The top-rated supplemental insurance agent in Kirkwood, Missouri is Anthony Luster - State Farm Insurance Agent, rated 4.9 stars across 351 reviews. Other highly rated options include Jake Molitor - State Farm Insurance Agent, The Crismore Agency, Farmers Insurance - Brody Jackson. This directory lists 11 supplemental insurance agents serving Kirkwood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Anthony Luster - State Farm Insurance Agent | 1045 N Harrison Ave | (314) 462-0399 |
| 2 | Jake Molitor - State Farm Insurance Agent | 338 S Kirkwood Rd Unit 102 | (314) 821-4500 |
| 3 | The Crismore Agency | 117 W Woodbine Ave 2nd floor | (314) 480-3720 |
| 4 | Farmers Insurance - Brody Jackson | 12166 Old Big Bend Rd Suite 302 | (636) 600-0720 |
| 5 | Kirk D Faubel Insurance Advisors | 10135 Manchester Rd Apt 202 | (618) 363-5272 |
| 6 | Hardy R Washington Jr - State Farm Insurance Agent | 800 S Kirkwood Rd | (314) 821-8488 |
| 7 | Shelter Insurance - Jim Summers | 710 S Kirkwood Rd | (314) 394-9661 |
| 8 | Concordia Plan Services | 1333 S Kirkwood Rd | (314) 965-7580 |
| 9 | Koury Insurance Agency | 11039 Manchester Rd | (314) 822-9275 |
| 10 | Insurance Advisory Group | 138 W Adams Ave | (314) 697-3005 |
Anthony Luster - State Farm Insurance Agent serves the greater Kirkwood, Missouri area as a supplemental insurance provider. These supplemental policies help fill coverage gaps left by primary health or major medical plans, offering additional financial protection for unexpected medical events. Clients in this region can work with the agency to explore options for hospital indemnity or critical illness coverage, which provide fixed cash benefits directly to the policyholder when a covered event, such as a hospitalization or cancer diagnosis, occurs.
Jake Molitor - State Farm Insurance Agent in Kirkwood, MO, offers a range of supplemental insurance policies designed to fill gaps left by primary health or life coverage. Its services include options such as critical illness, accident, and hospital indemnity plans, each providing financial support when unexpected medical events occur. The agency assists clients with comparing policy details, updating existing plans to meet changing needs, and filing claims. It services single-family homes, apartments, retail stores, and restaurants in the surrounding community.
Homeowners in Kirkwood, MO, rely on The Crismore Agency for supplemental insurance that helps cover gaps left by primary health or property plans. This agency assists clients with policies designed to protect against unexpected medical or accident-related expenses not fully paid by other coverage. It also serves property managers and local business owners seeking additional financial safeguards for their operations. The Crismore Agency’s services extend to residents and businesses throughout the Greater St. Louis area, including nearby communities like Webster Groves and Sunset Hills.
Farmers Insurance - Brody Jackson serves the Kirkwood, Missouri area and surrounding communities, handling supplemental insurance agent needs. This business works with clients to address coverage gaps that standard policies may not fully cover, such as accident or critical illness plans. Understanding each client’s specific situation is a primary focus, as is explaining the options available in clear terms. For a typical job, the agent first reviews an individual’s current policies and then identifies areas where additional protection could be beneficial, presenting straightforward choices based on that fact-based assessment.
As a supplemental insurance agent in Kirkwood, MO, Kirk D Faubel Insurance Advisors helps clients bridge gaps between their primary health plan and out-of-pocket expenses. One-time service is available for specific policy enrollments, while recurring support ensures ongoing adjustments as medical needs or coverage requirements shift. Plans include dental, vision, accident, and critical illness options to supplement major medical policies. Service is provided on a scheduled or as-needed basis, accommodating routine reviews and urgent claim assistance alike.
Serving Kirkwood, Missouri, the agency specializes in supplemental insurance policies that cover gaps left by major medical plans, such as accident, hospital indemnity, and critical illness coverage. It also assists clients with traditional life insurance options to provide financial security for families and individuals. As the seasons change, the agency helps clients prepare for potential out-of-pocket costs associated with seasonal illnesses or unexpected injuries during active summer months or holiday travel.
As the leaves turn and streets fill for Kirkwood's fall festivals, homeowners review their liabilities for the season ahead. Shelter Insurance - Jim Summers serves as a local access point for supplemental insurance agents across Kirkwood, MO, who help clients fill gaps left by standard policies, such as accident or hospital indemnity coverage. The process begins with a complimentary, no-obligation inspection of existing coverage and current personal circumstances to identify potential shortfalls.
Concordia Plan Services operates as a supplemental insurance agent in Kirkwood, Missouri, assisting clients with core health coverage additions such as accident, critical illness, and hospital indemnity policies. These specialized plans help fill financial gaps left by primary medical insurance, covering deductibles and out-of-pocket expenses. The agency provides guidance to both individuals and businesses, tailoring options for various work settings including offices, warehouses, and food service operations.
Koury Insurance Agency offers supplemental insurance services to residential clients in Kirkwood, Missouri, helping to cover gaps left by primary health plans. Commercial coverage is also available for local businesses seeking additional financial protection. The agency serves clients throughout the greater Kirkwood area and nearby communities. Policies are designed to provide support during unexpected medical events or hospital stays. Agents can schedule follow-up visits to review coverage needs and adjust plans accordingly between regular customer check-ins.
Insurance Advisory Group, based in Kirkwood, Missouri, is known for helping residents navigate supplemental insurance to fill gaps in primary health coverage. The agency offers a range of policies that can assist with out-of-pocket medical costs. Their services typically include plans for accident, critical illness, and hospital indemnity. A common focus is on ensuring clients understand the terms of their policies before enrollment. For added support, the company can provide guidance on stand-alone dental and vision coverage options.
What Does a a Supplemental Insurance Agent in Kirkwood Cost?
The cost of supplemental insurance in Missouri varies by plan type age and health. Medigap Plan G for a 65 year old in Kirkwood typically ranges from $120 to $200 per month. Medicare Advantage plans may have lower premiums but higher out of pocket costs. This is general information not insurance advice.
About supplemental insurance agents in Kirkwood
Supplemental insurance agents in Kirkwood Missouri help residents find policies that cover gaps in Medicare or other health plans. Missouri law requires agents to be licensed by the state Department of Insurance. Local agents can explain plans like Medigap which have specific enrollment periods under federal rules.
Frequently Asked Questions
What is a supplemental insurance agent in Kirkwood?
A supplemental insurance agent in Kirkwood helps you buy policies that pay for costs not covered by original Medicare. These agents are licensed in Missouri and can sell Medigap Medicare Advantage or other plans. They must follow state and federal rules when advising you.
When can I enroll in a Medigap plan in Missouri?
In Missouri you have a 6 month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. After this period you may face higher costs or denial based on health.
Do supplemental insurance agents in Kirkwood charge a fee?
Most supplemental insurance agents in Missouri are paid by commissions from the insurance company not by you. Some agents may charge a consultation fee but they must tell you this upfront. Always ask about any fees before you sign an application.
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