The top-rated supplemental insurance agent in Hoboken, New Jersey is Hugo Gonzalez - State Farm Insurance Agent, rated 4.9 stars across 472 reviews. Other highly rated options include Andrew Bevington - State Farm Insurance Agent, Muller Insurance, Mile Square Insurance Agency. This directory lists 10 supplemental insurance agents serving Hoboken.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Hugo Gonzalez - State Farm Insurance Agent | 715 Washington St | (201) 795-0004 |
| 2 | Andrew Bevington - State Farm Insurance Agent | 801 Monroe St | (276) 225-5238 |
| 3 | Muller Insurance | 930 Washington St | (201) 659-2403 |
| 4 | Mile Square Insurance Agency | 80 River St #4C | (201) 687-9950 |
| 5 | Health Solution Agency | 120 3rd St | (201) 740-2635 |
| 6 | Highpoint Benefits Group | 632 Grand St Suite 302 | (862) 812-0550 |
| 7 | Brownstone Insurance, NJ | 333 River St | (551) 239-6338 |
| 8 | Guy Carpenter & Co LLC | 121 River St | (201) 284-5000 |
| 9 | Medicare 65 Quote | 221 River St 9th Fl | (888) 311-4264 |
| 10 | New Jersey Claims Group | 50 Harrison St | (551) 580-7691 |
Hugo Gonzalez - State Farm Insurance Agent serves the Hoboken, New Jersey area as a local supplemental insurance agency. The company provides additional coverage options that help fill gaps left by primary health or life insurance policies. These supplemental plans are designed to offer policyholders extra financial protection for unexpected medical events. The agent assists clients in Hoboken with securing hospital indemnity insurance and accident medical expense coverage.
Andrew Bevington - State Farm Insurance Agent provides supplemental insurance coverage to individuals and businesses in Hoboken, New Jersey. Services include helping clients access policies that pay cash benefits directly for medical or income gaps not covered by primary health plans. The office assists with policy selection, enrollment, and ongoing claims support to ensure benefits are used effectively. Serviced properties include single-family homes, apartments, retail locations, and restaurants.
Muller Insurance serves homeowners, businesses, and property managers in Hoboken, New Jersey, offering supplemental insurance policies that help cover gaps left by standard plans. These brokers assist clients in accessing additional benefits such as accident, critical illness, or hospital indemnity coverage that complement existing health or property policies. The agency works closely with local residents and commercial property owners to tailor plans addressing specific risks common to the Hudson County area. Muller Insurance also extends its services to neighboring Jersey City to support a broader segment of the metro region.
Serving Hoboken and its surrounding Hudson County communities, Mile Square Insurance Agency handles supplemental insurance policies designed to fill gaps left by major medical plans. The company focuses on products like accident, critical illness, and hospital indemnity coverage to help individuals manage out-of-pocket costs. Matching clients with an appropriate plan typically begins with a personalized needs assessment, followed by a clear explanation of policy options and plan limitations.
Health Solution Agency in Hoboken, NJ offers supplemental insurance through both one-time policy enrollments and recurring service options for ongoing needs. Coverage helps bridge gaps left by primary health plans, addressing expenses like copays or deductibles that patients might otherwise pay out of pocket. Working with local clients, the agency assists with plan selection and claims guidance. Service runs on a schedule or as needed based on each client’s policy changes and life events.
Highpoint Benefits Group specializes in supplemental insurance in Hoboken, New Jersey, offering policies that cover gaps left by standard health plans. It also provides personalized guidance to help clients select appropriate coverage for dental, vision, accident, and critical illness expenses. The agency serves area residents and workers, tailoring options to individual budgets and healthcare needs. During the annual Medicare Open Enrollment period in the fall, it helps beneficiaries navigate changes and avoid coverage lapses.
As winter weather approaches in Hoboken, residents often review their health coverage to prepare for seasonal illnesses. Brownstone Insurance, NJ, helps as a supplemental insurance agent, offering plans that fill gaps left by primary medical policies. Their team guides clients through Medicare supplements, accident, or critical illness options tailored to individual needs. Each consultation begins with a straightforward inspection of the person’s current benefits, identifying where additional protection might be most valuable.
Guy Carpenter & Co LLC, based in Hoboken, provides core supplemental insurance agent services designed to fill the gaps left by standard health and life policies. The agency specializes in offering add-on coverage for accident, critical illness, and hospital indemnity plans to individuals and groups. These option procedures help clients cover deductibles, co-pays, and other out-of-pocket costs that typical insurance may not address fully. The firm serves various commercial sectors, including offices, warehouses, and food service operations throughout the local area.
Medicare 65 Quote serves residents of Hoboken, New Jersey, with supplemental insurance agent services tailored to individual healthcare needs. The company also provides commercial coverage options for local small business owners seeking additional protection for their employees. Operating throughout Hoboken and the surrounding Hudson County area, the agent assists clients in comparing Medicare supplement plans and navigating enrollment periods. After an initial policy is secured, the agent conducts follow-up reviews during each annual enrollment period to ensure coverage remains appropriate, with repeat service offered between regular visits as client circumstances change.
New Jersey Claims Group, based in Hoboken, is a supplemental insurance agent known for helping local residents fill coverage gaps left by standard health plans. These agents assist in exploring options like accident, critical illness, or hospital indemnity policies on a case-by-case basis. With a focus on individual needs in the Hoboken area, the agency connects clients to plans that can manage out-of-pocket costs when unexpected medical events occur. An additional specialty service is offering short-term gap coverage for individuals between major insurance policies.
What Does a a Supplemental Insurance Agent in Hoboken Cost?
In New Jersey Medigap Plan G premiums for a 65-year-old in Hoboken typically range from 130 to 250 dollars per month depending on the insurer and underwriting. Plan N premiums are often 20 to 50 dollars less per month. Costs vary by age gender and tobacco use. This is general information not insurance advice.
About supplemental insurance agents in Hoboken
Supplemental insurance agents in Hoboken New Jersey help residents choose Medigap or Medicare Advantage plans that fill gaps in original Medicare. New Jersey law requires insurers to offer standardized Medigap plans during open enrollment periods without medical underwriting. Local agents can explain how state regulations affect plan availability and pricing in Hudson County.
Frequently Asked Questions
What is a supplemental insurance agent in Hoboken?
A supplemental insurance agent in Hoboken is a licensed professional who helps individuals compare and enroll in Medicare Supplement plans also called Medigap. These agents are regulated by the New Jersey Department of Banking and Insurance. They provide guidance on plan options and costs specific to the Hoboken area.
When can I enroll in a Medigap plan in New Jersey?
In New Jersey you have a six-month Medigap open enrollment period that starts when you are both 65 or older and enrolled in Medicare Part B. During this time you can buy any Medigap policy sold in New Jersey without being denied coverage or charged more due to health conditions. After this period insurers may use medical underwriting.
Do supplemental insurance agents charge fees in Hoboken?
Most supplemental insurance agents in Hoboken are paid by insurance companies through commissions not by charging you directly. However some agents may charge a consultation fee which must be disclosed upfront. Always confirm the payment structure before receiving services.
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