The top-rated supplemental insurance agent in Perth Amboy, New Jersey is Gilma Escobar - State Farm Insurance Agent, rated 4.9 stars across 236 reviews. Other highly rated options include P&C Insurance Agency, Manzueta Insurance, Rodriguez Agency. This directory lists 10 supplemental insurance agents serving Perth Amboy.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Gilma Escobar - State Farm Insurance Agent | 796 Amboy Ave | (908) 588-9700 |
| 2 | P&C Insurance Agency | 338 Smith St | (908) 884-7021 |
| 3 | Manzueta Insurance | 289 Watson Ave | (732) 376-9700 |
| 4 | Rodriguez Agency | 234 New Brunswick Ave | — |
| 5 | HolaDoctor Insurance Services - Perth Amboy | 199A Smith St | (855) 336-0001 |
| 6 | Medicare Options | 282 Hobart St | (732) 934-9197 |
| 7 | Defend Insurance Co | 43 New Brunswick Ave | (973) 307-0649 |
| 8 | Hugo Fleites inc | 362 State St | (732) 826-1124 |
| 9 | Prudential Financial: Raul Rodriguez | 276 Hobart St | (732) 826-0220 |
| 10 | Medicare Advisors Insurance Group LLC - Perth Amboy | 205D Smith St | (732) 638-4300 |
What Does a a Supplemental Insurance Agent in Perth Amboy Cost?
The cost of supplemental insurance in New Jersey varies by plan type, age, and carrier. For example, a Medigap Plan G for a 65-year-old in Perth Amboy can range from $120 to $250 per month. Cancer or critical illness plans may cost $30 to $80 per month. Costs also depend on your zip code and tobacco use. This is general information, not insurance advice.
About supplemental insurance agents in Perth Amboy
Supplemental insurance agents in Perth Amboy, New Jersey help residents find policies that cover expenses not paid by primary health insurance. These plans can include Medicare Supplement (Medigap), hospital indemnity, and critical illness coverage. Under New Jersey law, insurers must offer a standardized Medigap plan during the six-month open enrollment period starting when you turn 65.
Frequently Asked Questions
What is a supplemental insurance agent in Perth Amboy?
A supplemental insurance agent in Perth Amboy is a licensed professional who sells policies that pay for costs not covered by your main health plan. These agents can help you compare Medigap, dental, vision, and accident plans from different carriers.
When can I enroll in a Medigap plan in New Jersey?
New Jersey law gives you a six-month Medigap open enrollment period that begins the month you turn 65 and enroll in Medicare Part B. During this time, insurers cannot deny coverage or charge higher premiums due to health conditions.
Do supplemental insurance agents charge fees in New Jersey?
Most supplemental insurance agents in New Jersey are paid by commissions from the insurance company, not by the customer. You typically do not pay a separate fee for the agents services. Always confirm the payment structure before signing a policy.
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