The top-rated supplemental insurance agent in Torrance, California is Freeway Insurance, rated 4.8 stars across 529 reviews. Other highly rated options include Best California Insurance, Acrisure Torrance, CA (Peninsula General Ins.), Olson Duncan Insurance Service, Inc. This directory lists 22 supplemental insurance agents serving Torrance.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 1431 W Knox St #1300 | (310) 707-1203 |
| 2 | Best California Insurance | 1710 Sepulveda Blvd | (310) 626-6366 |
| 3 | Acrisure Torrance, CA (Peninsula General Ins.) | 22330 Hawthorne Blvd suite i | (310) 539-2533 |
| 4 | Olson Duncan Insurance Service, Inc | 25550 Hawthorne Blvd STE 203 | (310) 373-6441 |
| 5 | Adelfia Insurance | 23133 Hawthorne Blvd STE 202 | (310) 747-4157 |
| 6 | Covered California Enrollment Center | 1311 Crenshaw Blvd b | (800) 903-0326 |
| 7 | Farmers Insurance - Alexi Bishop | 22925 Arlington Ave Ste 9 | (310) 325-3994 |
| 8 | Daiwa Insurance Marketing | 20355 Hawthorne Blvd 2nd Floor | (310) 540-8595 |
| 9 | Post Insurance Services, Inc | 2356 Torrance Blvd | (800) 262-9998 |
| 10 | Skypark Benefits Insurance Services | 2790 Skypark Dr UNIT 108 | (800) 543-0698 |
Freeway Insurance in Torrance, California, is a provider of supplemental insurance coverage that helps residents manage out-of-pocket costs not covered by primary health plans. The company serves local individuals and families seeking additional financial protection for unexpected medical events or routine care expenses. Agents work with clients to explain policy options and coordinate benefits with existing health insurance. A specialty service often offered by such agencies includes critical illness insurance, which pays a lump sum upon diagnosis of a covered condition.
Best California Insurance serves the Torrance, California metro area as a supplemental insurance agent. It specializes in policies that cover gaps left by major medical plans. These plans help residents manage out-of-pocket expenses not covered by primary health or Medicare coverage. Common supplemental products address dental, vision, accident, and critical illness needs. The agency guides clients through enrollment and claims for these specific coverages. It regularly assists local policyholders with hospital indemnity and cancer insurance plans.
Acrisure Torrance, CA (Peninsula General Ins.) provides supplemental insurance coverage to help clients address gaps in their primary policies. Its service plans include personalized consultations to assess individual needs and ongoing support for claims assistance. Policy maintenance involves periodic reviews to adjust coverage as circumstances change. The agency supplies benefits for classic accident, critical illness, and hospital indemnity needs. It services single-family homes, apartments, retail establishments, and local restaurants.
Serving homeowners, property managers, and small businesses in the Torrance area, Olson Duncan Insurance Service, Inc focuses on supplemental insurance policies that help fill coverage gaps left by primary plans. Common needs addressed include supplementary liability, flood, or equipment breakdown endorsements for local commercial and residential properties. The company works with clients across the broader South Bay region, including communities such as Redondo Beach and Gardena.
Adelfia Insurance serves Torrance, California, and the surrounding South Bay communities as a supplemental insurance agent. It handles policies that help cover gaps left by major medical plans, such as accident, hospital indemnity, cancer, and critical illness coverage. For each client, the agency reviews existing health coverage to identify shortfalls, then explains benefit options in a straightforward manner. It ultimately tailors a supplemental plan to the individual's specific budget and healthcare needs by presenting a limited set of clearly defined choices.
At Covered California Enrollment Center in Torrance, a client may choose a single‑policy purchase for a specific need or a recurring service plan that updates coverage each enrollment season. This supplemental insurance agency helps individuals fill gaps in primary health plans, offering protection for accidents, critical illness, or hospital stays through tailored options. Services are available on a one-time, scheduled, or as-needed basis to match each client’s changing circumstances.
As the changing seasons bring new health and property concerns to Torrance residents, a supplemental insurance policy can help cover costs that standard plans often overlook. Farmers Insurance - Alexi Bishop in Torrance provides supplemental insurance options designed to fill those coverage gaps. These plans assist with out-of-pocket expenses like deductibles and copays, offering financial support when it is needed most. The company evaluates each client’s current coverage and specific needs during a thorough initial assessment before recommending any supplemental policy.
Daiwa Insurance Marketing specializes in supplemental insurance products, serving residents of Torrance, California, and the surrounding area. Its agency helps clients secure coverage that assists with deductibles, copayments, and other out-of-pocket expenses not covered by major medical plans. By focusing on gap-filling policies, the agent works to provide financial support when a primary health plan leaves individuals with unpaid balances. This coverage becomes especially valuable for managing sudden hospital stays or unexpected surgeries that arrive without warning during the summer travel season.
Post Insurance Services, Inc serves the greater Torrance, California area as a Supplemental Insurance Agent. The company assists clients in bridging coverage gaps that major medical plans often leave unfilled, offering policies designed to address specific everyday needs rather than catastrophic care. This work typically includes helping individuals navigate options for extra financial protection related to health events. The company handles Medicare Supplement plans and hospital indemnity policies for local residents.
Skypark Benefits Insurance Services, based in Torrance, California, offers a range of supplemental insurance agent services to help individuals fill gaps in standard health coverage. These products include plans that address dental, vision, accident, and critical illness needs. The company provides ongoing policy management and assistance with claims filing to maintain coverage continuity. Clients can receive support when reviewing plan options during open enrollment periods or after qualifying life events. This supplemental insurance agent services single-family homes, apartments, retail establishments, and restaurants throughout the Torrance area.
What Does a a Supplemental Insurance Agent in Torrance Cost?
In California the cost of a supplemental insurance policy depends on your age health and the type of plan. For a Medicare Supplement Plan G premiums in Torrance typically range from 120 to 250 dollars per month. Cancer or accident policies may cost 30 to 80 dollars per month. Costs vary by carrier and underwriting. This is general information and not insurance advice.
About supplemental insurance agents in Torrance
Supplemental insurance agents in Torrance California help residents find policies that cover gaps in primary health insurance. California law requires agents to be licensed by the California Department of Insurance and to follow strict disclosure rules. Local agents can explain how plans like Medicare Supplement or cancer insurance work under state regulations.
Frequently Asked Questions
What is a supplemental insurance agent in Torrance?
A supplemental insurance agent in Torrance helps you buy policies that pay for costs not covered by your main health plan. These agents are licensed in California and must follow state rules for sales and disclosures.
Do I need a special license to sell supplemental insurance in California?
Yes. Agents must hold a valid California insurance license and complete continuing education. They must also follow California Insurance Code sections related to Medicare supplement and accident and health insurance.
Can a supplemental insurance agent help with Medicare in Torrance?
Yes. Many supplemental insurance agents in Torrance specialize in Medicare Supplement plans also called Medigap. They can compare plans from different carriers and explain enrollment periods under California law.
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