The top-rated supplemental insurance agent in Farmington, Connecticut is Josh Zelem - State Farm Insurance Agent, rated 4.9 stars across 445 reviews. Other highly rated options include North American Underwriters, Bankers Life, Munson Retirement Planning. This directory lists 19 supplemental insurance agents serving Farmington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Josh Zelem - State Farm Insurance Agent | 248 Main St | (860) 404-2952 |
| 2 | North American Underwriters | 16 Spring Ln STE 1 | (860) 674-4000 |
| 3 | Bankers Life | 195 Scott Swamp Rd Ste 2 | (860) 674-0342 |
| 4 | Munson Retirement Planning | 20 Waterside Dr Suite 202 | (860) 801-7095 |
| 5 | Nick Pitruzzello - Independent Insurance Broker & Retirement Planning | 20 Waterside Dr Suite 202 | (860) 251-9161 |
| 6 | Progressive Insurance - Claims Office | 30 Batterson Park Rd Suite 200 | (800) 776-4737 |
| 7 | Insurance Alternatives Inc. | 128 Garden St | (860) 677-0553 |
| 8 | Wentworth Insurance | 20 Batterson Park Rd # 120 | (860) 676-3073 |
| 9 | Lindquist Insurance Associates, Inc. | 6 Executive Dr #119 | (860) 224-2413 |
| 10 | The Beam Agency, LLC | 10 Forest Park Dr #1-RR | (860) 672-1733 |
Josh Zelem - State Farm Insurance Agent serves the Farmington, Connecticut, area as a supplemental insurance agent. Such an agent helps residents fill coverage gaps left by major medical plans, offering policies that provide additional financial protection during unexpected health events. These supplemental plans often cover costs like deductibles and copayments, making healthcare expenses more manageable. Josh Zelem's office assists clients in selecting appropriate optional coverage for specific needs. It handles policies for hospital indemnity and accident recovery in this area.
North American Underwriters provides a full range of supplemental insurance options to address coverage gaps, including accident, critical illness, and hospital indemnity policies. The company works with clients to design plans that complement existing major medical coverage, ensuring policyholders have added financial protection. It offers ongoing policy maintenance to keep plans aligned with changing health needs. The agency serves a diverse mix of properties within the Farmington, CT area, including single-family homes, apartment complexes, retail storefronts, and restaurants.
Bankers Life provides supplemental insurance products designed to cover gaps in primary health coverage, offering financial protection against unexpected medical costs. The agency helps clients navigate plan options and assists with policy management, including claims support and periodic coverage reviews to adjust to changing needs. Their services can help individuals manage out-of-pocket expenses from deductibles and copayments. The agency serves individual homeowners, renters, and workers across single-family homes, apartments, and a variety of retail and restaurant establishments.
Serving Farmington, CT, and its surrounding communities, Munson Retirement Planning works as a supplemental insurance agent. It helps clients address gaps in their primary health coverage by offering policies that can cover deductibles, copays, or other out-of-pocket expenses. These plans are designed to provide additional financial support during a medical event or hospital stay. For each client, it begins with a review of their existing coverage to identify specific needs and then recommends appropriate supplement options tailored to that situation.
Nick Pitruzzello - Independent Insurance Broker & Retirement Planning in Farmington, CT, assists clients in distinguishing between one-time supplemental policies, which cover a single medical event, and recurring coverage that provides ongoing financial protection. These plans help fill gaps left by primary health insurance for expenses such as deductibles and co-pays. As an independent broker, the service evaluates individual needs within the local area to recommend appropriate options, operating strictly on an as-needed basis.
Homeowners, businesses, and property managers in the Farmington, CT area seek out this supplemental insurance agent for coverage gaps left by primary policies. Serving as a Progressive Insurance Claims Office, it helps clients navigate Medigap, accident, and critical illness plans to address deductibles and out-of-pocket expenses. This local resource provides clear explanations of policy options, ensuring customers understand their supplemental protection needs. The office also extends its services to the neighboring community of West Hartford and the broader Hartford metro region.
Insurance Alternatives Inc. in Farmington, CT specializes in offering individual supplemental insurance policies that fill gaps left by major medical plans. Its general service work includes guiding clients to choose coverage for critical illness, accidents, or hospital indemnity, tailoring options to personal health histories and budgets. This specialized approach helps local residents avoid significant out-of-pocket expenses from deductibles or unexpected treatment copays during hospital stays. The agency also advises on securing additional support specifically before the seasonal open-enrollment period changes for Medicare Advantage plans.
As the leaves turn in Farmington, residents begin reviewing their insurance coverage for the coming year. Wentworth Insurance serves the local area as a supplemental insurance agent, helping clients explore policies that provide extra financial protection beyond standard health plans. The agency understands that unexpected medical expenses or gaps in coverage can arise for anyone. An initial discovery meeting is scheduled for those interested, during which the agent reviews existing plans and discusses available options before an assessment of current coverage needs is conducted.
Lindquist Insurance Associates, Inc. serves residential clients in Farmington and the surrounding area, helping to fill gaps in primary health coverage with supplemental insurance plans. The company also provides commercial coverage options for local small businesses and professionals who require additional protection against unexpected medical expenses. Service extends throughout central Connecticut, where needs for gap-filling insurance are common. After initial enrollments, representatives typically maintain direct contact to review policy adjustments and assist with claim follow-up between regular plan visits.
What Does a a Supplemental Insurance Agent in Farmington Cost?
Supplemental insurance costs in Connecticut vary by plan type age and location. Medigap Plan G premiums in Farmington typically range from 120 to 250 dollars per month for a 65 year old. Medicare Advantage plans often have low or zero monthly premiums but include cost sharing. Costs can change each year. This is general information not insurance advice.
About supplemental insurance agents in Farmington
Supplemental insurance agents in Farmington Connecticut help residents choose Medigap Medicare Advantage and other private plans to fill gaps in Original Medicare. Connecticut law requires Medigap policies to be guaranteed issue during the six-month open enrollment period starting when you turn 65 and enroll in Part B. This local guidance ensures you understand your options under state regulations.
Frequently Asked Questions
What is a supplemental insurance agent in Farmington?
A supplemental insurance agent in Farmington is a licensed professional who helps you compare and enroll in private health plans like Medigap or Medicare Advantage. They explain coverage details and costs so you can make an informed choice.
When can I enroll in a Medigap policy in Connecticut?
In Connecticut you have a six-month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time insurers cannot deny coverage or charge more due to health conditions.
Do Connecticut laws protect my right to buy Medigap later?
Yes Connecticut provides guaranteed issue rights in certain situations such as losing employer coverage or moving out of a Medicare Advantage plan. These protections let you buy a Medigap policy without medical underwriting.
Supplemental Insurance Agents in Other Connecticut Cities
Avon · Berlin · Bloomfield · Branford · Bridgeport · Bristol · Cheshire · Danbury · East Hartford · Enfield · Fairfield · Glastonbury · Greenwich · Guilford · Hamden