The top-rated supplemental insurance agent in Hackensack, New Jersey is Kyle Rourke - State Farm Insurance Agent, rated 4.9 stars across 298 reviews. Other highly rated options include AAA Hackensack, JN Insurance Agency, Cosmo Insurance Agency. This directory lists 15 supplemental insurance agents serving Hackensack.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kyle Rourke - State Farm Insurance Agent | 150 Main St | (201) 644-8880 |
| 2 | AAA Hackensack | 450 Hackensack Ave | (201) 261-7900 |
| 3 | JN Insurance Agency | 131 Main St Suite 160 | (201) 877-9333 |
| 4 | Cosmo Insurance Agency | 2 University Plaza Dr Suit 100 | (201) 817-1388 |
| 5 | GRAHAM FAMILY AGENCY | 3 Elm Ave | (201) 355-3252 |
| 6 | Kusel Associates Insurance | 190 Moore St | (201) 489-6366 |
| 7 | Farmers Insurance - Alex Vivien | 433 Essex St Ste 2 | (201) 336-0006 |
| 8 | Angelly Insurance Multiservice Agency | 104 Johnson Ave | (201) 291-3888 |
| 9 | Premier insurance | 210 S Newman St | (551) 288-1286 |
| 10 | Silver Insurance Service NJ | 612-20 Main St | (551) 262-8770 |
Kyle Rourke - State Farm Insurance Agent serves the Hackensack metropolitan area of New Jersey, offering supplemental insurance plans to local residents and workers. These policies help cover gaps left by primary health insurance, reducing out-of-pocket costs for everyday medical needs. The agency assists clients in selecting plans that address specific financial protection goals. In this area, it handles supplemental coverage for accident recovery and critical illness diagnosis, ensuring policyholders have financial support during unexpected health events.
AAA Hackensack provides supplemental insurance agent services to clients throughout the Hackensack, New Jersey area, offering a range of insurance products designed to cover gaps left by primary health plans. Its service approach includes helping customers review existing coverage, explaining policy options clearly, and assisting with claims support when needed. The company also helps clients with plan adjustments during annual enrollment periods to ensure continued proper protection. It services single-family homes, apartments, retail businesses, and restaurants.
Homeowners, property managers, and businesses in the Hackensack, New Jersey, area turn to JN Insurance Agency for assistance with supplemental insurance coverage. This agency helps clients evaluate policies designed to fill gaps left by standard health or property plans, including options for accident, critical illness, and hospital indemnity protection. The team works to find appropriate supplemental insurance agents understands the specific needs of local residents and commercial property operators. Their services also extend to clients throughout Bergen County and the broader northern New Jersey metro region.
Cosmo Insurance Agency in Hackensack, New Jersey provides a full range of supplemental insurance policies, including plans that cover gaps in major medical, accident, or long-term care coverage. Its service plans involve evaluating a client’s existing health benefits to recommend appropriate supplemental options, followed by ongoing policy maintenance and annual review of coverage needs. Such assistance helps local residents manage out-of-pocket costs and unexpected medical expenses. The agency serves a diverse set of property types across the region, including single-family homes, apartments, retail spaces, and restaurants.
Serving Hackensack, New Jersey, and surrounding communities, the Graham Family Agency handles supplemental insurance coverage. This agency assists residents in filling gaps left by major medical policies, such as accident, critical illness, and hospital indemnity plans. It provides detailed explanations of policy benefits and enrollment procedures to help clients make informed choices. The agency generally approaches each case by first reviewing an individual's current coverage, then recommending specific supplemental plans that address identified financial exposure from unexpected medical costs.
Kusel Associates Insurance in Hackensack, NJ, distinguishes between one-time policy purchases for specific needs, such as hospital indemnity plans, and recurring coverage options like monthly accident or critical illness insurance. These supplemental insurance agent services help clients fill gaps left by primary health plans, covering out-of-pocket costs for sudden medical events. The firm can tailor a schedule for enrollment periods or address urgent, as-needed requests for immediate coverage quotes.
Farmers Insurance - Alex Vivien specializes in supplemental insurance policies to fill gaps in standard health, accident, and disability coverage. It serves clients throughout Hackensack, NJ, by helping them access benefits for unexpected medical costs and income loss. Its general service work includes explaining policy options and assisting with claims navigation. During the winter months, it helps individuals prepare for seasonal illnesses or slips that typical insurance might not fully cover.
As the seasons shift in Hackensack, residents begin reviewing their coverage gaps for unexpected medical or accident-related costs. Angelly Insurance Multiservice Agency addresses this need as a supplemental insurance agent, offering plans that help fill what primary health policies often leave uncovered. These additional benefits can assist with deductibles, co-pays, and lost income during recovery. The process begins with a local, in-person assessment of each client’s existing coverage to identify specific gaps before any policy discussion takes place.
Premier Insurance helps individuals in Hackensack secure essential health coverage, then provides supplemental insurance for gaps left by primary plans. These specialized add-ons cover expenses for accidents, critical illnesses, and hospital stays not included in standard policies. The agency therefore assists employees working in local offices, warehouse distribution centers, and food service establishments in managing unexpected out-of-pocket medical costs.
Silver Insurance Service NJ in Hackensack provides supplemental insurance to residents in their homes, including coverage for gaps in major medical plans. For commercial clients, the agency also offers policies that help businesses manage unexpected health-related costs. Service extends throughout Hackensack and the surrounding Bergen County area. After an initial policy is in place, the agency makes a point to check in with clients between regular visits, ensuring coverage remains aligned with changing needs or life events.
What Does a a Supplemental Insurance Agent in Hackensack Cost?
Typical costs for supplemental insurance in New Jersey vary by plan type and age. Medicare Supplement Plan G premiums in Hackensack can range from 120 to 250 dollars per month. Hospital indemnity plans may cost 30 to 80 dollars monthly. Costs depend on your health status and the insurer. This is general information not insurance advice.
About supplemental insurance agents in Hackensack
Supplemental insurance agents in Hackensack New Jersey help residents find policies that cover gaps in primary health insurance. These agents work with plans like Medicare Supplement Medigap and hospital indemnity. New Jersey law requires agents to be licensed by the state Department of Banking and Insurance.
Frequently Asked Questions
What does a supplemental insurance agent in Hackensack do?
A supplemental insurance agent helps you choose and enroll in policies that pay for costs not covered by your main health plan. They explain plan benefits and compare options from different carriers. They must follow New Jersey insurance regulations and disclose all policy terms.
How do I choose a supplemental insurance agent in Hackensack New Jersey?
Look for an agent licensed in New Jersey with experience in supplemental health products. Check their standing with the New Jersey Department of Banking and Insurance. Ask about the carriers they represent and whether they offer multiple plan types.
Are there time limits to buy supplemental insurance in New Jersey?
Yes. For Medicare Supplement plans you have a six month open enrollment period starting when you turn 65 and enroll in Medicare Part B. Outside this period you may face medical underwriting. New Jersey also has a guaranteed issue period for certain situations like losing employer coverage.
Supplemental Insurance Agents in Other New Jersey Cities
Bayonne · Bloomfield · Brick Township · Bridgewater · Cedar Grove · Cherry Hill Township · Clark · Clifton · Cranford · East Brunswick · East Hanover · Edison · Elizabeth · Englewood · Ewing Township