The top-rated supplemental insurance agent in Westminster, California is Starwest Insurance Services, LLC, rated 5.0 stars across 374 reviews. Other highly rated options include Kelly Duong - State Farm Insurance Agent, Freeway Insurance, Katelynn Nguyen - State Farm Insurance Agent. This directory lists 20 supplemental insurance agents serving Westminster.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Starwest Insurance Services, LLC | 13752 Goldenwest St | (714) 893-7271 |
| 2 | Kelly Duong - State Farm Insurance Agent | 14256 Beach Blvd | (714) 891-5500 |
| 3 | Freeway Insurance | 13525 Beach Blvd | (714) 795-3562 |
| 4 | Katelynn Nguyen - State Farm Insurance Agent | 9938 Bolsa Ave Ste 111 | (714) 486-3790 |
| 5 | Covered California Enrollment Center | 13751 Beach Blvd | (800) 650-0922 |
| 6 | Good Day Insurance | 14044 Magnolia St #223 | (714) 902-1140 |
| 7 | Lords Insurance Agency | 15613 Beach Blvd ste a | (714) 487-5491 |
| 8 | Best Care Insurance Services | 15577 Brookhurst St | (714) 888-5050 |
| 9 | Odyssey Insurance | 14541 Brookhurst St C10 | (714) 839-1498 |
| 10 | TMN Insurance Services Inc | 9741 Bolsa Ave #206 | (877) 741-2008 |
Starwest Insurance Services, LLC serves clients in the Westminster, California area as a supplemental insurance agent. The company focuses on providing policies that help cover gaps left by major medical plans. Supplemental insurance typically helps with out-of-pocket costs for unexpected events. Starwest Insurance Services, LLC helps individuals find coverage for specific needs such as accident protection and critical illness recovery support.
Kelly Duong - State Farm Insurance Agent in Westminster, CA provides supplemental insurance solutions designed to fill gaps left by major medical coverage. The office assists clients in assessing their individual needs to secure suitable policies that help cover unexpected out-of-pocket expenses. Ongoing policy reviews and re evaluations ensure that coverage remains aligned with changing personal circumstances for each household or business owner. The agency serves single-family homes, apartments, retail stores, and restaurants across the local area.
For clients in Westminster, California, a supplemental insurance agent distinguishes between a one-time policy purchase, such as a fixed-term plan for critical illness, and recurring service options like annually renewable hospital indemnity coverage designed to fill gaps in primary insurance. Local agents address ongoing coverage needs, including dental or accident insurance, to supplement existing plans. Service for these supplemental policies typically runs on a scheduled basis, with annual renewals or periodic policy reviews to adjust coverage as client circumstances change over time.
Katelynn Nguyen - State Farm Insurance Agent in Westminster, California, serves homeowners, renters, and small business owners seeking supplemental coverage to fill gaps in their primary insurance plans. The agency specializes in helping clients customize policies that address specific financial risks, such as accident or critical illness expenses. Residents in nearby Garden Grove and the broader Orange County area can also access these tailored supplemental insurance solutions through the local office.
Covered California Enrollment Center in Westminster offers Medicare supplement plans, final expense insurance, and short-term gap coverage for individuals navigating health care transitions. It provides ongoing service to seniors and self-employed clients by explaining policy options and helping with plan comparisons and enrollment. The center also addresses seasonal concerns, such as navigating annual open enrollment periods or adjusting coverage after a major life event like retirement or a change in employment.
Good Day Insurance serves Westminster, California, and the surrounding Orange County communities. As a supplemental insurance agent, the company handles policies that cover needs beyond primary health plans, such as accident, critical illness, and hospital indemnity coverage. These plans help clients manage out-of-pocket expenses and income gaps caused by unexpected medical events. To assess a client’s situation, the company typically reviews existing coverage and financial goals, then matches the individual with suitable supplemental options that fill specific gaps in their current protection.
At Lords Insurance Agency in Westminster, CA, clients choose between a single policy, addressing a specific need one time, or an ongoing arrangement where a range of products are reviewed each year to cover evolving situations. Supplemental insurance agents help fill gaps left by major medical plans, such as those for accidents, critical illness, or hospital stays. These options protect against unexpected out-of-pocket costs not covered elsewhere. Service here generally operates on a scheduled basis, with periodic contact to update coverage as circumstances change.
Specializing in Medicare supplements and hospital indemnity plans, Best Care Insurance Services in Westminster, CA helps residents navigate supplemental coverage options to fill gaps in their existing health insurance. The agency assists clients in selecting policies that address out-of-pocket costs like deductibles and coinsurance. It serves individuals seeking financial protection during unexpected medical events. Its work is particularly valuable during open enrollment periods, when seniors review prescription drug coverage changes for the upcoming year.
Many Southland residents navigating open enrollment or a recent life change discover coverage gaps from major medical plans alone. Odyssey Insurance, based in Westminster, helps individuals in Orange County identify those vulnerabilities and select affordable supplemental insurance policies to bridge the difference. Agents focus on explaining options for accident, critical illness, or hospital indemnity plans that align with each client’s budget and health profile. The process always starts with a personal, no-obligation initial assessment of existing coverage to determine precise supplemental needs.
TMN Insurance Services Inc of Westminster, California, focuses on supplemental insurance coverage that fills gaps left by standard health plans. The agent works specifically with supplemental policies designed to help manage deductibles, copayments, and other out-of-pocket medical expenses. Clients can access coverage options that provide financial support for unexpected healthcare costs not fully addressed by major medical insurance. This facility assists commercial operations including local offices, warehouses, and food service establishments in securing appropriate supplemental insurance protection.
What Does a a Supplemental Insurance Agent in Westminster Cost?
Medigap plan premiums in California typically range from 100 to 300 dollars per month for standard plans, though rates vary by age, location, and insurer. Medicare Advantage plans often have lower monthly premiums, sometimes 0 dollars, but include cost-sharing for services. Costs depend on your health status, the plan you choose, and whether you enroll during a guaranteed issue period. This is general information and not insurance advice.
About supplemental insurance agents in Westminster
Supplemental insurance agents in Westminster, California help residents choose Medigap or Medicare Advantage plans to cover gaps in original Medicare. California law guarantees a Medigap open enrollment period when you first turn 65, during which insurers cannot deny coverage or charge higher premiums for pre-existing conditions. Local agents can explain how these state rules apply to your specific situation.
Frequently Asked Questions
What does a supplemental insurance agent in Westminster do?
A supplemental insurance agent helps you compare Medigap plans, Medicare Advantage plans, and other private insurance products. They explain plan benefits, costs, and enrollment rules specific to California.
When can I enroll in a Medigap plan in California?
You have a six-month Medigap open enrollment period starting the month you turn 65 and enroll in Medicare Part B. During this time, insurers cannot deny you coverage or charge more for health conditions.
Are there special rules for supplemental insurance in California?
Yes, California has a birthday rule that allows you to switch Medigap plans within 60 days of your birthday without medical underwriting. This applies if you already have a Medigap plan and want to change to one of equal or lesser benefits.
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