The top-rated supplemental insurance agent in Florissant, Missouri is Alex Vogt - State Farm Insurance Agent, rated 4.9 stars across 337 reviews. Other highly rated options include John "Rock" Simmons - State Farm Insurance Agent, Dimitri Owens - State Farm Insurance Agent, Shelter Insurance - Chris Hamilton. This directory lists 16 supplemental insurance agents serving Florissant.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Alex Vogt - State Farm Insurance Agent | 301 Rue St. Francois St | (314) 838-3494 |
| 2 | John "Rock" Simmons - State Farm Insurance Agent | 8139 N Lindbergh Blvd | (314) 838-4009 |
| 3 | Dimitri Owens - State Farm Insurance Agent | 3533 Dunn Rd Suite 202 | (314) 831-9511 |
| 4 | Shelter Insurance - Chris Hamilton | 3837 Vaile Ave Apt E | (314) 831-2226 |
| 5 | AAA Florissant Insurance and Member Services | 8194 N Lindbergh Blvd | (314) 838-9900 |
| 6 | Darrell Ditto American Family Insurance | 925 N Hwy 67 | (314) 837-1384 |
| 7 | Miller Agency & Associates, LLC American Family Insurance | 572 N Hwy 67 | (314) 254-5166 |
| 8 | Jan Grafeman - State Farm Insurance Agent | Office Complex, 1 Grandview Plaza Shopping Center Suite 1 | (314) 837-5900 |
| 9 | The Milburn Agency | 100 St Francois St #207 | (314) 837-1078 |
| 10 | Alternatives Insurance | 39 St Anthony Ln | (314) 831-3700 |
Alex Vogt - State Farm Insurance Agent serves the Florissant, Missouri area as a supplemental insurance agent, offering financial protection options that complement standard health coverage. These policies help cover deductibles, copays, and other out-of-pocket medical costs that primary insurance may leave unpaid. The company also assists clients in securing disability income protection for unexpected events. In this region, its specific services include Medicare supplement plans and accident recovery insurance policies.
John “Rock” Simmons - State Farm Insurance Agent in Florissant, MO, provides supplemental insurance solutions that help fill gaps left by major medical plans, including policies for accident recovery, critical illness, and hospital indemnity. The agency assists clients in understanding coverage options and offers ongoing policy reviews to adjust plans as life circumstances change. It serves single-family homeowners, apartment residents, retail establishments, and restaurants throughout the local area.
Dimitri Owens - State Farm Insurance Agent in Florissant, MO serves local homeowners, renters, and small business owners seeking supplemental insurance policies that fill gaps in primary coverage. These plans typically provide fixed cash benefits for unexpected events such as accidents, hospital stays, or critical illness, helping policyholders manage out-of-pocket costs not covered by major medical insurance. The agency also assists families looking for long-term care or disability income protection. Service extends to nearby communities including Hazelwood and the greater St. Louis metropolitan area.
Nestled in Florissant, MO, Shelter Insurance - Chris Hamilton offers supplemental insurance agents that bridge one-time policy purchases like hospital indemnity plans with recurring premium-based options, such as cancer or accident coverage. These plans provide financial support for deductibles, copays, and everyday expenses not covered by major medical policies. Clients can expect individually tailored coverage selected during a single enrollment period, with the service typically operating on an as-needed basis for future adjustments or claims assistance.
Serving Florissant and the surrounding communities in north St. Louis County, AAA Florissant Insurance and Member Services operates as a supplemental insurance agent. It handles policies that cover gaps left by major medical plans, such as accident, hospital indemnity, and critical illness protection. These supplemental plans are generally designed to help pay for deductibles, copays, and other out-of-pocket healthcare costs. For each client, the agency typically reviews existing coverage to identify specific financial exposures before presenting appropriate supplemental options.
As a supplemental insurance agent, Darrell Ditto American Family Insurance specializes in filling coverage gaps left by standard health plans, including accident, critical illness, and hospital indemnity policies. It provides personalized needs assessments to help Florissant residents complement their existing benefits with affordable, targeted protection. The agency manages policy explanations, claims assistance, and annual reviews to ensure coverage remains relevant. This is particularly valuable when unexpected medical costs from seasonal illnesses like flu or winter injuries threaten household budgets.
With the weather shifting through St. Louis seasons, Florissant families often face unexpected medical costs from seasonal illnesses or minor mishaps. Miller Agency & Associates, LLC American Family Insurance serves the local community as a supplemental insurance agent, providing policies that can fill gaps left by primary health coverage. Their services help manage out-of-pocket expenses for accidents, hospital stays, or critical illness events. The process begins with a straightforward in-person or virtual assessment to evaluate individual coverage needs and current policies.
Jan Grafeman - State Farm Insurance Agent in Florissant, MO, provides general insurance services and specializes in supplemental insurance coverages. These additional policies help clients manage out-of-pocket expenses that primary health plans often do not cover. The agency focuses on filling gaps in medical, accident, and disability protection for individuals and families. This supplemental insurance work serves a variety of local commercial sectors, including small offices, warehouses, and food service operations.
The Milburn Agency serves residents of Florissant, MO, providing supplemental insurance for health-related gaps in primary coverage. Commercial clients also receive assistance selecting plans to protect their employees and businesses. The agency covers the greater St. Louis metropolitan area, ensuring access to options such as accident, critical illness, and hospital indemnity policies. Agents work closely with clients to explain coverage details and file initial claims when needed. This dedicated approach ensures ongoing support and policy adjustments, with follow-up or repeat service available between regular visits to address changing needs.
Alternatives Insurance in Florissant, MO is a supplemental insurance agent known for offering gap coverage that works alongside primary health plans. The company provides access to policies designed to manage out-of-pocket costs such as copays, deductibles, and hospital stays for local residents. Its service range includes Medicare supplement plans, accident, critical illness, and hospital indemnity insurance. A specialty service this agent can add on is short-term medical plans for individuals between coverage periods.
What Does a a Supplemental Insurance Agent in Florissant Cost?
Costs for supplemental insurance in Missouri vary by plan type age and health status. Medigap Plan G for a 65-year-old in Florissant typically ranges from $120 to $200 per month. Medicare Advantage plans may have $0 premiums but include copays and deductibles. This is general information not insurance advice.
About supplemental insurance agents in Florissant
Supplemental insurance agents in Florissant Missouri help residents find policies that cover gaps in Medicare or other primary insurance. Missouri law requires agents to be licensed by the state Department of Insurance. Many agents in the Florissant area specialize in Medigap plans which must follow federal and state guidelines.
Frequently Asked Questions
What is a supplemental insurance agent in Florissant?
A supplemental insurance agent in Florissant is a licensed professional who helps you buy policies like Medigap or Medicare Advantage. They explain plan options and guide you through enrollment. Agents must follow Missouri insurance regulations.
When can I enroll in a Medigap plan in Missouri?
In Missouri you have a six-month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. After this period you may face health questions or higher premiums.
Do supplemental insurance agents in Florissant charge fees?
Most agents are paid by insurance companies through commissions so you typically do not pay a separate fee. However some agents may charge a consultation fee. Always ask about costs before you sign any agreement.
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