The top-rated supplemental insurance agent in Branford, Connecticut is AAA Branford, rated 4.5 stars across 178 reviews. Other highly rated options include V. F. McNeil Insurance, Zachary Racow - State Farm Insurance Agent, Shoreline Insurance Services. This directory lists 19 supplemental insurance agents serving Branford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Branford | 143 Cedar St | (203) 433-3258 |
| 2 | V. F. McNeil Insurance | 500 E Main St #200 | (203) 481-2684 |
| 3 | Zachary Racow - State Farm Insurance Agent | 116 N Main St UNIT 10 | (203) 871-3097 |
| 4 | Shoreline Insurance Services | 144 N Main St STE 7 | (203) 433-4969 |
| 5 | Richard Squeri Insurance Agency | 197 Montowese St | (203) 488-1677 |
| 6 | Stephanie Lupoli: Allstate Insurance | 162 Montowese St | (203) 481-6241 |
| 7 | Pino Insurance Group LLC | 388 E Main St STE #LL-10 | (203) 889-8214 |
| 8 | Coan & Bunnell Inc | 31 Business Park Dr #1 | (203) 894-2604 |
| 9 | Christie Bondos Insurance | 164 Alps Rd | (203) 988-7403 |
| 10 | Douglas Financial Services | 500 E Main St #316 | (203) 488-7200 |
AAA Branford serves Branford, Connecticut, and the surrounding New Haven County area as a local supplemental insurance agent. The company helps clients address gaps in their primary health coverage by offering policies for unexpected medical expenses. Residents can receive guidance on adding financial protection for accidents or serious illnesses. Common services include assisting with Medicare supplement plans and hospital indemnity insurance options.
V. F. McNeil Insurance is a local supplemental insurance agent serving residents and businesses in Branford, Connecticut. It offers a range of products designed to fill gaps in primary health coverage, including accident, critical illness, and hospital indemnity plans. The agency helps clients understand and select appropriate supplemental policies, and provides ongoing support for claims and policy adjustments. Its service plan includes annual policy reviews to ensure coverage aligns with changing needs. V. F. McNeil Insurance services single-family homes, apartments, local retail stores, and restaurants.
Zachary Racow - State Farm Insurance Agent in Branford, CT, serves homeowners, renters, and small business owners seeking supplemental insurance to fill gaps in their primary coverage. The agency helps clients secure policies for accident, critical illness, and hospital indemnity, offering support through claims and policy changes. It maintains regular office hours and provides in-person consultations. Its service area also extends into the shoreline communities around Guilford and the greater New Haven metro.
Shoreline Insurance Services in Branford, CT, distinguishes between one-time enrollment sessions and recurring policy reviews, offering supplemental insurance coverage that fills gaps left by primary health plans. These policies help manage out-of-pocket costs from copays, deductibles, and hospitalization stays. As an agent, the company works with local carriers to provide plan options tailored to individual financial needs. Service runs on both a scheduled basis for annual policy checkups and an as-needed basis when clients experience life changes or claims events.
Richard Squeri Insurance Agency serves Branford, Connecticut, and the surrounding shoreline communities. This agency handles supplemental insurance products, which help cover gaps not addressed by primary health plans. Common examples include policies for accident costs, critical illness expenses, and hospital indemnity benefits. For each client, the agency first reviews existing coverage to identify gaps. It then explains available plan options clearly. The approach focuses on matching policy features to an individual's specific health and financial situation.
Stephanie Lupoli: Allstate Insurance in Branford, CT, specializes in supplemental insurance coverage, such as accident and critical illness policies that pay cash benefits directly to the policyholder. The agency also handles general insurance needs, including life and health products, to help residents protect their financial stability. Its supplemental plans are designed to fill gaps left by major medical insurance. This coverage is especially useful during the winter months when seasonal hazards like slips on ice or flu-related hospital visits can create unexpected out-of-pocket expenses.
As winter storms approach the Connecticut shoreline, homeowners and small businesses in Branford often seek coverage for gaps that major medical plans leave exposed. Pino Insurance Group LLC operates as a supplemental insurance agent in this community, guiding clients through policies that address deductibles, copays, and unexpected out-of-pocket costs not covered by primary health insurance. The process begins with an in-person review of existing coverage, during which the agent evaluates the client’s specific needs and risk exposures before recommending appropriate supplemental plans.
Serving individuals and businesses in Branford, supplemental insurance agent Coan & Bunnell Inc helps clients fill coverage gaps left by primary health plans. They specialize in accident, cancer, critical illness, and hospital indemnity policies. This company also assists with dental, vision, and short-term disability products. Local commercial operations including offices, warehouses, and food service establishments can explore add-on coverage for their employees through this agency.
Christie Bondos Insurance provides supplemental insurance services for residents in the Branford, Connecticut area, helping individuals cover gaps left by primary health plans. The agency also serves local businesses seeking similar commercial coverage options for their employees or operations throughout the surrounding communities. Each policy is explained clearly to ensure clients understand their specific benefits and limitations. Follow-up consultations are routinely offered to adjust coverage as needs change, with repeat service available between regular visits.
Douglas Financial Services, located in Branford, CT, is known for providing supplemental insurance coverage that fills gaps left by primary health plans. These agents assist local residents in considering options like accident, critical illness, or hospital indemnity policies. Working with individuals and families, they help explain how such plans can cover out-of-pocket expenses for deductibles or copays. A specialty service they can add on includes offering a dental or vision rider to supplement existing major medical coverage.
What Does a a Supplemental Insurance Agent in Branford Cost?
Costs for supplemental insurance in Branford Connecticut vary by plan type age and carrier. Medigap Plan G premiums typically range from 120 to 250 dollars per month for a 65 year old. Hospital indemnity plans may cost 30 to 80 dollars per month. This is general information not insurance advice.
About supplemental insurance agents in Branford
Supplemental insurance agents in Branford Connecticut help residents find policies that cover gaps in Medicare or primary health plans. Connecticut law requires Medigap policies to follow federal standards and state-specific open enrollment rules. Local agents can explain how plans like Medicare Supplement or hospital indemnity work with your existing coverage.
Frequently Asked Questions
What is a supplemental insurance agent in Branford?
A supplemental insurance agent in Branford helps you find policies that pay for costs not covered by Medicare or your main health plan. These agents are licensed in Connecticut and must follow state insurance regulations. They can compare plans from multiple carriers for you.
When can I enroll in a Medigap plan in Connecticut?
In Connecticut you have a six-month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time insurers cannot deny you coverage or charge higher premiums due to health conditions. After this period you may face medical underwriting.
Are there Connecticut laws that protect supplemental insurance buyers?
Yes Connecticut has a Medigap guaranteed issue law that requires insurers to sell you a policy under certain circumstances like losing employer coverage. The state also mandates a 30-day free look period for Medigap policies. These rules help ensure you have time to review your choice.
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