that covers a specific ailment, the Tichio Financial Group, Inc. in Rochelle Park, NJ offers supplemental insurance plans designed to pay cash benefits directly to the policyholder. These benefits can help cover deductibles, copays, or everyday expenses not addressed by major medical insurance. A local agent can explain how such policies fill coverage gaps for accidents, critical illness, or hospital stays. Service for initial enrollment and ongoing policy reviews runs on an as-needed basis.
Andrew Sloane, Bankers Life Agent in Rochelle Park, NJ, focuses on supplemental insurance policies that help cover costs not paid by primary health plans. These products include benefits for hospital confinement and critical illnesses. The agency also provides assistance navigating Medicare options and other individual health insurance needs for local residents. It helps clients manage out-of-pocket expenses that often arise during a serious illness or unexpected medical event. During the Medicare open enrollment period, the agency assists beneficiaries with reviewing and adjusting their coverage to fit changing health needs.
John Hancock Life Insurance Co serves as a supplemental insurance agent in Rochelle Park, NJ, offering policies designed to cover gaps left by standard health plans. The company specializes in voluntary add-ons such as accident, critical illness, and hospital indemnity coverage. These policies help individuals manage out-of-pocket expenses during medical events. The firm assists local commercial sectors, including offices, warehouses, and food service operations.
Singer Financial Group serves residents in and around Rochelle Park, New Jersey, by helping them select supplemental insurance policies that fill gaps left by primary health plans. The agency also structures commercial supplemental coverage for local businesses, providing tailored options for their employees and operations. Operating throughout the broader Bergen County area, the firm works closely with clients to review policy details during an initial consultation. They schedule follow-up appointments as needed to adjust coverage between regular visits, ensuring continuity of protection.
As winter approaches in Rochelle Park, NJ, homeowners often review their coverage for gaps that could impact their finances. Farmers Insurance - Edmund Lazzara assists local residents by offering supplemental insurance plans that fill these specific voids, such as covering deductibles or accident-related expenses. These policies help protect savings when standard health or home insurance falls short. An agent begins by conducting a straightforward needs assessment, reviewing the client's existing coverage and household situation during the initial consultation.
What Does a a Supplemental Insurance Agent in Rochelle Park Cost?
Supplemental insurance costs in New Jersey vary by plan type, age, and carrier. Medigap Plan G premiums for a 65-year-old in Rochelle Park typically range from $120 to $250 per month. Dental and vision plans may cost $30 to $80 per month. Costs can change each year based on inflation and carrier rate filings. This is general information, not insurance advice.
About supplemental insurance agents in Rochelle Park
Supplemental insurance agents in Rochelle Park, New Jersey help residents find Medigap, dental, vision, and hospital indemnity plans. New Jersey law requires Medigap policies to follow federal and state guidelines, including guaranteed issue rights during open enrollment. Local agents can explain how these plans work with Original Medicare and employer coverage.
Frequently Asked Questions
What is a supplemental insurance agent in Rochelle Park?
A supplemental insurance agent helps you buy policies that cover costs not paid by Original Medicare, such as copayments and deductibles. In New Jersey, agents must be licensed by the state Department of Banking and Insurance. They can compare plans from multiple carriers to fit your budget.
When can I enroll in a Medigap plan in New Jersey?
You have a six-month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time, you cannot be denied coverage due to health conditions. Outside this window, insurers may use medical underwriting in New Jersey.
Are New Jersey Medigap plans standardized?
Yes, Medigap plans in New Jersey are standardized into lettered plans A through N. Each plan offers the same basic benefits regardless of the insurance company. However, premiums can vary by carrier and by your age and location in Rochelle Park.
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