The top-rated supplemental insurance agent in Bloomfield, Connecticut is Marclion McMikle - State Farm Insurance Agent, rated 4.9 stars across 366 reviews. Other highly rated options include Curt Smith - State Farm Insurance Agent, Spectrum Insurance LLC, MetLife. This directory lists 11 supplemental insurance agents serving Bloomfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Marclion McMikle - State Farm Insurance Agent | 116 Cottage Grove Rd Ste 106 | (860) 920-0008 |
| 2 | Curt Smith - State Farm Insurance Agent | 37 Wintonbury Mall | (860) 243-3202 |
| 3 | Spectrum Insurance LLC | 800 Cottage Grove Rd Building 4 | (860) 785-4854 |
| 4 | MetLife | 1300 Hall Blvd | — |
| 5 | Kristopher Peruccio: Primerica - Financial Services | 9 Old Windsor Rd D | (860) 241-0468 |
| 6 | Harris, Adelberg and Strauss | 701 Cottage Grove Rd # F120 | (860) 521-8870 |
| 7 | Wellstone Insurance | 800 Cottage Grove Rd | (860) 656-6936 |
| 8 | Himmelstein Financial | 17 Mountain Ave | (860) 761-1216 |
| 9 | Relation Insurance - Dunn Insurance Group | 50 Wintonbury Mall Ste A | (860) 242-3609 |
| 10 | Prudential Insurance Co | 731 Park Ave | (860) 319-5639 |
Marclion McMikle - State Farm Insurance Agent serves the Bloomfield, Connecticut area as a supplemental insurance agent. The company assists clients with filling gaps in their primary health or life coverage through individually tailored policies. Common needs addressed include income replacement after an injury or covering expenses major medical plans do not cover. General services focus on helping residents protect assets and manage out-of-pocket costs. The agency specifically handles supplemental accident policies and hospital indemnity plans in this region.
Curt Smith - State Farm Insurance Agent in Bloomfield, Connecticut, is known for helping local residents and small business owners manage financial risk through supplemental insurance policies. The agency’s service range includes coverage options that fill gaps left by standard health or life plans, such as assistance with accident recovery or critical illness expenses. A specialty service this agency can add on is hospital indemnity insurance, which provides fixed cash benefits directly to clients during an extended hospital stay.
Spectrum Insurance LLC in Bloomfield, CT provides supplemental insurance services designed to cover gaps left by primary health policies. It offers clients assistance with policy selection and claims filing to ensure smooth access to benefits. Ongoing support includes plan reviews and updates as needs change. The company typically serves single-family homes, apartments, retail locations, and restaurants seeking these additional coverage options.
Serving Bloomfield and the surrounding Connecticut communities, Kristopher Peruccio: Primerica - Financial Services handles supplemental insurance coverage designed to fill gaps left by primary health plans. These policies may help with out-of-pocket costs such as deductibles, copays, or income loss during illness. Typical supplemental insurance agency work involves assessing an individual’s existing coverage to identify potential financial exposure. To manage a standard client need, the agency generally explains policy options plainly and guides the client through personalized benefit selections based on their routine budget and anticipated medical events.
In this field, a single consultation for a supplemental insurance policy is a one-time event, while ongoing service plans provide recurring support for policy adjustments. Harris, Adelberg and Strauss operates in Bloomfield, CT, helping clients select coverage for items like accidents, hospital stays, or critical illnesses. These plans fill gaps left by primary health insurance. Their service runs on an as-needed basis, with clients visiting the agency when they are ready to discuss or modify a supplemental policy.
As a supplemental insurance agent, Wellstone Insurance offers specialized policies that cover gaps left by major medical plans, including critical illness, accident, and hospital indemnity insurance. Serving the Bloomfield, CT area, this agency assists residents in selecting supplementary coverage to manage out-of-pocket costs and unexpected health events. Each policy is tailored to individual needs, providing financial support for deductibles and co-pays. This can be especially valuable during flu season or when recovering from an unexpected surgery.
As winter approaches in Bloomfield, residents often review their existing health coverage for potential gaps. Himmelstein Financial located in Bloomfield CT serves as a supplemental insurance agent focusing on Medicare supplements and other gap-filling plans. This agency helps local policyholders understand how secondary policies can cover coinsurance and deductibles that primary plans sometimes leave unpaid. After an initial phone consultation, a standard review of current benefits and coverage needs takes place before any plan is suggested.
Relation Insurance - Dunn Insurance Group serves as a supplemental insurance agent in Bloomfield, CT. Its core work involves helping clients secure coverage that fills gaps left by primary health plans. The agency specializes in offering targeted add-ons for particular benefits not covered by standard policies. Through its local agency, the team provides access to such products for various commercial establishments. These include offices, warehouses, and food service operations that seek coverage to protect their employees and businesses.
Prudential Insurance Co in Bloomfield, CT provides supplemental insurance agent services to residential clients, addressing gaps in primary health coverage for individuals and families. It also offers similar commercial coverage for small and midsize businesses in the area, serving Broome County and the surrounding region. Between regular service appointments, the agency proactively contacts clients to review their policies and make appropriate adjustments.
What Does a a Supplemental Insurance Agent in Bloomfield Cost?
Supplemental insurance agent services in Connecticut are typically free to the consumer because agents earn commissions from the insurance companies they represent. Premiums for Medigap plans in Bloomfield can range from about $100 to $300 per month depending on age gender and plan type. Medicare Advantage plans may have $0 monthly premiums but include out-of-pocket costs. This is general information and not insurance advice.
About supplemental insurance agents in Bloomfield
Supplemental insurance agents in Bloomfield Connecticut help residents find plans that cover gaps in Original Medicare and other health policies. Connecticut law requires agents to be licensed by the state and follow specific sales and disclosure rules. Working with a local agent can help you navigate options like Medigap plans which have open enrollment periods under Connecticut statutes.
Frequently Asked Questions
What does a supplemental insurance agent in Bloomfield do?
A supplemental insurance agent helps you compare and enroll in plans like Medicare Supplement Medigap Medicare Advantage or dental and vision policies. They explain coverage options and costs based on your needs. Agents must be licensed by the Connecticut Insurance Department.
Is there a time limit to buy a Medigap plan in Connecticut?
Yes Connecticut law provides a six-month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. After this period insurers may use health questions to decide coverage.
How do I verify a supplemental insurance agents license in Bloomfield?
You can check an agents license on the Connecticut Insurance Department website using their online license lookup tool. This confirms the agent is authorized to sell insurance in the state. Always verify before working with an agent.
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