The top-rated supplemental insurance agent in Bakersfield, California is Freeway Insurance, rated 4.8 stars across 869 reviews. Other highly rated options include Acceptance Insurance, Omni Safe Insurance Bakersfield, Dugan Insurance Services Inc.. This directory lists 20 supplemental insurance agents serving Bakersfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 5021 Stockdale Hwy | (661) 282-1855 |
| 2 | Acceptance Insurance | 3512 Ming Ave Ste A | (661) 430-2008 |
| 3 | Omni Safe Insurance Bakersfield | 3401 Pacheco Rd suite i | (661) 381-2200 |
| 4 | Dugan Insurance Services Inc. | 15007 Oakencroft Dr | (661) 343-5414 |
| 5 | Saber Insurance Agency | 8120 Rosedale Hwy Suite 100 | (661) 365-0100 |
| 6 | InsureOne Insurance | 2100 F St | (661) 430-2004 |
| 7 | Insurance Savings Group | 5901 Sundale Ave Suite B | (661) 432-1474 |
| 8 | Oliver Insurance Agency LLC | 2508 Niles St | (661) 363-8078 |
| 9 | Kern Golden Girls | 1601 New Stine Rd Ste 193 | (661) 665-6335 |
| 10 | Vizion Integrated Insurance Agency Inc. | 1801 21st St Suite 2 | (866) 449-8442 |
Freeway Insurance is a supplemental insurance agent serving the Bakersfield, California area, known for helping clients fill coverage gaps not addressed by primary health plans. It provides access to policies such as accident, critical illness, and hospital indemnity insurance to offer additional financial protection. The agency works with individuals and families to explain plan options and enrollment requirements. Customers can also inquire about adding a supplemental dental or vision plan to their existing coverage.
Acceptance Insurance serves the Bakersfield, California metro area as a supplemental insurance agent. It helps residents close coverage gaps that primary policies often leave open. The company assists clients in strengthening their financial protection against unexpected medical costs and income loss. Policies typically fill deductibles or cover daily expenses during recovery. Supplemental insurance plans offered here include accident and hospital indemnity options.
Omni Safe Insurance Bakersfield serves the Bakersfield, California metro area as a supplemental insurance agent. The agency specializes in policies designed to cover out-of-pocket expenses not addressed by major medical plans. These gap-filling plans can help policyholders manage costs associated with hospital stays, accidents, or critical illness recovery. By offering tailored options beyond primary coverage, the agency assists local residents in building a more comprehensive financial safety net for unexpected health events. Specific services handled in this area include hospital indemnity insurance and accident insurance policies.
Dugan Insurance Services Inc. offers supplemental insurance policies to help cover gaps not addressed by primary health plans. These policies assist with costs like deductibles, copays, and hospital stays, providing financial protection for unexpected medical events. Located in Bakersfield, California, the agency focuses on guiding clients through plan selection and enrollment, ensuring appropriate coverage for their personal situations. Simple claim assistance and policy maintenance are provided to keep clients informed and supported over time. The company serves single-family homes, apartments, retail establishments, and restaurants throughout the local area.
Saber Insurance Agency serves Bakersfield, California, and the surrounding communities, specializing in supplemental insurance agent services. The agency helps clients address gaps in their primary health coverage, such as those for accident, cancer, or critical illness expenses. Policies are typically designed to provide direct cash benefits to policyholders during a medical event. To handle a typical job, the agency first reviews an individual’s existing coverage to identify specific exposures, then presents benefit options that match the client's budget and risk profile.
InsureOne Insurance in Bakersfield, CA helps clients distinguish between supplemental insurance plans that require an annual renewal versus those offering continuous protection without reapplication. These policies typically cover specific out-of-pocket costs that primary health insurance does not, such as deductibles, copays, or accident-related expenses. Personalized advice ensures each plan matches an individual’s existing coverage. To accommodate different needs and schedules, service is arranged strictly as a one-time consultation or on an as-needed basis without any recurring appointment requirement.
As a supplemental insurance agent in Bakersfield, Insurance Savings Group provides specialized coverage for gaps left by major medical plans, including accident and critical illness policies. The company also assists clients with general supplemental insurance needs, such as hospital indemnity and disability income protection. These plans help local residents manage out-of-pocket costs not covered by standard health insurance. For older adults, the agency focuses on navigating Medicare plan options during the open enrollment period, ensuring coverage that addresses prescription drug and co-pay expenses.
Oliver Insurance Agency LLC serves Bakersfield homeowners and local business owners, helping them fill gaps in their primary health coverage through supplemental insurance options. The agency assists clients in understanding how these policies can provide additional financial support during unexpected medical events or accidents. Its team works to explain plan details in straightforward terms. Oliver Insurance Agency also extends its supplemental insurance services to clients in the nearby communities of Oildale and Rosedale.
As the seasons change in Bakersfield, residents often find themselves reviewing their health coverage gaps. Kern Golden Girls assists local individuals by explaining how supplemental insurance can help with expenses that primary policies do not cover. The company works with clients to identify plans tailored to common needs like hospital stays or accident recovery. An initial consultation is scheduled to review current coverage and assess eligibility for potential options before any enrollment paperwork is completed.
Vizion Integrated Insurance Agency Inc. provides supplemental insurance agency services for Bakersfield, California. Its offerings fill coverage gaps left by standard health plans, addressing accident, critical illness, and hospital indemnity needs. The agency also manages long-term maintenance of existing policies by reviewing clients’ evolving circumstances and adjusting benefits accordingly. Policyholders may access straightforward enrollment and claims assistance to simplify their experience. Vizion Integrated Insurance Agency Inc. serves single-family homes, apartment dwellers, retail businesses, and local restaurants in the area.
What Does a a Supplemental Insurance Agent in Bakersfield Cost?
Supplemental insurance costs in California vary by plan type, age, and location. Medigap Plan G premiums for a 65-year-old in Bakersfield typically range from $120 to $250 per month. Medicare Advantage plans often have low or zero monthly premiums but include copays and deductibles. Agent services are usually free to you because they earn commissions from insurance companies. This is general information and not insurance advice.
About supplemental insurance agents in Bakersfield
Supplemental insurance agents in Bakersfield help residents choose plans that fill gaps in Medicare or employer coverage. California law requires agents to be licensed by the California Department of Insurance and follow strict disclosure rules. Local agents can explain how plans like Medigap or Medicare Advantage work with Kern County healthcare providers.
Frequently Asked Questions
What does a supplemental insurance agent in Bakersfield do?
A supplemental insurance agent helps you compare and enroll in plans that cover costs not paid by Original Medicare or your employer plan. They explain policy details, costs, and network rules. In California, agents must provide a written comparison if you ask for it.
Is there a time limit to enroll in a Medigap plan in California?
Yes, California has a Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. This period lasts six months. During this time you can buy any Medigap policy without medical underwriting. After this period you may face higher costs or denial based on health.
Can a supplemental insurance agent help with Medicare Advantage plans in Bakersfield?
Yes, many agents are licensed to sell Medicare Advantage plans in addition to Medigap. They can show you local plan options from carriers like Anthem Blue Cross or Health Net. Agents must follow California rules about marketing and cannot charge extra fees for their help.
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