The top-rated supplemental insurance agent in Livingston, New Jersey is Sandra Suarez - State Farm Insurance Agent, rated 4.9 stars across 115 reviews. Other highly rated options include Infinity Guard Insurance Agency, Christopher Uccio: Allstate Insurance, Florence Insurance NJ. This directory lists 15 supplemental insurance agents serving Livingston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sandra Suarez - State Farm Insurance Agent | 2 E Northfield Rd Suite #6 | (973) 994-0500 |
| 2 | Infinity Guard Insurance Agency | 600 S Livingston Ave | (973) 315-7621 |
| 3 | Christopher Uccio: Allstate Insurance | 34 S Livingston Ave Ste 28 | (973) 535-1280 |
| 4 | Florence Insurance NJ | 75 County Rd 508 | (862) 201-5025 |
| 5 | World Insurance Associates LLC | 301 S Livingston Ave # 100 | (973) 994-9898 |
| 6 | Mike Petronella - State Farm Insurance Agent | 104 S Livingston Ave | (973) 994-0472 |
| 7 | JONATHAN CASTANEDA: Allstate Insurance | 34 S Livingston Ave #2b | (973) 535-1280 |
| 8 | Strategic Insurance Agency Inc. | 568 S Livingston Ave | (973) 422-1324 |
| 9 | Prudential| Nunzio Martucci | Life Insurance & Annuities | 256 S Livingston Ave | (973) 204-6345 |
| 10 | Kore Insurance Holdings | 354 Eisenhower Parkway, Plaza 1, 354 Eisenhower Pkwy | (973) 994-3131 |
Sandra Suarez - State Farm Insurance Agent serves Livingston and the surrounding Essex County area as a supplemental insurance agent. The company helps clients explore additional coverage options that complement their primary health or life insurance plans. Supplemental policies can address financial gaps from accidents, critical illnesses, or hospital stays. This agent works with individuals and families to explain how such plans function alongside existing benefits. Specific services include helping customers evaluate accident and hospital indemnity insurance options for added financial protection.
Serving the Livingston, New Jersey area, Infinity Guard Insurance Agency provides supplemental insurance policies designed to cover gaps left by primary health or Medicare plans. Its service approach focuses on helping clients understand specific coverage options and coordinating claims assistance when needed. The agency maintains clear communication with policyholders to address changes in their healthcare needs or life circumstances. It services properties including single-family homes, apartments, retail stores, and restaurants.
Homeowners, businesses, and property managers in Livingston, NJ, turn to Christopher Uccio: Allstate Insurance for supplemental insurance agent services. These policies help cover gaps left by standard plans, such as accident or critical illness costs. The agency focuses on providing extra financial protection for unexpected events. Residents can explore coverage options designed to complement existing health or auto policies. In addition to serving Livingston, the company also works with clients in neighboring areas like West Orange or the greater Essex County metro region.
Florence Insurance NJ serves Livingston and the surrounding Essex County communities, specializing in supplemental insurance agency services. The company helps area residents with policies that cover gaps left by major medical plans, including options for accident, cancer, and critical illness coverage. It works closely with each client to identify their specific needs and select appropriate plans from available carriers. To handle a typical job, the agent conducts a personal consultation to review existing coverage, then compares supplemental policies from different providers to find suitable options.
World Insurance Associates LLC serves homeowners, businesses, and property managers in Livingston, New Jersey, by offering supplemental insurance policies that cover gaps left by primary plans. These policies help clients manage out-of-pocket expenses for deductibles, co-pays, and uncovered services, supporting financial stability during unexpected events. The agency works with individuals and commercial entities to identify suitable coverage options. Its services also extend to clients in nearby West Orange, providing local access to tailored supplemental insurance solutions within the broader Essex County area.
Mike Petronella - State Farm Insurance Agent in Livingston, NJ, works with both one-time policy inquiries and recurring coverage options tailored to individual needs. As a supplemental insurance agent, the team helps clients address gaps in their primary health or life plans with focused products. Coverage choices may aim to support financial protection during unexpected medical events or recovery periods. Service engagements are primarily structured on an as-needed basis, allowing clients to request consultations and policy adjustments whenever their personal situation changes.
JONATHAN CASTANEDA: Allstate Insurance provides supplemental insurance solutions for individuals and families. It also handles general insurance needs including auto, home, and life policies. In the Livingston, NJ area, this agent works to help clients fill gaps left by primary health coverage. Additional services may address dental, accident, or critical illness protection to support financial stability. As people transition between jobs or face annual open enrollment periods, this business assists with reviewing current plans for proper supplemental options.
Strategic Insurance Agency Inc. works with individuals and businesses in Livingston, NJ, to identify coverage gaps in standard health and life policies. The company focuses on supplemental insurance add-ons, such as accident, critical illness, and hospital indemnity plans. These offerings help fill financial gaps not addressed by major medical insurance. Strategic Insurance Agency Inc. serves a range of commercial sectors, including corporate offices, warehouses, grocery stores, and food service operations.
Prudential| Nunzio Martucci | Life Insurance & Annuities serves residents in Livingston, NJ, with supplemental insurance policies designed to complement existing health coverage. Commercial supplemental insurance solutions are also available for area businesses and their employees. Serving clients throughout the Livingston region, the agency assists individuals and companies in selecting suitable life insurance and annuity products. Follow-up service between scheduled visits is provided to adjust coverage as needs change. This ensures clients receive attentive support after their initial enrollment.
What Does a a Supplemental Insurance Agent in Livingston Cost?
The cost of a supplemental insurance policy in New Jersey varies by plan type age and insurer. Monthly premiums for Medigap Plan G in Livingston typically range from 130 to 250 dollars for a 65 year old. Plan N premiums are often 20 to 50 dollars less per month. This is general information and not insurance advice.
About supplemental insurance agents in Livingston
Supplemental insurance agents in Livingston NJ help residents choose Medigap policies to cover costs not paid by Original Medicare. New Jersey law requires insurers to offer a standardized set of Medigap plans labeled A through N. These agents can explain how state regulations affect your coverage and enrollment periods.
Frequently Asked Questions
What is the open enrollment period for Medigap in New Jersey?
In New Jersey the Medigap open enrollment period lasts six months and starts when you are 65 or older and enrolled in Medicare Part B. During this time insurers cannot deny you a policy or charge more due to pre-existing conditions.
Can I switch Medigap plans in New Jersey after the open enrollment period?
Yes New Jersey has a guaranteed issue right once per year during the annual enrollment period from November 15 to December 31. Outside this window you may need to pass medical underwriting to switch plans.
Are there any special rules for Medigap in New Jersey for people under 65?
New Jersey does not require insurers to sell Medigap policies to people under 65 who have Medicare due to disability. However some insurers may offer coverage on a voluntary basis and you should ask an agent about available options.
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