The top-rated supplemental insurance agent in Hillsborough Township, New Jersey is Walter Casanas - State Farm Insurance Agent, rated 4.9 stars across 105 reviews. Other highly rated options include GroupBenefits.Com, State Farm Insurance : Lou Ingles, Michael Cole Financial. This directory lists 11 supplemental insurance agents serving Hillsborough Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Walter Casanas - State Farm Insurance Agent | 425 Amwell Rd Ste 102 | (908) 359-7800 |
| 2 | GroupBenefits.Com | 111 Omni Dr | (908) 787-8800 |
| 3 | State Farm Insurance : Lou Ingles | 256 US-206 | (908) 359-1002 |
| 4 | Michael Cole Financial | 24 Deanna Dr | (973) 476-4001 |
| 5 | Angelo Markakis: Allstate Insurance | 856 US-206 | (908) 777-8814 |
| 6 | Cindy Skaar - State Farm Insurance Agent | 425 Amwell Rd Ste 102 | (908) 359-7800 |
| 7 | Franchino Agency | 856 US-206 Ste B11 | (908) 359-2044 |
| 8 | The Easy Insurance Co | 821 Courtyard Dr | (551) 273-3660 |
| 9 | Amazing Insurance Agency NJ | 649 US-206 | (848) 202-7106 |
| 10 | Iconic Insurance Agency | 415 Amwell Rd Suite 209 | (973) 928-6767 |
Walter Casanas - State Farm Insurance Agent serves the Hillsborough Township, NJ area. The agency focuses on supplemental insurance coverage designed to fill gaps left by primary health plans. Supplemental insurance agents help clients manage out-of-pocket medical costs with policies such as accident, critical illness, and hospital indemnity plans. These products provide financial support for deductibles and co-pays during unexpected health events. The agency also works with clients to structure personal life insurance policies.
GroupBenefits.Com serves homeowners, families, and local businesses in Hillsborough Township, New Jersey, by offering supplemental insurance solutions that help bridge coverage gaps left by standard health plans. These optional policies may include accident, critical illness, or hospital indemnity plans, providing additional financial protection when unexpected medical events occur. The agency guides clients through plan options to ensure they understand their coverage. It also serves residents and business owners throughout the greater Somerset County area, including communities such as Bridgewater and Branchburg.
State Farm Insurance: Lou Ingles provides supplemental insurance solutions for individuals and families, offering policies that can help cover costs not included in major medical plans. The agency guides clients through plan selection and provides ongoing support for claims and policy adjustments throughout the coverage period. Services focus on simplifying access to supplemental benefits for local residents in Hillsborough Township, NJ. The agency customizes coverage for various property types, including single-family homes, apartments, retail, and restaurants.
Michael Cole Financial, located in Hillsborough Township, New Jersey, helps clients distinguish between one-time supplemental policies designed for a specific gap and recurring coverage options that provide ongoing protection. As a supplemental insurance agent, the company focuses on offering plans that coordinate with primary health or life insurance to reduce out-of-pocket expenses. This agency delivers its services on a scheduled basis, typically meeting clients during open enrollment periods or when reviewing existing policies for necessary updates.
Serving Hillsborough Township and the surrounding Somerset County communities, Angelo Markakis: Allstate Insurance handles supplemental insurance coverage designed to fill gaps left by major medical plans. These policies may help cover deductibles, copays, and other out-of-pocket costs for unexpected health events or accidents. The agency focuses on explaining policy details so clients understand their specific supplemental benefits and limitations. A typical job begins with a review of the client’s current coverage, followed by a discussion of available plan options tailored to their individual needs.
Specializing in supplemental insurance policies such as accident, critical illness, and hospital indemnity plans, this agency also offers standard auto, home, and life coverage for residents of Hillsborough Township. Cindy Skaar provides personalized assistance to help clients navigate coverage gaps left by primary health plans. As the winter heating season approaches, the agency helps policyholders review options protecting against seasonal injury risks like slip-and-fall incidents.
As the seasons change in Somerset County, homeowners and families in the Hillsborough Township area often review their existing coverage for gaps. Franchino Agency serves local residents by offering supplemental insurance agent services to address those shortfalls, helping to bridge expenses that main policies may not cover. This includes plans for unexpected medical costs or accident-related income loss. Each consultation begins with a no-obligation review of the client's current primary insurance, identifying where additional protection might be needed during an initial in-person assessment.
The Easy Insurance Co in Hillsborough Township, NJ helps local residents and businesses identify gaps in their primary health coverage through supplemental insurance offerings. Its specific focus is on filling those potential financial shortfalls with targeted, policyholder-funded add-ons. These plans work alongside existing medical insurance to help cover co-pays, deductibles, and other out-of-pocket expenses from accidents or critical illnesses. Commercial clients the firm can serve include offices, warehouses, and food service operations.
Amazing Insurance Agency NJ serves residential clients in Hillsborough Township with supplemental insurance tailored to cover gaps in primary health plans. The agency also offers commercial coverage for local small businesses, addressing varied needs across the community. As an agent in this area, the company guides clients through Medicare supplements, accident, and critical illness policies. Following each initial enrollment, the agency provides proactive follow-up during policy review periods and coordinates repeat service between regular visits to ensure coverage remains aligned with changing circumstances.
Iconic Insurance Agency in Hillsborough Township, NJ, specializes in supplemental insurance coverage to fill gaps left by major medical plans. Its service range includes options for accident, critical illness, and hospital indemnity policies. This agency works with local customers to identify specific coverage needs that help manage out-of-pocket expenses. For added protection, it offers hospital confinement indemnity plans that provide fixed cash benefits during a covered hospital stay.
What Does a a Supplemental Insurance Agent in Hillsborough Township Cost?
Costs for supplemental insurance in New Jersey vary by plan type age and carrier. Medigap Plan G premiums for a 65 year old in Hillsborough Township typically range from 130 to 250 dollars per month. Dental or vision add-on plans may cost 20 to 50 dollars per month. Actual prices depend on your location and health status. This is general information not insurance advice.
About supplemental insurance agents in Hillsborough Township
Supplemental insurance agents in Hillsborough Township help residents fill gaps in Medicare or other health coverage. New Jersey law requires agents to hold a valid state license and follow strict disclosure rules. These agents can explain options like Medicare Supplement plans and dental or vision policies.
Frequently Asked Questions
What does a supplemental insurance agent in Hillsborough Township do?
A supplemental insurance agent helps you compare and enroll in plans that cover costs not paid by original Medicare or employer insurance. They explain policy details and assist with applications. In New Jersey agents must provide a written outline of coverage before you enroll.
Is a supplemental insurance agent required to be licensed in New Jersey?
Yes all agents selling supplemental insurance in New Jersey must hold a valid insurance producer license from the state. They must also complete continuing education courses every two years. You can verify an agents license on the New Jersey Department of Banking and Insurance website.
What is the best time to buy a Medigap plan in Hillsborough Township?
The federal open enrollment period for Medigap starts when you are 65 and enrolled in Medicare Part B. During this six month window you can buy any Medigap plan without medical underwriting. After this period insurers can deny coverage or charge higher rates based on health.
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