The top-rated supplemental insurance agent in Waterford, Connecticut is AAA Waterford, rated 4.5 stars across 514 reviews. Other highly rated options include Acrisure Waterford, CT (SAVA Insurance Group), Mark Nickerson - GEICO Insurance Agent, Insurance Near Me CT. This directory lists 11 supplemental insurance agents serving Waterford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Waterford | 117 Boston Post Rd | (860) 701-7000 |
| 2 | Acrisure Waterford, CT (SAVA Insurance Group) | 750 Broad St | (860) 437-7282 |
| 3 | Mark Nickerson - GEICO Insurance Agent | 711 Broad St | (860) 865-2060 |
| 4 | Insurance Near Me CT | 711 Broad St Ext | (860) 440-6000 |
| 5 | Smith Brothers Insurance LLC | 26 Clark Ln | (860) 442-1396 |
| 6 | Nickerson Agency | 711 Broad St Ext | (860) 440-6363 |
| 7 | Bouvier Insurance, A HUB International Company: Waterford | 1020 Hartford Turnpike | (860) 859-9821 |
| 8 | Mikasa Insurance Group, | 567 Vauxhall Street Ext. STE 102 | (860) 612-8000 |
| 9 | Aetna in Waterford | 87 Cross Rd | (866) 227-6652 |
| 10 | Beecher Carlson Insurance Services | 914 Hartford Turnpike | (860) 440-9779 |
AAA Waterford serves New London County from its Waterford, Connecticut location as a supplemental insurance agent. It provides Medicare supplements, dental plans, and hospital indemnity policies to local residents. The agency helps clients fill coverage gaps left by primary health insurance, focusing on predictable costs for planned procedures. Its offerings include short-term care insurance and specific accident policies for those in the region.
Homeowners, renters, and small business owners in the Waterford area turn to Acrisure Waterford, CT (SAVA Insurance Group) for supplemental insurance coverage. This agency helps clients fill the gaps left by major medical and standard property policies, including options for accident, critical illness, and hospital indemnity plans. Personalized consultations ensure each customer understands their specific risk exposures. The agency also provides service to individuals and businesses throughout eastern New London County, including nearby Groton and the shoreline communities.
Mark Nickerson - GEICO Insurance Agent in Waterford, CT, provides supplemental insurance coverage designed to fill gaps left by primary health or life plans. Service includes policy review, claim assistance, and routine plan adjustments to ensure continued alignment with clients’ changing needs. The agency focuses on accessible, straightforward enrollment and administrative support for each policyholder. It services individuals and families residing in single-family homes, apartments, retail spaces, and restaurants throughout the local area.
Insurance Near Me CT serves clients throughout Waterford and the surrounding southeastern Connecticut communities. The agency focuses specifically on supplemental insurance, helping individuals and families fill important gaps in primary medical coverage. Their work typically involves evaluating a client’s existing health plan, then recommending policies for needs such as dental, vision, accident, or critical illness protection. The company approaches each case with a straightforward, consultative process that begins with a personal review of the client’s current coverage and ends with a clear explanation of any recommended supplemental options.
Smith Brothers Insurance LLC in Waterford, CT works with clients who need supplemental insurance, offering both one-time policy reviews and recurring service options to adjust coverage as needs change. Their supplemental insurance products help fill gaps left by primary health plans, covering costs like deductibles or copays. The company serves local residents and small businesses in the area, ensuring policyholders understand their options. Service is available on a one-time, scheduled, or as-needed basis.
Offering Medicare supplements, hospital indemnity plans, and critical illness coverage, Nickerson Agency specializes in filling the gaps left by primary health insurance in Waterford, CT. It guides local residents through the complexities of choosing supplemental plans that address out-of-pocket costs. The agency also assists with dental and vision policies for broader coverage. As seasonal changes bring the annual Medicare Open Enrollment period, it helps clients review and adjust their existing plans to meet new healthcare needs.
As winter storms roll through southeastern Connecticut, unexpected medical costs from slips and seasonal illnesses often exceed standard health plan coverage. Bouvier Insurance, A HUB International Company: Waterford helps local residents address these gaps with supplemental insurance policies covering accident recovery, critical illness, and hospital indemnity needs. Operating from Waterford, they serve clients throughout New London County. An agent reviews existing coverage and health risks during an initial no‑obligation consultation to identify appropriate plan options.
Based in Waterford, CT, Mikasa Insurance Group markets a range of insurance products. The company specializes in supplemental coverage, which helps pay for costs that primary health plans often do not fully cover, such as deductibles or copays. These policies can include accident, critical illness, or hospital indemnity plans for individuals. It serves local businesses seeking employee benefits, including professional offices, warehouses, and food service operations.
Serving residences first in the Waterford area, this supplemental insurance agent also offers commercial coverage throughout southeastern Connecticut. In-home consultations help clients evaluate Medicare and health gap policies, while local business owners receive guidance on group plan supplements. Standard service encompasses regular policy reviews and annual enrollment support. Between scheduled meetings, the office provides ongoing assistance via phone, adjustments to existing plans, and timely claim follow-up.
Beecher Carlson Insurance Services, based in Waterford, CT, is recognized for providing supplemental insurance coverage that helps individuals fill gaps left by standard health plans. Its services typically include assisting clients with policies for accident, hospital indemnity, and critical illness protection designed to cover out-of-pocket expenses. The agency works with local residents to evaluate their existing benefits and recommend suitable additions for financial security during medical events. It can also offer supplemental plans that provide cash benefits for specific diagnoses or routine wellness visits.
What Does a a Supplemental Insurance Agent in Waterford Cost?
Supplemental insurance costs in Connecticut vary by plan type, age, and insurer. Medigap Plan G premiums for a 65-year-old in Waterford typically range from $120 to $250 per month. Medicare Advantage plans often have $0 premiums but may include copays and deductibles. Costs can change each year. This is general information and not insurance advice.
About supplemental insurance agents in Waterford
Supplemental insurance agents in Waterford, Connecticut help residents navigate Medicare supplements, Medigap policies, and other private health plans. Connecticut law requires agents to be licensed by the state and follow specific rules for plan comparisons and enrollment. Local agents understand the needs of Waterford seniors and can explain how Connecticut Medicare savings programs work.
Frequently Asked Questions
What is a supplemental insurance agent in Waterford?
A supplemental insurance agent in Waterford helps you buy private policies that fill gaps in Original Medicare. These agents are licensed by the Connecticut Insurance Department and can sell Medigap, Medicare Advantage, and other plans.
When can I enroll in a Medigap plan in Connecticut?
In Connecticut, you have a six-month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time, you can buy any Medigap policy without medical underwriting.
Do supplemental insurance agents charge fees in Waterford?
Most supplemental insurance agents in Connecticut are paid by commissions from insurance companies, not by you. Some agents may charge a consultation fee, but they must disclose this upfront. Always ask about fees before signing.
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