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HomeSupplemental Insurance AgentsMissouri › Cape Girardeau

Find Supplemental Insurance Agents Near You in Cape Girardeau, MO

Browse supplemental insurance agents serving Cape Girardeau, Missouri. Updated 2026-07-14.

The top-rated supplemental insurance agent in Cape Girardeau, Missouri is Discount Insurance Group, rated 4.8 stars across 258 reviews. Other highly rated options include Goosehead Insurance - Nick Laiben, TIG Thomas Insurance Group, Michael Jones - State Farm Insurance Agent. This directory lists 19 supplemental insurance agents serving Cape Girardeau.

Showing 19 supplemental insurance agents in Cape Girardeau, MOListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Discount Insurance Group1009 N Kingshighway St(573) 339-1100
2Goosehead Insurance - Nick Laiben338 Broadway St Ste 311(573) 334-9999
3TIG Thomas Insurance Group56 Doctors Park Dr(573) 651-3652
4Michael Jones - State Farm Insurance Agent1900 Broadway St(573) 335-7703
5Coalter Insurance Group1001 Independence St(573) 339-1222
6Hoesli Insurance Agency338 Broadway St Suite 505(573) 290-7777
7Farmers Insurance - Douglas Spooler, ChFC® RICP® FSCP®75 Sheridan Dr(573) 335-4343
8Farmers Insurance - Clarence Matthews1750 N Kingshighway St Suite B(573) 334-8888
9Brightway Insurance, The Prima Agency1936 Broadway St B(573) 335-5822
10Arnold Insurance875 N Kingshighway St(573) 651-0509
DI
1009 N Kingshighway St
Discount Insurance Group
Supplemental Insurance Agent · Cape Girardeau, MO

Discount Insurance Group serves Cape Girardeau, Missouri, and the surrounding county as a local supplemental insurance agent. The company helps individuals and families obtain coverage designed to fill gaps left by traditional health and major medical plans. Common policies include accident and critical illness protection. Clients also benefit from assistance with hospital indemnity and short-term medical plans within this service area.

GI
338 Broadway St Ste 311
Goosehead Insurance - Nick Laiben
Supplemental Insurance Agent · Cape Girardeau, MO

Goosehead Insurance - Nick Laiben offers supplemental insurance solutions designed to fill gaps left by primary health coverage for individuals and families. Its service includes reviewing existing policies to identify potential coverage needs and advising clients on available plan options. The agency focuses on building long-term relationships through personalized support during enrollment and claims assistance. It provides these services for single-family homes, apartments, retail establishments, and restaurants across the Cape Girardeau, Missouri area.

TT
56 Doctors Park Dr
TIG Thomas Insurance Group
Supplemental Insurance Agent · Cape Girardeau, MO

TIG Thomas Insurance Group serves homeowners, businesses, and property managers in Cape Girardeau, Missouri, by delivering supplemental insurance policies that fill gaps left by standard health or property coverage. Their team helps clients select plans for unexpected medical costs or income loss from illness or accidents. They also provide options for short-term care or accident recovery needs. The agency extends its services to neighboring communities such as Jackson, Missouri, ensuring residents there receive the same supportive advice on supplemental insurance.

MJ
1900 Broadway St
Michael Jones - State Farm Insurance Agent
Supplemental Insurance Agent · Cape Girardeau, MO

Serving Cape Girardeau and the surrounding communities in southeast Missouri, Michael Jones - State Farm Insurance Agent handles supplemental insurance policies designed to fill coverage gaps. These plans often complement major medical insurance, helping individuals manage out-of-pocket expenses for accidents, critical illnesses, or hospital stays. The agency guides clients through reviewing their existing coverage to identify specific needs. A typical job begins with a personal consultation to discuss policy options, followed by a straightforward application process that is tailored to each client's current health and financial situation.

CI
1001 Independence St
Coalter Insurance Group
Supplemental Insurance Agent · Cape Girardeau, MO

Coalter Insurance Group assists clients in Cape Girardeau, MO, with supplemental insurance options that often differ between one-time policies, such as accident plans, and recurring coverage like critical illness or hospital indemnity. These plans address gaps left by primary health insurance, providing financial support for deductibles and other out-of-pocket costs. Their service operates on an as-needed basis, allowing individuals to request consultations and policy reviews when their circumstances change or new coverage needs arise.

HI
338 Broadway St Suite 505
Hoesli Insurance Agency
Supplemental Insurance Agent · Cape Girardeau, MO

Hoesli Insurance Agency specializes in supplemental insurance, offering policies that cover gaps left by major medical plans. Based in Cape Girardeau, MO, the agency guides clients through selecting additional coverage for accidents, critical illnesses, or hospital stays. It works with individuals and families to protect against out-of-pocket costs. The agency also assists with understanding plan details during open enrollment periods. As winter approaches, it helps address increased risks from seasonal illnesses and unexpected medical events.

