The top-rated supplemental insurance agent in Old Bridge, New Jersey is Seniorstar Insurance Group, rated 5.0 stars across 79 reviews. Other highly rated options include Jerry Weinfeld - State Farm Insurance Agent, Farmers insurance Jonida Lagji Agency, Thom Ianniccari & Allan Twitty Insurance. This directory lists 12 supplemental insurance agents serving Old Bridge.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Seniorstar Insurance Group | 1405 NJ-18 | (732) 658-5100 |
| 2 | Jerry Weinfeld - State Farm Insurance Agent | 2698 County Rd 516 Ste H | (732) 679-7775 |
| 3 | Farmers insurance Jonida Lagji Agency | 5 Marsad Dr | (732) 359-4000 |
| 4 | Thom Ianniccari & Allan Twitty Insurance | 65 Birch St | (914) 715-2991 |
| 5 | Talbot Insurance Agency | 974 Englishtown Rd | (732) 416-0070 |
| 6 | OneHealth Plus | 105 White Oak Ln Suite 102 | (877) 881-4584 |
| 7 | Sun Insurance Agency | 3610 US-9 | (201) 351-1840 |
| 8 | FTP Inc. | 131 White Oak Ln | (732) 679-3700 |
| 9 | AAA Old Bridge - Insurance/Membership Only | 1816 Englishtown Rd #202 | (732) 234-6155 |
| 10 | Insurance Solutions | 3663 US-9 #201 | (212) 349-6222 |
Seniorstar Insurance Group serves the Old Bridge, New Jersey, area as a local supplemental insurance agent. The company assists clients in understanding and selecting policies that cover needs not addressed by primary health insurance. Agents work with individuals to explain options for filling gaps in Medicare or employer-provided plans. Common services include evaluating coverage for out-of-pocket medical expenses and coordinating with existing benefits. The agency specifically handles Medicare Supplement plans and dental insurance policies.
Jerry Weinfeld - State Farm Insurance Agent in Old Bridge, NJ, provides supplemental insurance policies designed to cover gaps left by primary health plans. Services include helping clients select appropriate coverage and offering plan adjustments as needs change. Policy maintenance features periodic policy reviews and assistance with claims filing. Regular check-ins ensure coverage remains aligned with current circumstances. The company services a variety of properties, including single-family homes, apartments, retail establishments, and restaurants.
Homeowners, businesses, and property managers in Old Bridge, NJ turn to this agency for supplemental insurance solutions that fill gaps in standard coverage. The agency works with clients to identify policy options for accident recovery, critical illness, or hospital indemnity. Policies here are designed to complement existing plans and provide additional financial protection during unexpected events. Administrative guidance, claims support, and enrollment services are offered throughout the process. The agency also serves clients in nearby Sayreville, expanding its reach across northeastern Middlesex County.
Serving Old Bridge and the surrounding communities of Middlesex County, Thom Ianniccari & Allan Twitty Insurance handles supplemental insurance needs. It specializes in policies that help cover out-of-pocket expenses not paid by primary health insurance. The agency focuses on providing a straightforward, simplified enrollment process for each client. A typical job begins with a detailed review of a client’s existing coverage and financial situation to identify gaps, then offers one or two well-matched policy options to complete the solution.
Talbot Insurance Agency in Old Bridge, New Jersey helps residents decide between a one-time policy that covers a single medical event and a recurring plan that renews each year. Supplemental coverage fills gaps in primary health insurance, such as deductibles or copayments. Service runs on a one-time, scheduled basis with each policy unless a client chooses an ongoing annual renewal.
OneHealth Plus offers supplemental insurance policies designed to fill gaps in primary health coverage. Serving the Old Bridge, New Jersey area, this agent works with individuals to select plans that help with out-of-pocket medical expenses not paid by standard insurance. Clients often seek assistance understanding the different policy options available to them at various life stages. The agency also addresses specific concerns such as managing costs related to an unexpected illness or planning ahead for winter’s higher seasonal healthcare needs.
Spring and summer bring many Old Bridge families looking to fill gaps in their existing health coverage, and Sun Insurance Agency helps residents find supplemental policies that address those specific shortfalls. As a local supplemental insurance agent, the company offers plans such as accident, hospital indemnity, and critical illness to complement primary insurance. They guide clients through plan options during an initial no-obligation assessment, reviewing current coverage and discussing personal needs before recommending any policy.
FTP Inc. serves as a supplemental insurance agent in Old Bridge, NJ, helping clients fill gaps in their primary health coverage. The agency specializes in offering additional policies for dental, vision, and critical illness care. It also provides options for accident and hospital indemnity plans. These supplementary coverages can assist with out-of-pocket costs and unexpected medical expenses. The agency is able to serve a variety of commercial sectors, including offices, warehouses, and food service operations.
AAA Old Bridge - Insurance/Membership Only provides supplemental insurance to residents in Old Bridge, New Jersey, and the surrounding local area. For commercial clients, the agency also offers coverage options to help fill gaps in group plans. Service is available throughout the region to address individual and business needs. Between regular policy reviews, the office follows up with clients to ensure their supplemental plans continue to suit changing circumstances or new life events.
Insurance Solutions of Old Bridge, New Jersey, addresses the distinction between one-time and recurring supplemental insurance needs. For immediate coverage gaps, they offer single-enrollment plans, while recurring options provide ongoing protection against out-of-pocket medical costs from accidents or critical illness. Their policies typically complement major medical coverage by paying cash benefits for deductibles or copays. Service appointments are available on either a scheduled, as-needed basis or through one-time assessments depending on the client's specific benefit requirements and renewal preferences.
What Does a a Supplemental Insurance Agent in Old Bridge Cost?
Supplemental insurance costs in New Jersey vary by plan type and provider. Medigap Plan G premiums for a 65-year-old in Old Bridge typically range from $120 to $250 per month. Medicare Advantage plans often have $0 monthly premiums but include copays and deductibles. Costs depend on your age, health, and chosen coverage. This is general information and not insurance advice.
About supplemental insurance agents in Old Bridge
Supplemental insurance agents in Old Bridge, New Jersey help residents find policies that cover gaps in Medicare or primary health plans. New Jersey law requires Medigap policies to be guaranteed issue during certain enrollment periods. Local agents can explain how state regulations affect your coverage choices.
Frequently Asked Questions
What is a supplemental insurance agent in Old Bridge?
A supplemental insurance agent helps you buy policies that pay for costs not covered by Medicare or your main health plan. In New Jersey, these agents must hold a valid state insurance license. They can explain Medigap, Medicare Advantage, and dental or vision plans.
When can I enroll in a Medigap plan in New Jersey?
New Jersey has a six-month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time, you can buy any Medigap policy without medical underwriting. Outside this window, insurers may require health questions.
Does New Jersey require specific supplemental insurance coverage?
New Jersey does not require you to buy supplemental insurance. However, if you have Medicare, you may want a Medigap or Medicare Advantage plan. State law also provides a guaranteed issue right for Medigap in certain situations like losing employer coverage.
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