The top-rated supplemental insurance agent in Cape Girardeau, Missouri is Discount Insurance Group, rated 4.8 stars across 258 reviews. Other highly rated options include Goosehead Insurance - Nick Laiben, TIG Thomas Insurance Group, Michael Jones - State Farm Insurance Agent. This directory lists 19 supplemental insurance agents serving Cape Girardeau.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Discount Insurance Group | 1009 N Kingshighway St | (573) 339-1100 |
| 2 | Goosehead Insurance - Nick Laiben | 338 Broadway St Ste 311 | (573) 334-9999 |
| 3 | TIG Thomas Insurance Group | 56 Doctors Park Dr | (573) 651-3652 |
| 4 | Michael Jones - State Farm Insurance Agent | 1900 Broadway St | (573) 335-7703 |
| 5 | Coalter Insurance Group | 1001 Independence St | (573) 339-1222 |
| 6 | Hoesli Insurance Agency | 338 Broadway St Suite 505 | (573) 290-7777 |
| 7 | Farmers Insurance - Douglas Spooler, ChFC® RICP® FSCP® | 75 Sheridan Dr | (573) 335-4343 |
| 8 | Farmers Insurance - Clarence Matthews | 1750 N Kingshighway St Suite B | (573) 334-8888 |
| 9 | Brightway Insurance, The Prima Agency | 1936 Broadway St B | (573) 335-5822 |
| 10 | Arnold Insurance | 875 N Kingshighway St | (573) 651-0509 |
Discount Insurance Group serves Cape Girardeau, Missouri, and the surrounding county as a local supplemental insurance agent. The company helps individuals and families obtain coverage designed to fill gaps left by traditional health and major medical plans. Common policies include accident and critical illness protection. Clients also benefit from assistance with hospital indemnity and short-term medical plans within this service area.
Goosehead Insurance - Nick Laiben offers supplemental insurance solutions designed to fill gaps left by primary health coverage for individuals and families. Its service includes reviewing existing policies to identify potential coverage needs and advising clients on available plan options. The agency focuses on building long-term relationships through personalized support during enrollment and claims assistance. It provides these services for single-family homes, apartments, retail establishments, and restaurants across the Cape Girardeau, Missouri area.
TIG Thomas Insurance Group serves homeowners, businesses, and property managers in Cape Girardeau, Missouri, by delivering supplemental insurance policies that fill gaps left by standard health or property coverage. Their team helps clients select plans for unexpected medical costs or income loss from illness or accidents. They also provide options for short-term care or accident recovery needs. The agency extends its services to neighboring communities such as Jackson, Missouri, ensuring residents there receive the same supportive advice on supplemental insurance.
Serving Cape Girardeau and the surrounding communities in southeast Missouri, Michael Jones - State Farm Insurance Agent handles supplemental insurance policies designed to fill coverage gaps. These plans often complement major medical insurance, helping individuals manage out-of-pocket expenses for accidents, critical illnesses, or hospital stays. The agency guides clients through reviewing their existing coverage to identify specific needs. A typical job begins with a personal consultation to discuss policy options, followed by a straightforward application process that is tailored to each client's current health and financial situation.
Coalter Insurance Group assists clients in Cape Girardeau, MO, with supplemental insurance options that often differ between one-time policies, such as accident plans, and recurring coverage like critical illness or hospital indemnity. These plans address gaps left by primary health insurance, providing financial support for deductibles and other out-of-pocket costs. Their service operates on an as-needed basis, allowing individuals to request consultations and policy reviews when their circumstances change or new coverage needs arise.
Hoesli Insurance Agency specializes in supplemental insurance, offering policies that cover gaps left by major medical plans. Based in Cape Girardeau, MO, the agency guides clients through selecting additional coverage for accidents, critical illnesses, or hospital stays. It works with individuals and families to protect against out-of-pocket costs. The agency also assists with understanding plan details during open enrollment periods. As winter approaches, it helps address increased risks from seasonal illnesses and unexpected medical events.
As the seasons change in Cape Girardeau, local residents often find themselves reviewing their financial protections against unexpected events. Farmers Insurance - Douglas Spooler, ChFC® RICP® FSCP® offers supplemental insurance policies designed to fill gaps in primary coverage, providing additional financial support for hospital stays, accidents, or critical illnesses. As a supplemental insurance agent, the company helps clients understand how these plans complement existing health or life policies. To begin, an agent conducts a thorough review of each client's current coverage to identify specific needs and potential vulnerabilities.
Farmers Insurance - Clarence Matthews is known for offering supplemental insurance coverage in Cape Girardeau, MO. This agency provides policies that can fill gaps left by major medical plans, often including accident and critical illness options. The service range extends to helping local residents manage out-of-pocket costs from unexpected health events. A specialty service it can add on is hospital indemnity coverage, which pays a fixed benefit directly to the policyholder during a hospital stay.
Arnold Insurance works with individuals and families in Cape Girardeau, Missouri, to review their existing health coverage. The agency specializes in supplemental insurance policies designed to help pay for expenses overlooked by primary plans, such as deductibles and copayments. These affordable add-ons provide an extra layer of financial protection for unexpected medical events. Agents guide local business owners through benefit options for their employees, supporting offices, warehouses, and food service operations with tailored supplemental benefits.
What Does a a Supplemental Insurance Agent in Cape Girardeau Cost?
Supplemental insurance costs in Missouri vary by plan type, age, and location. Medigap Plan G premiums in Cape Girardeau typically range from 120 to 250 dollars per month for a 65 year old. Plan N is often 30 to 50 dollars less per month. Costs can change each year based on carrier pricing. This is general information and not insurance advice.
About supplemental insurance agents in Cape Girardeau
Supplemental insurance agents in Cape Girardeau help residents find Medigap and other policies to cover costs not paid by Medicare. Missouri law requires agents to be licensed through the Missouri Department of Insurance. These professionals can explain how plans like Plan G or Plan N work with Original Medicare in your area.
Frequently Asked Questions
What is a supplemental insurance agent in Cape Girardeau?
A supplemental insurance agent is a licensed professional who helps you buy Medigap or other health insurance policies. They work with multiple carriers to find a plan that fits your budget and medical needs.
When can I enroll in a Medigap plan in Missouri?
You have a six-month Medigap Open Enrollment Period starting when you are 65 and enrolled in Medicare Part B. During this time, you cannot be denied coverage or charged more due to health conditions.
Do Missouri agents have to follow specific rules?
Yes. Missouri agents must follow state laws on policy disclosures and cannot misrepresent plan benefits. They must provide you with a Summary of Benefits before you buy a policy.
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