ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Supplemental Insurance Agents Near You in Watsonville, CA

Browse supplemental insurance agents serving Watsonville, California. Updated 2026-07-14.

The top-rated supplemental insurance agent in Watsonville, California is Fiesta Auto Insurance & Tax Service, rated 4.8 stars across 467 reviews. Other highly rated options include Freeway Insurance, Fernando Lopez - State Farm Insurance Agent, AAA Watsonville Branch. This directory lists 18 supplemental insurance agents serving Watsonville.

Showing 18 supplemental insurance agents in Watsonville, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Fiesta Auto Insurance & Tax Service1439 Freedom Blvd(831) 768-0390
2Freeway Insurance1441 Main St Ste 103(831) 287-6764
3Fernando Lopez - State Farm Insurance Agent734 E Lake Ave STE 7(831) 722-1500
4AAA Watsonville Branch1195 S Green Valley Rd(831) 768-4540
5KBK Insurance Agency1006 Freedom Blvd(831) 724-1085
6Universal Agency Insurance and Tax Service Inc1426 Freedom Blvd STE 101(831) 319-4500
7Huizar-Albor Insurance Agency Inc.: Allstate Insurance734 E Lake Ave STE 4(831) 763-4626
8Evan Darling - State Farm Insurance Agent1919 Main St(831) 536-4099
9Farmers Insurance - Rafael Suarez1185 Freedom Blvd Ste 3(831) 722-3000
10Coast Auto Insurance1091 S Green Valley Rd(831) 761-1990
FA
1439 Freedom Blvd
Fiesta Auto Insurance & Tax Service
Supplemental Insurance Agent · Watsonville, CA

Fiesta Auto Insurance & Tax Service in Watsonville, California provides supplemental insurance policies designed to fill gaps in standard health and life coverage. Its service plans often include assistance with finding suitable Medicare supplements, critical illness policies, and accident insurance. Maintenance of these plans typically involves periodic policy reviews to adjust coverage as client needs evolve. The agency primarily serves individual homeowners, apartment tenants, operators of multi-family complexes, local retail store owners, and independent restaurant proprietors seeking added financial protection.

FI
1441 Main St Ste 103
Freeway Insurance
Supplemental Insurance Agent · Watsonville, CA

Homeowners, businesses, and property managers in Watsonville, California turn to this Supplemental Insurance Agent for additional coverage beyond standard policies. It assists clients in securing plans that address gaps in health, life, or property protection, helping to mitigate unexpected financial risks. The agency focuses on tailoring options to individual needs within the local market. Its service area also extends to surrounding areas of Santa Cruz County, including the neighboring communities of Freedom and Aptos.

FL
734 E Lake Ave STE 7
Fernando Lopez - State Farm Insurance Agent
Supplemental Insurance Agent · Watsonville, CA

Fernando Lopez - State Farm Insurance Agent serves the Watsonville, California area and surrounding communities. This supplemental insurance agency handles policies that help cover gaps left by major medical plans. Typical offerings include accident, critical illness, and hospital indemnity coverage for local residents and families. For a typical job, the agency begins by assessing an individual's existing coverage, then recommends specific supplemental plans and assists with a straightforward application process.

AW
1195 S Green Valley Rd
AAA Watsonville Branch
Supplemental Insurance Agent · Watsonville, CA

AAA Watsonville Branch serves Watsonville and surrounding Santa Cruz County as a local supplemental insurance agent. It helps clients bridge gaps in their primary health coverage by offering policies that cover deductibles, copayments, and other out-of-pocket expenses. The agency also provides plans for dental, vision, and accident-related costs. These supplemental options are designed to reduce financial strain during medical events. Medicare supplement plans and hospital indemnity insurance are among the specific services this office handles in the area.

KI
1006 Freedom Blvd
KBK Insurance Agency
Supplemental Insurance Agent · Watsonville, CA

KBK Insurance Agency in Watsonville, CA provides supplemental insurance coverage designed to fill gaps left by traditional health plans, including accident, critical illness, and hospital indemnity policies. Its service approach focuses on educating clients about plan options and assisting with ongoing policy maintenance and claims support. The agency ensures clients understand their benefits through regular policy reviews and updates. It serves a variety of properties including single-family homes, apartments, retail businesses, and restaurants, tailoring supplemental plans to each property type’s specific needs.

UA
1426 Freedom Blvd STE 101
Universal Agency Insurance and Tax Service Inc
Supplemental Insurance Agent · Watsonville, CA

Universal Agency Insurance and Tax Service Inc serves homeowners, businesses, and property managers in Watsonville, California, offering supplemental insurance policies that help cover gaps left by standard health and property plans. The agency works with clients to identify personal or commercial coverage needs and presents policy options that protect against unexpected financial losses from accidents, critical illnesses, or property damage. It also provides basic tax preparation assistance to residents and small business owners throughout the region, including communities like Freedom and portions of Santa Cruz County.

