The top-rated supplemental insurance agent in West Haven, Connecticut is Derwin Griffith - State Farm Insurance Agent, rated 4.9 stars across 206 reviews. Other highly rated options include Elsie Encarnacion - State Farm Insurance Agent, Christopher Carucci - State Farm Insurance Agent, Juan Candelaria: Allstate Insurance. This directory lists 13 supplemental insurance agents serving West Haven.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Derwin Griffith - State Farm Insurance Agent | 444 Forest Rd | (203) 889-2884 |
| 2 | Elsie Encarnacion - State Farm Insurance Agent | 487A Campbell Ave | (203) 932-0591 |
| 3 | Christopher Carucci - State Farm Insurance Agent | 4 Ocean Ave | (203) 815-1374 |
| 4 | Juan Candelaria: Allstate Insurance | 655 Saw Mill Rd | (203) 934-8100 |
| 5 | Insurance Problem Solvers Llc | 375 Elm St | (203) 933-5800 |
| 6 | Frank Ottens Sr - Aflac Insurance Agent | 17 Knight Ln | (203) 901-3187 |
| 7 | Figlar Insurance | 76 Painter Ave | (203) 394-3447 |
| 8 | Specialty Insurance | 430 Kelsey Ave #1l | (203) 931-7095 |
| 9 | Heard Insurance Associates | 38 Saw Mill Rd | (203) 937-7886 |
| 10 | AA Great Choice Financial and Insurance | Lester St | (470) 421-9736 |
Derwin Griffith - State Farm Insurance Agent serves the West Haven, Connecticut metro area as a supplemental insurance agent. This agency helps local residents and families plan for unexpected medical costs that traditional health plans may not fully cover. Supplemental insurance policies can provide financial support during periods of illness or injury. Common offerings include benefit plans for hospital stays and accident recovery. The agency assists clients in reviewing their existing coverage and identifying gaps. It handles the enrollment process for accident and hospital indemnity insurance in this region.
Elsie Encarnacion - State Farm Insurance Agent in West Haven, CT, offers supplemental insurance policies designed to fill coverage gaps not addressed by primary health or life plans. Services include assistance with policy claims and periodic reviews to adjust coverage as client needs change. This agent maintains clear communication regarding plan details and premium schedules for individual clients. The agency serves single-family homeowners, apartment dwellers, and businesses in the local area, including retail shops and restaurants.
Christopher Carucci’s agency serves West Haven homeowners, renters, and local business owners who require supplemental insurance to fill coverage gaps left by primary policies. The agency offers tailored financial protection plans designed to help policyholders manage unexpected out-of-pocket costs from accidents or illness. Each client receives personalized guidance to select appropriate coverage options that fit their individual circumstances and budget. The agency proudly extends its supplemental insurance services to clients throughout the greater New Haven metro area, including the neighboring community of Milford.
Juan Candelaria: Allstar Insurance in West Haven, CT, helps clients choose between one-time supplemental plans for specific gaps or recurring policies that provide ongoing financial protection. These supplemental policies cover expenses that primary health insurance often excludes, such as deductibles, copays, or critical illness costs. The agency assists residents in matching these added layers of coverage to their individual needs and budgets. Service runs on an as-needed basis, with consultations available when a client seeks a new policy or wishes to review an existing plan.
Insurance Problem Solvers Llc serves West Haven, CT and the surrounding communities, handling supplemental insurance plans that help bridge gaps in primary health coverage. These policies typically offer benefits for accident, critical illness, or hospital indemnity needs. The company assists local clients in evaluating their existing coverage to identify where extra protection might be necessary. For a typical job, it begins by reviewing a client’s current benefits and then presenting plan options that fill those specific financial shortfalls.
As the colder months settle in across West Haven, residents often seek additional coverage to manage out-of-pocket health costs. Frank Ottens Sr - Aflac Insurance Agent helps local individuals and families fill these gaps with supplemental insurance policies that coordinate with major medical plans. Their work focuses on providing options for accident, hospital, and critical illness protection tailored to each client’s needs. An initial consultation begins with a no-obligation review of the client’s current benefits to identify where supplemental coverage might provide the most value.
Figlar Insurance assists clients with supplemental insurance needs in West Haven, CT, focusing on policies that fill coverage gaps left by primary health plans. The agency specializes in accident, critical illness, and hospital indemnity plans to protect against out-of-pocket expenses. Their services address benefits management for businesses seeking to enhance employee protection packages. The company works with various commercial sectors, including offices, warehouses, and food service operations.
Based in West Haven, Connecticut, Specialty Insurance provides supplemental insurance services for residential clients. For commercial coverage, they also extend their supplemental policies to area businesses in and around the community. These plans help cover gaps not addressed by major medical insurance. The agency focuses on building long-term client relationships, offering reliable follow-up and repeat service between regular medical plan renewal periods to ensure coverage stays relevant.
Heard Insurance Associates provides supplemental insurance agent services in West Haven, CT, specializing in Medicare supplements, cancer policies, and critical illness coverage. Its general work helps clients fill gaps left by primary health plans, ensuring access to necessary out-of-pocket expenses. End-of-year open enrollment periods are a common time when individuals seek assistance in reviewing their existing policies and adjusting coverage for the coming months.
What Does a a Supplemental Insurance Agent in West Haven Cost?
Supplemental insurance costs in Connecticut vary by plan type age and location. Medigap Plan G premiums for a 65-year-old in West Haven typically range from 120 to 250 dollars per month. Medicare Advantage plans often have low or zero monthly premiums but include copays and deductibles. Standalone Part D drug plans average 30 to 80 dollars per month. These numbers are estimates and your actual cost will depend on your specific situation. This information is general and not insurance advice.
About supplemental insurance agents in West Haven
Supplemental insurance agents in West Haven Connecticut help residents find Medigap Medicare Advantage and other private health plans. Connecticut law requires Medigap policies to follow federal open enrollment rules and state guaranteed issue protections. Agents can explain how these plans work with Original Medicare and help you compare options from multiple carriers.
Frequently Asked Questions
What is a supplemental insurance agent in West Haven?
A supplemental insurance agent is a licensed professional who helps you buy private health plans that fill gaps in Original Medicare. In West Haven these agents can show you Medigap plans Medicare Advantage or standalone drug plans.
When can I enroll in a Medigap plan in Connecticut?
You have a six-month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. Connecticut also has a birthday rule that lets you switch to an equal or lesser plan once per year around your birthday.
Do supplemental insurance agents charge fees in West Haven?
Most supplemental insurance agents are paid by the insurance company not by you. Some agents may charge a consultation fee but they must disclose this in writing before you agree to work with them. Always ask about fees before you start the process.
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