The top-rated supplemental insurance agent in Passaic, New Jersey is InsureOne Insurance, rated 4.7 stars across 100 reviews. Other highly rated options include Alex Vargas - State Farm Insurance Agent, Falen Agency INC, ASB Insurance Passaic. This directory lists 10 supplemental insurance agents serving Passaic.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | InsureOne Insurance | 145 Main Ave FLR 1 | (973) 526-7905 |
| 2 | Alex Vargas - State Farm Insurance Agent | 45 Hoover Ave | (973) 955-4530 |
| 3 | Falen Agency INC | 181 Prospect St | (973) 473-5617 |
| 4 | ASB Insurance Passaic | 615 Main Ave | (551) 239-6914 |
| 5 | Happily Insurance NJ | 205 Monroe St Apartment 1 | (973) 773-1033 |
| 6 | Prime Insurance Agency | 135 South St | (862) 203-6045 |
| 7 | First Americano Insurance | 54 Main Ave | (201) 720-5550 |
| 8 | Hugo G. Balta Insurance Agency | 205 Monroe St | (973) 773-1033 |
| 9 | Medicare Advisors Insurance Group LLC - Passaic | 335a Passaic St | (973) 246-3710 |
| 10 | Gross & Company Insurance | 2 Brighton Ave Suite 6 | (212) 620-4040 |
InsureOne Insurance in Passaic, New Jersey, is known for helping clients navigate the complexities of supplemental insurance. It provides coverage options that fill gaps left by primary health plans, such as policies for critical illness, accident recovery, or hospital indemnity. Serving local individuals and families, the agency focuses on clarifying how these plans work alongside Medicare or employer benefits. For customers seeking additional protection, it can offer tailored solutions for dental and vision coverage as a routine add-on.
Alex Vargas - State Farm Insurance Agent serves the Passaic, New Jersey area as a supplemental insurance agent. The agency helps individuals and families secure additional coverage to address financial gaps not filled by primary health plans. They assist clients with policies that provide cash benefits during unexpected illnesses or accidents. Common services handled in this region include Medicare supplement plans and accident indemnity insurance.
Falen Agency INC offers supplemental insurance policies to help cover gaps in standard plans, including accident and critical illness coverage. It assists clients in the Passaic, New Jersey area with navigating policy options and filing claims. The agency provides ongoing support and policy reviews to adjust coverage as needs change. Its service plans include annual check-ins and claims assistance. The company serves clientele residing in single-family homes and apartments, as well as retail and restaurant property owners.
Serving Passaic and surrounding communities in New Jersey, ASB Insurance Passaic operates as a local supplemental insurance agent. This type of agent focuses on policies that fill gaps left by major medical coverage, such as accident, critical illness, or hospital indemnity plans. Clients typically need assistance understanding these optional benefits and how they complement existing health insurance. The agent approaches each case by first reviewing the client’s current coverage needs and then presenting suitable supplemental plan options that match their specific health concerns and budget.
Happily Insurance NJ serves homeowners and property managers in Passaic seeking supplemental coverage for gaps in their primary insurance plans. The agency helps clients explore policies that can provide additional financial protection against unexpected out-of-pocket costs and deductibles. It offers guidance tailored to individual needs and budgets, ensuring clear explanations of available options. This agent also extends its supplemental insurance services to clients throughout the broader Passaic County area and neighboring Clifton.
Prime Insurance Agency, serving Passaic, New Jersey, and the surrounding county, provides supplemental insurance coverage to help individuals manage out-of-pocket medical expenses. These policies are designed to fill gaps left by primary health plans, offering financial protection for specific needs like hospital stays or critical illness treatment. By focusing on such specialized products, the agency assists local residents in reducing their exposure to unexpected healthcare costs. It regularly handles Medicare Supplement plans and hospital indemnity policies for clients in this area.
First Americano Insurance provides supplemental insurance options in Passaic, NJ, offering coverage designed to complement existing health plans. Clients can choose between one-time policy purchases for immediate needs and recurring monthly service plans for ongoing protection. Standard supplemental coverage typically helps bridge gaps left by major medical insurance, addressing out-of-pocket costs like deductibles and copays. Assistance for claims and plan adjustments is available under either option. Service runs on both a one-time and an as-needed basis, depending on the specific policy selected.
Hugo G. Balta Insurance Agency in Passaic, New Jersey specializes in supplemental insurance policies designed to fill gaps left by primary health coverage. The agency provides general service work assisting local residents with selecting and enrolling in plans that help manage out-of-pocket medical costs. It helps clients during open enrollment periods and when unexpected health events create sudden financial pressures. The agency also addresses the specific concern of wintertime illness and injury, ensuring individuals have robust supplemental coverage before the cold and flu season arrives.
As open enrollment seasons bring new questions about out-of-pocket costs, residents of Passaic rely on Medicare Advisors Insurance Group LLC for guidance through their supplemental insurance options. This local agency helps individuals evaluate whether to bridge coverage gaps left by Original Medicare. They work with clients to identify policies that can reduce expenses for copays, deductibles, and overseas care. The process begins with a no-obligation review of a client’s current plan and a discussion of their upcoming medical needs or budget concerns.
Gross & Company Insurance provides general supplemental coverage for individuals and families throughout Passaic, New Jersey. The company specializes in adding tailored insurance products that fill gaps left by primary health plans. These optional policies can assist with unexpected medical costs, income protection, and accident-related expenses alongside existing insurance plans. As a supplemental insurance agent, the firm serves clients from various commercial sectors, including local offices, warehouses, and food service operations.
What Does a a Supplemental Insurance Agent in Passaic Cost?
Typical costs for a Medigap plan in New Jersey range from $100 to $300 per month depending on age, gender, and location. Plan G is often priced between $150 and $250 monthly. Medicare Advantage plans may have $0 premiums but include copays and deductibles. Costs vary by insurer and plan type. This is general information, not insurance advice.
About supplemental insurance agents in Passaic
Supplemental insurance agents in Passaic New Jersey help residents navigate Medigap and Medicare Advantage plans. Under New Jersey law, insurers must offer a guaranteed issue period for Medigap policies within six months of enrolling in Medicare Part B. Local agents can explain how state regulations affect your coverage choices and costs.
Frequently Asked Questions
What is a supplemental insurance agent in Passaic?
A supplemental insurance agent in Passaic helps you buy Medigap or Medicare Advantage plans. They explain plan benefits and costs. They must be licensed by the New Jersey Department of Banking and Insurance.
When can I enroll in a Medigap plan in New Jersey?
You have a six-month open enrollment period starting when you turn 65 and enroll in Medicare Part B. During this time, insurers cannot deny coverage or charge higher premiums due to health conditions. After this period, you may face medical underwriting.
What types of supplemental plans are available in Passaic?
New Jersey offers standardized Medigap plans labeled A through N. Each plan covers different gaps in Original Medicare. Agents can also help with Medicare Advantage plans which combine Part A and Part B coverage.
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