The top-rated supplemental insurance agent in Atascadero, California is Sara Hays - State Farm Insurance Agent, rated 5.0 stars across 358 reviews. Other highly rated options include Courtney Morrow - State Farm Insurance Agent, HealthMarkets Insurance - Travis Hatter, Farmers Insurance - Jennifer White. This directory lists 13 supplemental insurance agents serving Atascadero.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sara Hays - State Farm Insurance Agent | 6275 Palma Ave | (805) 466-9400 |
| 2 | Courtney Morrow - State Farm Insurance Agent | 5365 El Camino Real | (805) 466-7744 |
| 3 | HealthMarkets Insurance - Travis Hatter | 7395 El Camino Real #507 | (805) 441-5172 |
| 4 | Farmers Insurance - Jennifer White | 7635 El Camino Real STE 2 | (805) 548-8530 |
| 5 | California Meridian Insurance Services, Inc. | 9700 El Camino Real | (805) 466-3400 |
| 6 | Hedges Insurance Services | 8105 Morro Rd C | (805) 466-9048 |
| 7 | Two Knights Insurance Services | 4401 El Camino Real Unit F | (805) 460-6124 |
| 8 | Hometown Insurance Services | 7600 El Camino Real | (805) 466-4611 |
| 9 | Nadine Gentry Agency | 7600 El Camino Real # 10 | (805) 466-4611 |
| 10 | Schools Insurance Program | 7455 Morro Rd | (805) 460-0280 |
Sara Hays - State Farm Insurance Agent serves Atascadero, California and the surrounding San Luis Obispo County area, specializing in supplemental insurance policies designed to fill gaps in primary health coverage. These plans can help policyholders manage out-of-pocket costs not covered by major medical insurance, such as deductibles and copayments. The agency assists local residents with evaluating their existing coverage and identifying supplementary options suited to individual needs. Services available in this area include accident and hospital indemnity plans that provide fixed cash benefits for unexpected medical events.
Courtney Morrow - State Farm Insurance Agent in Atascadero, CA provides supplemental insurance solutions to help individuals cover gaps not addressed by primary health plans. Routine policy reviews and personalized assistance are offered to ensure coverage adapts to changing needs and life events. The agency services a variety of local properties, including single-family homes, apartments, retail businesses, and restaurants.
Homeowners and renters in Atascadero turn to HealthMarkets Insurance - Travis Hatter for supplemental insurance plans that fill gaps left by standard policies. The agency provides Medicare supplements, accident, critical illness, and hospital indemnity coverage tailored to individual needs. Each policy is explained clearly to help clients understand their benefits and out-of-pocket costs. The agency also serves residents in nearby Paso Robles and the broader San Luis Obispo County area.
Serving Atascadero and the surrounding Central Coast communities, Farmers Insurance - Jennifer White offers supplemental insurance agent services to local residents. This agency handles a range of policies designed to fill coverage gaps left by primary health or life plans. Each client’s needs are individually assessed to identify the most suitable options for their situation. The agent typically works through a personal consultation to review existing coverage and explain available plans.
California Meridian Insurance Services, Inc. in Atascadero, CA helps clients understand the difference between one-time medical event policies and recurring coverage options like hospital indemnity or accident plans, which provide ongoing financial protection. Supplemental insurance agents in this area specialize in bridging gaps left by primary health insurance. Service for this company runs on an as-needed basis, allowing clients to request plan reviews or policy changes whenever their needs shift.
Hedges Insurance Services specializes in supplemental insurance policies, filling coverage gaps left by primary health plans. Located in Atascadero, California, the agency works with individuals and families to tailor plans addressing specific needs, such as accident or critical illness protection. It assists clients in navigating different policy options and enrollment processes, aiming to provide financial security against unexpected medical costs. During the annual Medicare open enrollment period, the company offers guidance for seniors evaluating their supplemental coverage choices.
As Atascadero residents adjust their coverage with the changing seasons, Two Knights Insurance Services provides access to supplemental insurance plans designed to fill gaps in primary health policies. The agency focuses on policies such as accident, critical illness, and hospital indemnity plans, which can help manage out-of-pocket expenses that arise unexpectedly. Each consultation begins with a review of the client’s current coverage to identify potential gaps, followed by a clear explanation of available options. An initial fact-finding interview is scheduled to begin this personalized assessment process.
Hometown Insurance Services in Atascadero, California, is known for offering personalized guidance to individuals navigating their health coverage needs. The company provides a range of supplemental insurance policies that help bridge gaps in primary medical plans, including options for accident, critical illness, and hospital indemnity coverage. These services assist local residents in managing out-of-pocket costs that standard insurance may not fully address. A key specialty the agency can add on is specialized dental and vision supplemental plans, which help cover routine care and eyewear expenses not typically included in major medical policies.
The Nadine Gentry Agency in Atascadero works with local residents to secure fundamental insurance coverage. The agency also specializes in supplemental insurance, offering policies that can fill gaps in health, accident, or disability protection. Serving both individuals and businesses, the agency addresses varied needs, including income replacement and unexpected medical expenses. It provides these tailored insurance solutions for commercial sectors including offices, warehouses, and food service establishments.
What Does a a Supplemental Insurance Agent in Atascadero Cost?
Supplemental insurance costs in California vary by plan type age and health status. Medigap Plan G premiums typically range from 120 to 250 dollars per month for a 65 year old. Medicare Advantage plans often have low or zero monthly premiums but include copays and deductibles. Dental and vision plans add 20 to 60 dollars per month. Costs also depend on your location within San Luis Obispo County. This is general information and not insurance advice.
About supplemental insurance agents in Atascadero
Supplemental insurance agents in Atascadero California help residents fill gaps in Medicare and other health coverage. California law requires agents to be licensed through the Department of Insurance and follow strict disclosure rules. Local agents understand the specific needs of San Luis Obispo County retirees and can explain plan options clearly.
Frequently Asked Questions
What is a supplemental insurance agent in Atascadero?
A supplemental insurance agent is a licensed professional who helps you choose plans like Medigap Medicare Advantage or dental insurance. They work with multiple carriers to find coverage that fits your budget and health needs. In California agents must complete continuing education every two years.
When can I enroll in a Medigap plan in California?
The best time to enroll is during your Medigap Open Enrollment Period which starts when you turn 65 and enroll in Medicare Part B. This period lasts six months and guarantees you can buy any policy without medical underwriting. California also has a birthday rule allowing a one-time switch to a similar plan within 60 days of your birthday.
Do supplemental insurance agents charge fees in Atascadero?
Most supplemental insurance agents are paid by insurance companies through commissions not by charging you directly. However some agents may charge a consultation fee which must be disclosed upfront under California law. Always ask about any fees before you sign an application.
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