The top-rated supplemental insurance agent in Paramus, New Jersey is Protuity, rated 5.0 stars across 181 reviews. Other highly rated options include GEORGIA PINES AGENCY, LLC,Miramar Insurance Agency, Cangelosi Agency, Medicare Advisor Hub LLC. This directory lists 14 supplemental insurance agents serving Paramus.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Protuity | 80 Rte 4 Suite 203 | (973) 771-9100 |
| 2 | GEORGIA PINES AGENCY, LLC,Miramar Insurance Agency | 214 Rte 4 | (201) 843-8680 |
| 3 | Cangelosi Agency | 214 Rte 4 | (973) 427-9005 |
| 4 | Medicare Advisor Hub LLC | 11 Sunflower Ave 2nd Fl | (833) 585-2450 |
| 5 | Jim Bush - State Farm Insurance Agent | 237 W Midland Ave | (201) 444-4424 |
| 6 | Sameh Wahba: Allstate Insurance Co | 64 E Ridgewood Ave | (201) 262-9222 |
| 7 | Comparion Insurance Agency | 61 S Paramus Rd Suite 520 | (201) 845-4300 |
| 8 | Coverage Cowboy | 66 NJ-17 Suite 300 | (551) 455-0769 |
| 9 | Superb Insurance Paramus | 814 NJ-17 | (201) 249-6634 |
| 10 | Zirpolo Insurance & Travel | 214 Rte 4 | (973) 850-6600 |
Protuity serves Bergen County and the surrounding area from its base in Paramus, New Jersey, as a supplemental insurance agent. The company works with clients to help fill gaps in primary health coverage by offering Medicare Supplement plans and related products. These policies are designed to cover out-of-pocket costs such as deductibles and copayments that original Medicare does not address. Protuity also assists seniors in evaluating dental and vision insurance options that are not covered by standard plans.
GEORGIA PINES AGENCY, LLC, operating as Miramar Insurance Agency, provides supplemental insurance agent services to individuals and businesses in Paramus, New Jersey. Its typical service plans include assisting clients with Medicare supplement, accident, hospital, and other gap coverage policies. The agency helps customers understand their existing benefits and identifies additional protection options to fill coverage gaps. Serving clients throughout the local area, it works with single-family homes, apartments, retail locations, and restaurants, ensuring these properties have the proper supplemental coverage in place.
Cangelosi Agency of Paramus serves homeowners and business owners by connecting them with supplemental insurance plans that cover gaps in major medical policies. The agency’s team works with individuals and families to explain options like accident, critical illness, and hospital indemnity coverage. Each consultation aims to match clients with a policy that fits their specific needs and budget. The agency also provides these supplemental insurance services to residents in neighboring Hackensack and throughout Bergen County.
Medicare Advisor Hub LLC serves Paramus, New Jersey, and the surrounding Bergen County communities, handling supplemental insurance plans for local residents. The company focuses on helping clients navigate Medicare gaps, such as out-of-pocket costs and prescription coverage. To manage a typical job, it begins with a personalized review of an individual’s existing coverage and healthcare needs, then presents clear comparisons of available plan options to support an informed decision.
Jim Bush in Paramus, New Jersey offers supplemental insurance in either a one-time purchase for a single policy or a recurring premium model that automatically renews each term. Coverage typically helps pay for deductibles, copays, and other costs that primary health insurance leaves behind. These plans can include accident, hospital indemnity, or critical illness protection for local residents. Service for annual policy updates and periodic claim assistance runs on a scheduled basis, while new policy enrollments and quick questions are handled as needed.
Sameh Wahba: Allstate Insurance Co specializes in providing supplemental insurance plans, filling coverage gaps that major medical policies often leave behind. The agency serves clients throughout Paramus, New Jersey, addressing personal financial risks with tailored options such as accident, critical illness, or hospital indemnity policies. Its general service work includes reviewing existing coverage and discussing how supplemental benefits can strengthen a household’s security. As open enrollment seasons approach or unexpected medical events arise, the agency helps individuals evaluate added protection for their peace of mind.
Comparion Insurance Agency serves homeowners and property managers in Paramus, New Jersey, who require supplemental insurance coverage beyond standard policies. It provides access to plans that help fill gaps in existing protection, such as for unexpected liabilities or specialized asset coverage. The agency guides clients through policy options to find suitable supplemental solutions tailored to individual needs. It also handles business clients seeking additional coverage layers. Its service area extends throughout Bergen County, including the nearby community of Hackensack and surrounding areas within the northern New Jersey metro region.
When the cold winter months settle into Paramus and seasonal illnesses circulate, many local families and retirees begin reviewing their coverage gaps. Coverage Cowboy, a supplemental insurance agent serving the area, addresses this concern by helping individuals understand plans that complement their existing health insurance. These plans often cover deductibles, co-pays, or hospital stays that primary policies leave out. The process begins with a straightforward, no-obligation assessment of each client’s current coverage and specific needs during an initial consultation in the office.
Superb Insurance Paramus works to help individuals and families address gaps in primary health coverage through supplemental insurance options. It focuses on policies that provide additional financial support for specific medical events or routine care not fully covered by major medical plans. By offering these specialty add-ons, the company aims to reduce out-of-pocket expenses for clients. This supplemental insurance agent serves both professional offices seeking employee benefit packages and warehouse or food service operations looking to provide workers with extra protection benefits.
Zirpolo Insurance & Travel serves Paramus residents by pairing them with supplemental coverage that addresses gaps in primary health or life policies. It also assists local business owners in securing commercial plans designed to protect their ventures. The agency focuses on this specific region, ensuring its clients receive policies tailored to community needs. After an initial enrollment, representatives routinely follow up to review changing requirements and help adjust coverage between regular visits, maintaining an ongoing relationship.
What Does a a Supplemental Insurance Agent in Paramus Cost?
Supplemental insurance agent services in Paramus are typically free to the consumer because agents earn commissions from insurance companies. Policy premiums vary widely: Medicare Supplement plans in New Jersey can range from $100 to $300 per month depending on age, gender, and plan type. Accident insurance might cost $20 to $50 per month. Costs depend on your health status, coverage level, and the insurer. This is general information, not insurance advice.
About supplemental insurance agents in Paramus
Supplemental insurance agents in Paramus, New Jersey help residents find policies that cover gaps in primary health insurance. New Jersey law requires agents to hold a valid insurance producer license and follow state regulations on policy disclosures. These agents can explain options like Medicare Supplement plans or hospital indemnity coverage tailored to your needs.
Frequently Asked Questions
What types of supplemental insurance do agents in Paramus offer?
Agents in Paramus offer Medicare Supplement plans, accident insurance, critical illness coverage, and hospital indemnity policies. They also provide dental and vision supplemental plans. Each policy is designed to pay for costs not covered by your primary health insurance.
Do I need a special license to sell supplemental insurance in New Jersey?
Yes, agents must hold a New Jersey insurance producer license with the appropriate line of authority, such as accident and health. They must complete continuing education credits every two years to maintain their license. You can verify an agents license on the New Jersey Department of Banking and Insurance website.
Is there a time limit to enroll in a Medicare Supplement plan in New Jersey?
Yes, New Jersey follows federal rules for Medicare Supplement open enrollment. You have a six-month period starting the month you turn 65 and enroll in Medicare Part B. During this time, insurers cannot deny coverage or charge higher premiums due to pre-existing conditions.
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