HA
734 E Lake Ave STE 4
Huizar-Albor Insurance Agency Inc.: Allstate Insurance
Supplemental Insurance Agent · Watsonville, CA

Huizar-Albor Insurance Agency Inc.: Allstate Insurance serves Watsonville and the surrounding communities of Santa Cruz County. As a supplemental insurance agent, it handles policies that cover gaps left by primary health or life plans, such as accident, critical illness, and hospital indemnity coverage. It works with local residents to identify their specific out-of-pocket exposure before a claim occurs. The typical job begins with a no-obligation review of an individual’s existing benefits, followed by a side-by-side comparison of how a supplemental product would respond to a common medical event.

ED
1919 Main St
Evan Darling - State Farm Insurance Agent
Supplemental Insurance Agent · Watsonville, CA

Evan Darling’s agency in Watsonville, CA, distinguishes between services offered on a one-time basis for a single policy and recurring options that include periodic policy reviews and annual plan adjustments. Coverage includes supplemental insurance plans designed to fill the gaps left by major medical policies, helping clients manage out-of-pocket expenses. As a local supplemental insurance agent, the agency evaluates individual needs to recommend appropriate plan structures. Service availability runs on a one-time, scheduled, or as-needed basis, with appointments arranged according to each client’s preference.

FI
1185 Freedom Blvd Ste 3
Farmers Insurance - Rafael Suarez
Supplemental Insurance Agent · Watsonville, CA

Farmers Insurance - Rafael Suarez specializes in offering supplemental insurance policies designed to fill gaps left by major medical plans. It provides general services to Watsonville residents, including policy reviews and personalized guidance for selecting dental, vision, accident, or hospital indemnity coverage. The agency focuses on helping individuals manage out-of-pocket expenses not covered by primary insurance. As the fall harvest season approaches, it assists local agricultural workers and their families with evaluating policies to prepare for unexpected health events during this busy period.

CA
1091 S Green Valley Rd
Coast Auto Insurance
Supplemental Insurance Agent · Watsonville, CA

At Coast Auto Insurance in Watsonville, California, clients choose between one-time policy adjustments for a single event or recurring consultations for ongoing coverage updates. This supplemental insurance agent addresses gaps in standard auto insurance by filling local needs like rideshare coverage or rental reimbursement. Every policy review considers short-term changes versus long-term budget planning. For customer convenience, service runs strictly on an as-needed basis with personalized appointments available upon request.

LI
1469 Freedom Blvd
LIS Insurance Services
Supplemental Insurance Agent · Watsonville, CA
(831) 724-8100
lisinsurance.net
DS
405 Union St
Del Sol Insurance Services
Supplemental Insurance Agent · Watsonville, CA
(831) 254-1775
plazavigil.com
AG
217 E Lake Ave Ste 1
Aurelia Gomez Ramirez Insurance Services
Supplemental Insurance Agent · Watsonville, CA
(831) 536-5656
agrinsuranceservices.net
HI
800 E Lake Ave
Hansen Insurance
Supplemental Insurance Agent · Watsonville, CA
(831) 722-9666
MH
575 Auto Center Dr
Mcsherry & Hudson: Duke Steven
Supplemental Insurance Agent · Watsonville, CA
(831) 724-3841
mcsherryandhudson.com
MS
35 Penny Ln
Mc Sherry & Hudson
Supplemental Insurance Agent · Watsonville, CA
(831) 724-3841
mcsherryandhudson.com
BG
35 Penny Ln STE 6
The Bachan Group
Supplemental Insurance Agent · Watsonville, CA
(831) 724-2447
bachangroup.com
GC
40 Brennan St
Golden Central Insurance Agency
Supplemental Insurance Agent · Watsonville, CA
(831) 768-8316
gcia.agency

What Does a a Supplemental Insurance Agent in Watsonville Cost?

Supplemental insurance costs in California vary by plan type age and location. Medigap Plan G premiums for a 65 year old in Watsonville typically range from 120 to 250 dollars per month. Medicare Advantage plans often have zero dollar premiums but may include copays and deductibles. Dental and vision supplemental policies usually cost 20 to 60 dollars per month. This is general information not insurance advice.

About supplemental insurance agents in Watsonville

Supplemental insurance agents in Watsonville California help residents fill gaps in Medicare and other health coverage. Under California law agents must hold a valid license from the California Department of Insurance. Agents can explain plans like Medigap Medicare Advantage and dental or vision policies that meet state requirements.

Frequently Asked Questions

What is a supplemental insurance agent in Watsonville?

A supplemental insurance agent is a licensed professional who helps you buy private policies that cover costs not paid by Original Medicare. In California these agents must follow strict disclosure rules about commissions and plan options.

When can I enroll in a Medigap plan in California?

You have a six month Medigap open enrollment period starting the month you turn 65 and enroll in Medicare Part B. During this time you can buy any Medigap plan without medical underwriting. California also offers a birthday rule allowing you to switch to an equal or lesser plan within 60 days of your birthday.

Are there special rules for supplemental insurance in California?

Yes California has a Medicare Supplement Guaranteed Issue law that protects your right to buy a Medigap plan in certain situations. Also agents must provide a standardized outline of coverage before you enroll. You have a 30 day free look period to review your policy and cancel for a full refund.

Supplemental Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each supplemental insurance agent's credentials and current standing with your state Department of Insurance.