The top-rated supplemental insurance agent in Paterson, New Jersey is Exclusive Insurance Brkg, rated 4.9 stars across 1,833 reviews. Other highly rated options include Veronica's Insurance Agency, Freeway Insurance, Rayne Health Advisors. This directory lists 17 supplemental insurance agents serving Paterson.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Exclusive Insurance Brkg | 271 Union Ave | (973) 341-6810 |
| 2 | Veronica's Insurance Agency | 693 Market St | (973) 333-3493 |
| 3 | Freeway Insurance | 758 Main St | (973) 662-7002 |
| 4 | Rayne Health Advisors | 337 Straight St | (201) 563-5729 |
| 5 | Carmen's Insurance Agency | 553 Main St | (973) 279-0270 |
| 6 | Adamas Insurance Brokerage | 125 Broadway #102 | (973) 358-0013 |
| 7 | Amana Insurance Agency | 1029 Main St | (973) 955-4100 |
| 8 | Preferred Choice Insurance | 482 McBride Ave | (201) 616-7644 |
| 9 | Olmen Insurance Agency | 494 21st Ave | (973) 279-4364 |
| 10 | Goosehead Insurance - Haya Matari | 1113 Main St | (862) 214-2585 |
Exclusive Insurance Brkg serves the Paterson, New Jersey metro area as a supplemental insurance agent. It helps clients address coverage gaps not filled by primary health plans, such as those for accidents or critical illnesses. The agency focuses on matching individuals with policies that provide additional financial protection during medical events. By working with various carriers in the region, it offers options for dental and vision supplements to support broader healthcare needs. The office handles Medicare supplement enrollments and short-term gap plans for local residents.
Veronica's Insurance Agency offers supplemental insurance plans designed to fill coverage gaps left by standard policies. Its services include providing financial protection for unexpected medical expenses and accident-related costs. Regular plan reviews ensure clients’ coverage adapts to changes in their health and financial needs. The agency serves clients throughout Paterson, NJ, working with those who reside in single-family homes, apartments, retail businesses, and restaurants.
Freeway Insurance in Paterson, New Jersey provides supplemental insurance agent services, specializing in helping clients fill gaps left by primary health plans. It offers general assistance in comparing and enrolling in policies that cover additional medical costs and unexpected expenses. This allows local residents to manage out-of-pocket deductibles, copayments, and other uncovered treatments. During the annual Medicare open enrollment period, the company helps seniors review and adjust their supplemental coverage to align with changing health needs and prescription requirements.
Rayne Health Advisors serves clients in Paterson, New Jersey, and the surrounding Passaic County communities, handling supplemental insurance policies that fill gaps left by standard health coverage. These plans typically help with out-of-pocket costs such as deductibles and copays. The company assists individuals in reviewing their existing coverage to identify suitable supplemental options. It takes a straightforward, consultative approach by explaining plan features clearly and then helping each client select a policy that aligns with their specific healthcare needs and budget.
Carmen’s Insurance Agency serves homeowners and property owners in Paterson, New Jersey, helping them choose supplemental insurance plans that cover gaps left by primary health or property policies. The agency works with individuals to explain how such plans can apply to medical costs, accident expenses, or property deductibles, ensuring better financial protection during unexpected events. Its coverage area also extends to the nearby community of Clifton, providing similar supplemental insurance services throughout the greater Passaic County metro region.
Adamas Insurance Brokerage in Paterson, NJ distinguishes between one-time supplemental policies that provide a single benefit payout and recurring plans offering ongoing coverage for predictable needs. Clients can select customized supplemental insurance to address gaps left by primary health insurance, ensuring financial protection during unexpected medical events. Service is available on both a one-time and as-needed basis depending on the policy type selected.
Amana Insurance Agency in Paterson, NJ offers specialized supplemental insurance policies designed to cover gaps left by major medical plans. These services include accident, critical illness, and hospital indemnity plans that provide direct cash benefits for unexpected healthcare costs. The agency assists local residents and small business owners in selecting appropriate coverage options to protect against financial strain from out-of-pocket expenses. As winter approaches, many clients seek its help understanding how their supplemental plans can handle increased seasonal illnesses and emergency room visits.
Preferred Choice Insurance in Paterson, NJ works as a supplemental insurance agent, focusing on policies that fill coverage gaps left by traditional health plans. These add-ons include accident, critical illness, and hospital indemnity plans, providing extra financial protection during unexpected medical events. Such policies help cover deductibles and out-of-pocket costs for individuals and employees in various local commercial sectors, including offices, warehouses, and food service operations seeking customized benefit options.
In Paterson, the change of seasons often brings questions about what Medicare does not cover, which is where Olmen Insurance Agency provides local supplemental insurance guidance. As a supplemental insurance agent, the agency helps residents understand policies designed to fill in gaps that primary health plans leave behind. They serve as a resource for those navigating the additional coverage options that can reduce out-of-pocket expenses. The process typically begins with an in-person or virtual review of the individual’s current benefits to identify possible gaps.
Goosehead Insurance - Haya Matari in Paterson, NJ provides supplemental insurance agent services to residential clients, helping them secure additional coverage for gaps left by primary health plans. The agency also offers tailored commercial coverage for local small businesses throughout the Paterson area. Clients receive comprehensive policy explanations and personalized plan selection assistance during their initial consultation. The office schedules attentive follow-up appointments to review any changing coverage needs between regular service visits.
What Does a a Supplemental Insurance Agent in Paterson Cost?
Supplemental insurance costs in Paterson vary by plan type and age. Medigap Plan G premiums typically range from $120 to $250 per month for a 65-year-old. Medicare Advantage plans often have $0 premiums but include copays. Costs also depend on the insurance company and your health status. This is general information and not insurance advice.
About supplemental insurance agents in Paterson
Supplemental insurance agents in Paterson New Jersey help residents choose plans that fill gaps in Medicare coverage. New Jersey state law requires agents to be licensed and follow specific marketing rules. These agents can explain how plans work with Original Medicare in Passaic County.
Frequently Asked Questions
What does a supplemental insurance agent in Paterson do?
A supplemental insurance agent helps you compare Medigap and Medicare Advantage plans. They explain coverage options and costs specific to New Jersey. Agents must follow New Jersey Department of Banking and Insurance rules.
Is there a time limit to buy a Medigap plan in New Jersey?
Yes, New Jersey has a 6-month Medigap open enrollment period. This starts when you are 65 and enrolled in Medicare Part B. During this time you cannot be denied coverage for health reasons.
Can I switch supplemental plans in Paterson at any time?
You can switch Medigap plans during certain enrollment periods. New Jersey also allows a 30-day free look period after buying a new plan. Outside these times you may face medical underwriting.
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