The top-rated supplemental insurance agent in Fairfield, New Jersey is Allegiance Insurance Brokers, LLC, rated 5.0 stars across 134 reviews. Other highly rated options include Allwood Forlenza Agency, A C Marmo & Sons Inc, Goosehead Insurance - Gloria Miley. This directory lists 16 supplemental insurance agents serving Fairfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Allegiance Insurance Brokers, LLC | 10 Kingsbridge Rd Suite #1 | (862) 702-8585 |
| 2 | Allwood Forlenza Agency | 110 Little Falls Rd | (973) 256-5500 |
| 3 | A C Marmo & Sons Inc | 350 Passaic Ave | (973) 793-8056 |
| 4 | Goosehead Insurance - Gloria Miley | 124 Little Falls Rd Suite A2 | (862) 343-5611 |
| 5 | Tony Guerriero: Allstate Insurance | 186 Fairfield Rd Fl 2 | (973) 694-3242 |
| 6 | Acrisure Fairfield, NJ (Stratford Financial Group) | 250 Passaic Ave Suite 210 | (866) 217-9053 |
| 7 | Rand, Feuer & Klein LLC | 277 Fairfield Rd Ste 319 | (973) 582-6200 |
| 8 | Aetna in Fairfield | 33 Sand Rd | (866) 204-1356 |
| 9 | VCA Benefits LLC | 363 US-46 Suite 140 | (973) 808-2626 |
| 10 | Mass Mutual | 30 2 Bridges Rd | — |
Allegiance Insurance Brokers, LLC serves clients throughout Fairfield, New Jersey, and the surrounding Essex County area as a supplemental insurance agent. The company helps individuals address gaps in their primary health coverage by offering policies that assist with out-of-pocket medical costs. These plans can provide financial support for expenses such as deductibles, copayments, and coinsurance not covered by major medical insurance. Allegiance Insurance Brokers also assists with plans that offer cash benefits for hospital stays or critical illness diagnoses.
Allwood Forlenza Agency offers supplemental insurance policies to bridge gaps in primary health coverage. Its services include helping clients select plans for accident, critical illness, and hospital indemnity needs. The agency provides ongoing support for policy management and claims assistance throughout the coverage period. Tailored to individual financial situations, its general approach focuses on supplementing existing benefits while controlling out-of-pocket costs. The company serves residents across the Fairfield, NJ area, assisting those living in single-family homes and apartments, as well as employees working in local retail businesses and restaurants.
Homeowners, businesses, and property managers in Fairfield, New Jersey, work with A C Marmo & Sons Inc for supplemental insurance coverage. This agency helps clients fill gaps left by primary policies, offering plans that address specific risks not covered by standard homeowners or commercial insurance. Supplemental policies can include critical illness, accident, or hospital indemnity options. The agency serves clients throughout the Fairfield area and also covers neighboring communities in Essex and Passaic counties. Its team provides guidance to those in the broader metropolitan region.
Goosehead Insurance - Gloria Miley serves Fairfield, New Jersey, and the surrounding communities with supplemental insurance agent services. It handles policies designed to fill gaps left by primary health or life coverage, such as accident, critical illness, or hospital indemnity plans. The company generally begins by evaluating a client's existing coverage to identify potential financial exposures. It then recommends specific supplemental products to bridge those gaps, followed by a straightforward application and enrollment process for the chosen policy.
Tony Guerriero: Allstate Insurance in Fairfield, NJ, understands the difference between one-time service calls and recurring coverage needs for supplemental insurance. This agency helps fill gaps left by major medical plans, such as those covering accidents, hospital stays, or critical illnesses. Clients may require protection for a single event or ongoing support through regular policy reviews. Service for account management and new quotes runs on a scheduled or as-needed basis, depending on each client's individual circumstances.
Acrisure Fairfield, NJ (Stratford Financial Group) specializes in providing supplemental insurance policies that help cover out-of-pocket expenses not addressed by major medical plans. As an agency serving the Fairfield area, it assists individuals and families in selecting and enrolling in these secondary coverage options to enhance their overall financial protection. The agency frequently helps clients evaluate their supplemental insurance needs during open enrollment periods or following major life events such as a new job or retirement.
As the change of seasons brings new health concerns to Fairfield, residents often seek to close gaps in their existing medical plans. Rand, Feuer & Klein LLC addresses this need by offering supplemental insurance policies designed to cover unexpected out-of-pocket costs. The company assists individuals in comparing options that help with deductibles and co-payments. Agents work to understand each client’s current coverage before presenting policy alternatives. The process concludes with a one-on-one review of the client’s existing plan and a preliminary assessment of their needs.
Acting as a supplemental insurance agent, Aetna in Fairfield helps clients close gaps left by major medical plans with focused, elective coverage. Its operation specializes in providing add-on policies for unexpected costs such as hospital stays or critical illness treatments, ensuring broader financial protection. Serving a variety of local commercial sectors, this agency offers its tailored plans to offices, warehouses, and food service businesses throughout the area.
VCA Benefits LLC serves the supplemental insurance needs of residents in Fairfield, New Jersey, offering policies that help cover out-of-pocket expenses not addressed by major medical plans. The company extends these supplemental insurance services to commercial clients, addressing coverage requirements throughout Fairfield and the surrounding local area. Working directly with individuals and business owners, agents guide clients through plan selection and claims assistance. Between regular scheduled visits, the office provides follow-up support for policy changes and answers to coverage questions that arise.
What Does a a Supplemental Insurance Agent in Fairfield Cost?
Supplemental insurance costs in New Jersey vary by plan type and age. Medigap Plan G premiums typically range from $120 to $250 per month for a 65-year-old. Medicare Advantage plans often have $0 monthly premiums but higher out-of-pocket costs. Costs also depend on your location in Essex County and your health status. This is general information and not insurance advice.
About supplemental insurance agents in Fairfield
Supplemental insurance agents in Fairfield, New Jersey help residents find policies that cover gaps in Medicare or employer health plans. New Jersey law requires Medigap policies to be guaranteed issue during open enrollment periods. Local agents can explain how state regulations affect your coverage choices.
Frequently Asked Questions
What is a supplemental insurance agent in Fairfield New Jersey?
A supplemental insurance agent in Fairfield helps you buy policies like Medigap or Medicare Advantage. They are licensed by the New Jersey Department of Banking and Insurance. They can compare plans from different carriers for you.
When can I enroll in a Medigap plan in New Jersey?
In New Jersey you have a six-month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time you cannot be denied coverage due to health conditions. Outside this period you may face medical underwriting.
Are there New Jersey rules for Medicare Advantage plans?
Yes New Jersey requires Medicare Advantage plans to offer a minimum set of benefits. Plans must also follow state network adequacy rules. An agent can explain how these rules affect your choice of doctors and hospitals.
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