The top-rated supplemental insurance agent in Lyndhurst, New Jersey is Bergen Insurance Group, rated 5.0 stars across 160 reviews. Other highly rated options include Bogle Agency Insurance, Abbott Milano Insurance Agency, Anthony Fuccilli: Allstate Insurance. This directory lists 12 supplemental insurance agents serving Lyndhurst.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bergen Insurance Group | 230 Stuyvesant Ave 2nd FL | (201) 340-4080 |
| 2 | Bogle Agency Insurance | 200 Stuyvesant Ave | (201) 939-1076 |
| 3 | Abbott Milano Insurance Agency | 705 Ridge Rd | (201) 933-3333 |
| 4 | Anthony Fuccilli: Allstate Insurance | 230 Stuyvesant Ave | (201) 964-9200 |
| 5 | Anthony Benevenia - State Farm Insurance Agent | 551 Valley Brook Ave | (201) 935-0444 |
| 6 | Ever Trust Insurance Co | 1099 Wall St W | (551) 273-4785 |
| 7 | VALPRECHT, LLC | 10 Stuyvesant Ave | (201) 355-8243 |
| 8 | Merwin & Paolazzi Insurance Agency | 155 Park Ave Suite 201A | (201) 460-8400 |
| 9 | Farmers Insurance - Alfonso Albunia | 613 Ridge Rd | (201) 728-9010 |
| 10 | Manzo Insurance | 22 Ridge Rd | (201) 933-1457 |
Bergen Insurance Group serves the Lyndhurst, New Jersey area as a supplemental insurance agent. The company assists local residents with securing additional insurance coverage to fill gaps left by primary health plans or government programs. Their advisors typically help clients navigate the various types of policies available for specific financial needs. Services often include evaluating a customer's existing benefits and recommending suitable options. They handle final expense life insurance and hospital indemnity plans in this region.
Bogle Agency Insurance provides supplemental insurance solutions, offering policies designed to fill coverage gaps in the Lyndhurst, NJ area. It helps clients secure additional protection through a straightforward application process and ongoing policy support. The company assists with plan reviews to ensure coverage continues to meet evolving needs. Its services cover a variety of local properties, including single-family homes, apartments, retail spaces, and restaurants.
Abbott Milano Insurance Agency serves homeowners, renters, and local business owners in Lyndhurst, NJ, by providing supplemental insurance coverage for gaps that major health plans often leave unfilled. These policies help with out-of-pocket costs such as deductibles, copayments, and coinsurance after an accident or illness. The agency guides clients through selecting plans suited to their individual needs and budgets, offering straightforward advice on available options. It also assists property managers requiring additional liability protection. Their service area includes neighboring communities in the Rutherford and Secaucus region.
Anthony Fuccilli: Allstate Insurance serves clients in Lyndhurst, New Jersey, and the surrounding North Jersey communities. It handles supplemental insurance policies designed to cover gaps left by primary health or life coverage. The agency offers Medicare supplement plans, accident indemnity, and hospital indemnity options for local residents. For each job, Anthony Fuccilli assesses an individual’s existing coverage and then recommends specific supplemental plans to address uncovered expenses.
Anthony Benevenia - State Farm Insurance Agent in Lyndhurst, NJ, provides supplemental insurance options designed for a one-time need or as an ongoing service. One-time plans may address a specific shortfall in coverage, while recurring service offers policies that renew periodically to maintain consistent protection against unexpected expenses. This agency focuses on helping clients fill gaps left by primary health or life insurance. Because supplemental needs are unpredictable, the service typically operates on an as-needed basis, with clients scheduling visits to review changing circumstances.
Ever Trust Insurance Co in Lyndhurst, NJ specializes in supplemental insurance plans that fill gaps left by major medical coverage. It assists residents by offering policies for accident, critical illness, and hospital indemnity needs, thereby providing additional financial protection during unexpected health events. The agency serves local families and individuals seeking to manage out-of-pocket expenses more effectively. It particularly helps clients address the increased healthcare costs often arising during the winter flu season, when hospital visits and recovery periods become more frequent.
As the seasons shift in Lyndhurst, residents often review their existing health coverage for gaps in protection. VALPRECHT, LLC serves this need as a supplemental insurance agent, helping individuals consider policies that address out-of-pocket costs not covered by primary plans. They work directly with clients to explain different supplemental options, such as those for hospital stays or critical illness. The process begins with an initial consultation, where the agent reviews a person’s current benefits and identifies potential areas of concern to set up a proper assessment of supplemental needs.
Merwin & Paolazzi Insurance Agency in Lyndhurst, NJ provides supplemental insurance coverage to individuals and businesses. Their work focuses on offering add-on policies that help fill gaps left by standard health or business insurance plans. These policies can provide additional financial protection for unexpected events or routine care. The agency serves a variety of commercial sectors, including offices, warehouses, and food service operations.
Farmers Insurance - Alfonso Albunia serves residents in Lyndhurst, New Jersey, offering supplemental insurance policies that help cover gaps in primary health or accident plans. Commercial coverage is also available for local small businesses seeking additional protection. The agency provides these services throughout the Lyndhurst area and surrounding communities. Clients often return for follow-up consultations between regular visits to review policy changes or adjust coverage as their needs evolve, ensuring their supplemental plans remain appropriately aligned with their current situations.
Manzo Insurance, based in Lyndhurst, NJ, is known for providing supplemental insurance policies that help cover gaps left by primary health plans. Standard offerings in this region include accident, critical illness, and hospital indemnity coverage. These services assist local residents with out-of-pocket medical costs and lost income. For greater financial protection, the agency can add on a specialized dental and vision supplement designed for comprehensive routine care.
What Does a a Supplemental Insurance Agent in Lyndhurst Cost?
Costs for supplemental insurance in New Jersey vary by policy type, age, and health status. Medicare Supplement plans can range from 100 to 300 dollars per month for a standard plan G. Cancer and accident plans may cost 20 to 80 dollars per month. These are general estimates and actual costs depend on the insurer and your specific situation. This is general information and not insurance advice.
About supplemental insurance agents in Lyndhurst
Supplemental insurance agents in Lyndhurst, New Jersey help residents find policies that cover gaps in primary health insurance. These plans include Medicare Supplement, hospital indemnity, and critical illness coverage. In New Jersey, insurers must offer standardized Medigap plans A, B, C, D, F, G, K, L, M, and N to eligible residents.
Frequently Asked Questions
What is a supplemental insurance agent in Lyndhurst?
A supplemental insurance agent in Lyndhurst is a licensed professional who helps you buy policies that pay for costs not covered by your main health plan. They can explain options like accident, cancer, or hospital indemnity insurance. Agents must follow New Jersey Department of Banking and Insurance rules.
When can I enroll in a Medicare Supplement plan in New Jersey?
You can enroll in a Medicare Supplement plan during your Medigap Open Enrollment Period. This period starts the first month you are 65 and enrolled in Medicare Part B. In New Jersey, you have six months to join any Medigap plan without medical underwriting.
Are supplemental insurance plans regulated in New Jersey?
Yes, the New Jersey Department of Banking and Insurance regulates all supplemental insurance plans. Insurers must file policy forms and rates for approval. Agents must hold a valid New Jersey insurance license and follow state consumer protection laws.
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