The top-rated supplemental insurance agent in Apple Valley, California is AAA Apple Valley Insurance and Member Services, rated 4.3 stars across 745 reviews. Other highly rated options include Massey Insurance Services, Farmers Insurance - Andrea Rivera, Farmers Insurance - Burke Myers. This directory lists 15 supplemental insurance agents serving Apple Valley.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Apple Valley Insurance and Member Services | 19201 Bear Valley Rd Ste C | (760) 247-4110 |
| 2 | Massey Insurance Services | 16000 Apple Valley Rd Suite C2 | (760) 843-1938 |
| 3 | Farmers Insurance - Andrea Rivera | 21580 Bear Valley Rd Ste B2-6 | (760) 646-9284 |
| 4 | Farmers Insurance - Burke Myers | 19341 Bear Valley Rd #205 | (760) 247-1000 |
| 5 | Apple Valley Medicare & Financial Services | 21735 CA-18 | (760) 247-7990 |
| 6 | Wolken Insurance Services | 16472 Kalo Rd | (760) 900-6668 |
| 7 | Les Palcsik Insurance Agency LLC - Farmers Insurance | 19031 Outer Hwy 18 S Ste 270 | (909) 478-3347 |
| 8 | KPIA - Kennedy Professional Insurance Agency | 19167 Outer Hwy 18 S #1 | (760) 242-2345 |
| 9 | Richard Gonzalez: Allstate Insurance | 17844 CA-18 | (760) 242-4992 |
| 10 | Guy Burnett - State Farm Insurance Agent | 16048 Tuscola Rd Ste 2 | (760) 961-2000 |
AAA Apple Valley Insurance and Member Services serves the Apple Valley, California area as a supplemental insurance agent. The agency helps clients explore plans that cover gaps left by primary health insurance, such as accident, critical illness, or hospital indemnity policies. These products can provide additional financial protection for unexpected medical events. The agency also assists with Medicare supplement options and related enrollment needs.
Massey Insurance Services provides supplemental insurance policies to residents and businesses in the Apple Valley, CA area. Its offerings address gaps left by standard health plans, including coverage for accidents, critical illnesses, and hospital indemnity. The agency assists clients with selecting plans that fit their specific needs and offers ongoing support for policy maintenance and claims guidance. The company services single-family homes, apartments, retail establishments, and local restaurants.
Homeowners, property managers, and small business owners in Apple Valley, California, can turn to Farmers Insurance - Andrea Rivera for supplemental insurance agent services. This agency helps clients bridge financial gaps by offering policies that cover additional costs beyond primary health or property plans. Residents and businesses across the Victor Valley metro area, including neighboring Hesperia, also receive these supplemental coverage solutions.
Farmers Insurance - Burke Myers serves Apple Valley and the surrounding High Desert communities, handling supplemental insurance needs for local residents. This agency helps clients fill gaps left by primary health or life coverage with policies tailored for added financial protection. It provides options such as accident, critical illness, and hospital indemnity plans to address unexpected medical costs. For a typical case, the agent evaluates each client’s existing coverage and risk factors before recommending a suitable supplemental plan to ensure comprehensive protection.
Clients may choose between one-time consultations or ongoing service arrangements at this Apple Valley supplemental insurance agent. Coverage options focus on filling gaps left by traditional health plans, including Medicare supplements and related policies. These offerings help residents address out-of-pocket costs not covered by primary insurance. The agent operates primarily on a scheduled basis, setting appointments for annual reviews, plan changes, and new enrollments as clients request them. Service runs as-needed for questions or urgent filings between those scheduled appointments.
Serving clients in Apple Valley, CA, Wolken Insurance Services specializes in supplemental insurance agent work, which includes policies that help cover deductibles, copays, and other costs not paid by primary health plans. It operates as a local resource for individuals seeking financial protection against unexpected medical expenses or income gaps during recovery. The company also assists with coverage needs during the winter enrollment period, when clients frequently evaluate options to address increased risks of seasonal illnesses or injuries.
As winter snowfall and summer wildfire seasons approach in Apple Valley, residents often review their existing coverage for gaps. Les Palcsik Insurance Agency LLC - Farmers Insurance responds by helping clients consider options for accident, critical illness, or hospital indemnity plans that can help fill those gaps. The company focuses on the role supplemental insurance plays in covering deductibles or out-of-pocket costs major medical policies may leave behind. An initial assessment begins with a straightforward review of the client’s current situation and identified needs.
KPIA - Kennedy Professional Insurance Agency is known for connecting residents in Apple Valley, California, with supplemental insurance policies that help cover gaps in primary health coverage. The agency serves local individuals and families seeking financial protection for unexpected medical expenses, critical illness, or accident-related costs. Its service range includes evaluating clients’ existing plans to recommend suitable supplemental options. A specialty service the agency can add on is assisting with Medicare supplement plan selection and enrollment.
Richard Gonzalez: Allstate Insurance assists individuals and businesses in Apple Valley, CA, with their primary insurance coverage. The agency can then help clients address gaps with supplemental insurance plans designed to fill specific needs. Supplemental insurance agents in this area often emphasize that such policies provide added financial protection for unexpected gaps in standard coverage. The agency can serve various commercial sectors, including local offices, warehouses, and food service operations, tailoring its supplemental offerings to each industry's distinct requirements.
Guy Burnett operates as a supplemental insurance agent in Apple Valley, CA, serving residential clients seeking additional coverage for gaps in primary health plans. Commercial coverage is also available for local businesses that require specialized policies beyond standard group benefits. Service extends throughout the surrounding area, including nearby communities in San Bernardino County. The office provides clear explanations of policy options and assists with claims paperwork when needed. Clients are encouraged to schedule follow-up visits to adjust their coverage as personal or business circumstances change between regular check-ins.
What Does a a Supplemental Insurance Agent in Apple Valley Cost?
Supplemental insurance costs in California vary by plan type, age, and location. Medigap Plan G premiums for a 65-year-old in Apple Valley typically range from 120 to 250 dollars per month. Medicare Advantage plans often have lower premiums but may include copays and deductibles. Costs can change each year. This is general information, not insurance advice.
About supplemental insurance agents in Apple Valley
Supplemental insurance agents in Apple Valley, California help residents find Medigap and Medicare Advantage plans that fill coverage gaps. Under California law, Medigap plans are standardized and labeled A through N. Agents can guide you through the annual enrollment periods and explain how state regulations affect your choices.
Frequently Asked Questions
What is a supplemental insurance agent in Apple Valley?
A supplemental insurance agent is a licensed professional who helps you compare and enroll in Medigap or Medicare Advantage plans. They work with multiple carriers to find a plan that fits your needs and budget.
When can I enroll in a Medigap plan in California?
You have a six-month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. Outside this window you may face health questions.
Are there special rights for California residents regarding Medigap?
Yes. California has a birthday rule that allows you to switch to a Medigap plan of equal or lesser coverage within 60 days of your birthday without medical underwriting. This applies if you already have a Medigap policy.
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