The top-rated supplemental insurance agent in Fort Lee, New Jersey is Unicorn Insurance Agency, rated 4.9 stars across 60 reviews. Other highly rated options include The Reign group, Econo Insurance Agency - 이코노 보험 (뉴저지 뉴욕 자동차, 주택, 비즈니스, 건강보험, 메디케어 종합 보험 에이전트), The Carballo Financial Group: Allstate Insurance. This directory lists 18 supplemental insurance agents serving Fort Lee.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Unicorn Insurance Agency | 158 Linwood Plaza Suite 312 | (201) 947-0390 |
| 2 | The Reign group | 1 Brg Plz N Suite 275 | (201) 397-1000 |
| 3 | Econo Insurance Agency - 이코노 보험 (뉴저지 뉴욕 자동차, 주택, 비즈니스, 건강보험, 메디케어 종합 보험 에이전트) | 222 Bruce Reynolds Blvd. Suite 440 | (201) 592-6998 |
| 4 | The Carballo Financial Group: Allstate Insurance | 897 Palisade Ave | (201) 224-0300 |
| 5 | Associate Insurance LLC | 2337 Lemoine Ave | (551) 239-6860 |
| 6 | Safe Insurance Agency LLC. | 2337 Lemoine Ave | (551) 202-2920 |
| 7 | Excess Insurance Agency | 1625 Lemoine Ave | (551) 273-4874 |
| 8 | Standard Insurance NJ | 2175 Lemoine Ave | (201) 292-5428 |
| 9 | Farmers Insurance - Dongil Yoo | 1530 Palisade Ave # Cs4 | (201) 613-6183 |
| 10 | Logo Insurance NJ | 458 Main St | (201) 381-4460 |
Unicorn Insurance Agency, serving Fort Lee and all of Bergen County, provides supplemental insurance agent services that help residents fill gaps in their primary health coverage. These plans typically address out-of-pocket costs, such as deductibles and copays, which standard policies often leave uncovered. Common offerings include accident, hospital indemnity, and critical illness insurance. By connecting clients with these tailored plans, the agency assists with managing financial exposure during unexpected medical events. It handles both Medicare supplement and short-term medical insurance needs.
The Reign group offers a range of supplemental insurance agent services in Fort Lee, NJ, including advising clients on policies that cover gaps left by major medical plans. Its service approach focuses on explaining options for accident, critical illness, and hospital indemnity coverage. The company assists property owners in the area with evaluating plans suited to single-family homes, apartments, retail spaces, and restaurants.
Serving Fort Lee and the surrounding communities of northern New Jersey, Econo Insurance Agency - 이코노 보험 acts as a supplemental insurance agent handling policies for auto, home, business, health, and Medicare. It helps clients fill coverage gaps beyond standard major medical plans and secures options that complement existing primary policies. Each case receives a focused comparison of available supplemental plans to identify suitable choices. The agency pair each client with a specific broker who reviews their current coverage and financial situation by appointment.
The Carballo Financial Group: Allstate Insurance in Fort Lee, NJ, assists clients with supplementary health plans that address specific coverage needs beyond primary insurance, bridging out-of-pocket gaps. Agents offer both one-time enrollment assistance for standalone policies and recurring service options for ongoing claims and policy adjustments. Coverage typically includes accident, critical illness, and hospital indemnity plans tailored to local residents. Service runs on an as-needed basis, with agents available for policy reviews and benefit inquiries without a mandatory fixed schedule.
As New Jersey residents review their Medicare coverage during open enrollment, Associate Insurance LLC provides local supplemental insurance guidance from their Fort Lee office. The company helps individuals understand how a Medigap or other supplemental plan can reduce out-of-pocket expenses. Each process begins by reviewing the client's existing health coverage to identify specific gaps. On the first meeting, they will examine the current policy and suggest options that may coordinate with existing benefits. This initial assessment is typically completed during a single in-person consultation.
Safe Insurance Agency LLC focuses on building practical coverage through supplemental insurance plans that fill the gaps left by primary medical policies, offering specialty add-ons such as accident, critical illness, and hospital indemnity protection. These policies help policyholders manage out-of-pocket costs and provide direct cash benefits during unexpected health events. The agency serves small and mid-sized commercial sectors across Fort Lee, including professional offices, warehouses, and food service establishments.
As a residential supplemental insurance agent in Fort Lee, NJ, Excess Insurance Agency helps clients fill gaps left by primary health or Medicare plans. The agency also provides similar supplemental coverage options for local commercial accounts within the greater Bergen County service area. A knowledgeable agent identifies evolving individual or business needs, making follow-up service or repeat adjustments common between regular quarterly or annual policy reviews. This ongoing attention ensures simpler claims or period‑specific plan changes.
Standard Insurance NJ in Fort Lee is known for helping individuals bridge gaps in their primary health coverage. As a supplemental insurance agent, the company offers policies that address out-of-pocket expenses such as deductibles and copayments. Their service range includes accident, critical illness, and hospital indemnity plans tailored for local residents. Clients can work with the agency to select coverage that complements existing medical insurance. For an added specialty, the company provides dental and vision add-on plans to support broader wellness needs.
What Does a a Supplemental Insurance Agent in Fort Lee Cost?
Typical costs for supplemental insurance in New Jersey vary by plan type and your age. Medicare Supplement Plan G for a 65-year-old in Fort Lee can range from $120 to $200 per month. Cancer policies may cost $30 to $60 per month. Agent services are usually commission-based with no direct fee to you. This is general information, not insurance advice.
About supplemental insurance agents in Fort Lee
Supplemental insurance agents in Fort Lee, New Jersey help residents choose policies that cover gaps in primary health insurance. New Jersey law requires all agents to hold a valid state license and follow strict disclosure rules under Title 17. These agents can explain how plans like Medicare Supplement and hospital indemnity work with your existing coverage.
Frequently Asked Questions
What types of supplemental insurance do agents offer in Fort Lee?
Agents in Fort Lee typically offer Medicare Supplement plans, cancer insurance, accident insurance, and hospital indemnity policies. These plans pay cash benefits directly to you or the provider for expenses not covered by your main health plan.
Do I need a license to sell supplemental insurance in New Jersey?
Yes, New Jersey requires all insurance producers to hold a valid license from the Department of Banking and Insurance. Agents must complete pre-licensing education and pass a state exam before selling any supplemental products.
Can a supplemental insurance agent help with Medicare enrollment in Fort Lee?
Yes, many agents are certified to help with Medicare Supplement and Medicare Advantage plans. They can explain the annual enrollment periods and the New Jersey-specific rules for guaranteed issue rights.
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