FI
75 Sheridan Dr
Farmers Insurance - Douglas Spooler, ChFC® RICP® FSCP®
Supplemental Insurance Agent · Cape Girardeau, MO

As the seasons change in Cape Girardeau, local residents often find themselves reviewing their financial protections against unexpected events. Farmers Insurance - Douglas Spooler, ChFC® RICP® FSCP® offers supplemental insurance policies designed to fill gaps in primary coverage, providing additional financial support for hospital stays, accidents, or critical illnesses. As a supplemental insurance agent, the company helps clients understand how these plans complement existing health or life policies. To begin, an agent conducts a thorough review of each client's current coverage to identify specific needs and potential vulnerabilities.

FI
1750 N Kingshighway St Suite B
Farmers Insurance - Clarence Matthews
Supplemental Insurance Agent · Cape Girardeau, MO

Farmers Insurance - Clarence Matthews is known for offering supplemental insurance coverage in Cape Girardeau, MO. This agency provides policies that can fill gaps left by major medical plans, often including accident and critical illness options. The service range extends to helping local residents manage out-of-pocket costs from unexpected health events. A specialty service it can add on is hospital indemnity coverage, which pays a fixed benefit directly to the policyholder during a hospital stay.

BI
1936 Broadway St B
Brightway Insurance, The Prima Agency
Supplemental Insurance Agent · Cape Girardeau, MO
AI
875 N Kingshighway St
Arnold Insurance
Supplemental Insurance Agent · Cape Girardeau, MO

Arnold Insurance works with individuals and families in Cape Girardeau, Missouri, to review their existing health coverage. The agency specializes in supplemental insurance policies designed to help pay for expenses overlooked by primary plans, such as deductibles and copayments. These affordable add-ons provide an extra layer of financial protection for unexpected medical events. Agents guide local business owners through benefit options for their employees, supporting offices, warehouses, and food service operations with tailored supplemental benefits.

1H
338 Broadway St Ste 503
180 Healthcare, LLC
Supplemental Insurance Agent · Cape Girardeau, MO
(573) 803-4661
180healthcare.com
BB
440 S Mt Auburn Rd Suite 106
Blair Bohannon - State Farm Insurance Agent
Supplemental Insurance Agent · Cape Girardeau, MO
(573) 271-2102
mysfagentblair.com
AC
1903 Broadway St
AAA Cape Girardeau Insurance and Member Services
Supplemental Insurance Agent · Cape Girardeau, MO
(573) 334-3038
ace.aaa.com/locations/Cape_Girardeau-63701-145
SI
87 S Plaza Way
Shelter Insurance - Rebecca Tosarello
Supplemental Insurance Agent · Cape Girardeau, MO
(573) 335-5287
shelterinsurance.com/CA/agent/RTOSARELLO
RR
113 S Broadview St
Rob Rueseler & Associates
Supplemental Insurance Agent · Cape Girardeau, MO
(573) 334-5086
rueselerandassociates.com
SI
1418 N Kingshighway St
Shelter Insurance - Terri Shaw
Supplemental Insurance Agent · Cape Girardeau, MO
(573) 335-8116
shelterinsurance.com/CA/agent/TERRISHAW
CI
326 S Broadview St
Capital Insurance & Associates, Inc.
Supplemental Insurance Agent · Cape Girardeau, MO
(573) 335-2300
capitalinsagency.com
BL
3065 William St Ste 309
Bankers Life
Supplemental Insurance Agent · Cape Girardeau, MO
(573) 335-2188
branches.bankerslife.com/mo/cape-girardeau/3065-williams-st
CS
2711 Thomas Dr # 105
Colonial Supplemental Insurance
Supplemental Insurance Agent · Cape Girardeau, MO
(573) 334-1611
coloniallife.com

What Does a a Supplemental Insurance Agent in Cape Girardeau Cost?

Supplemental insurance costs in Missouri vary by plan type, age, and location. Medigap Plan G premiums in Cape Girardeau typically range from 120 to 250 dollars per month for a 65 year old. Plan N is often 30 to 50 dollars less per month. Costs can change each year based on carrier pricing. This is general information and not insurance advice.

About supplemental insurance agents in Cape Girardeau

Supplemental insurance agents in Cape Girardeau help residents find Medigap and other policies to cover costs not paid by Medicare. Missouri law requires agents to be licensed through the Missouri Department of Insurance. These professionals can explain how plans like Plan G or Plan N work with Original Medicare in your area.

Frequently Asked Questions

What is a supplemental insurance agent in Cape Girardeau?

A supplemental insurance agent is a licensed professional who helps you buy Medigap or other health insurance policies. They work with multiple carriers to find a plan that fits your budget and medical needs.

When can I enroll in a Medigap plan in Missouri?

You have a six-month Medigap Open Enrollment Period starting when you are 65 and enrolled in Medicare Part B. During this time, you cannot be denied coverage or charged more due to health conditions.

Do Missouri agents have to follow specific rules?

Yes. Missouri agents must follow state laws on policy disclosures and cannot misrepresent plan benefits. They must provide you with a Summary of Benefits before you buy a policy.

Supplemental Insurance Agents in Other Missouri Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each supplemental insurance agent's credentials and current standing with your state Department of Insurance.