The top-rated supplemental insurance agent in Santa Maria, California is Donna Randolph - State Farm Insurance Agent, rated 5.0 stars across 217 reviews. Other highly rated options include Glenna Ledbetter Insurance, Premier Blue Insurance Solutions, Inc: Allstate Insurance, Allstate Insurance Agent: Santa Maria Insurance Agency, Inc.. This directory lists 20 supplemental insurance agents serving Santa Maria.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Donna Randolph - State Farm Insurance Agent | 1650 S Broadway | (805) 925-4610 |
| 2 | Glenna Ledbetter Insurance | 440 E Clark Ave | (805) 937-4516 |
| 3 | Premier Blue Insurance Solutions, Inc: Allstate Insurance | 1640 N Broadway | (805) 349-9141 |
| 4 | Allstate Insurance Agent: Santa Maria Insurance Agency, Inc. | 125 E Stowell Rd STE 101 | (805) 922-5551 |
| 5 | AAA Santa Maria Insurance and Member Services | 2033 S Broadway | (805) 922-5731 |
| 6 | Antonio Mendoza - State Farm Insurance Agent | 1103 E Clark Ave Ste D | (805) 354-5886 |
| 7 | Pacific Elite Insurance Services | 1750 S Broadway H | (805) 357-5597 |
| 8 | Smartway Insurance Services Inc | 1975 S Broadway Suite K | (805) 631-5255 |
| 9 | Hometown Insurance Services | 1125 E Clark Ave Suite A1- #1 | (805) 922-3351 |
| 10 | Eagle Service Insurance Agency | 830 W Main St suite 100 | (805) 346-6105 |
Donna Randolph - State Farm Insurance Agent serves Santa Maria and the surrounding areas of Santa Barbara County. The agency provides supplemental insurance options designed to help cover costs not included in major medical plans. These policies can assist with expenses like deductibles and coinsurance for unexpected health events. Clients in the region often seek these plans to manage out-of-pocket gaps during recovery. The agency offers accident insurance for sudden injuries and life insurance to help provide financial security for families after a covered loss.
Glenna Ledbetter Insurance provides supplemental insurance solutions for Santa Maria and neighboring communities in California’s Central Coast. The agency handles a range of supplemental coverage, designed to help individuals and families manage the financial gaps left by primary health plans. This includes protection for specified events such as accidents, critical illness, or hospital stays. To complete a typical job, the agency conducts a thorough review of a client’s existing coverage and personal needs, then presents clear policy options to match their unique situation.
Premier Blue Insurance Solutions, Inc: Allstate Insurance serves homeowners, businesses, and property managers in Santa Maria, California, by helping them evaluate supplemental insurance options that fill gaps in standard coverage. The agency focuses on policies for unexpected expenses not covered by primary health or property plans. Clients receive guidance on choosing appropriate supplemental plans for their individual needs. The company also extends its supplemental insurance agent services to the neighboring communities of Orcutt and Arroyo Grande.
Allstate Insurance Agent: Santa Maria Insurance Agency, Inc. offers one-time policy enrollments or recurring plan adjustments, focusing on supplemental coverage such as accident or hospital indemnity. These plans can help fill gaps left by major medical insurance by providing direct cash benefits. Operating in Santa Maria, CA, this agency serves local residents seeking extra financial protection for unexpected health events. Service runs on a one-time, scheduled, or as-needed basis, depending on policy review cycles or customer-initiated requests.
AAA Santa Maria Insurance and Member Services provides supplemental insurance coverage options for residents in Santa Maria, California. Its service plans include policy reviews and enrollment assistance to help clients understand their benefits for gaps in primary health or life insurance. Maintenance plans offer annual check-ins to adjust coverage during life changes. The company supports single-family homeowners, apartment renters, retail store operators, and restaurant owners seeking additional financial protection.
Antonio Mendoza - State Farm Insurance Agent in Santa Maria, CA, offers supplemental insurance policies that help cover expenses not addressed by major medical plans. This agency assists local residents with selecting and managing these gap-filling coverages, guiding customers through the application and claims processes. It works with individuals and families to bolster their financial protection. As open enrollment periods approach, the agency is especially helpful for those seeking additional dental or vision coverage.
Pacific Elite Insurance Services works within Santa Maria, California, assisting clients in identifying gaps in their major medical coverage. The agency specializes specifically in supplemental insurance products, including those that provide additional financial support for unexpected events. These plans often cover costs not met by primary health policies, offering an extra layer of security. Such coverage can be tailored for various commercial settings, including offices, warehouses, and food service businesses, each requiring different payroll or employee schedules to align with their unique operational needs.
As the Central Coast moves from foggy mornings to the bright summer sun, residents of Santa Maria start reviewing their health coverage for out-of-pocket gaps. Smartway Insurance Services Inc provides supplemental insurance, helping individuals manage deductibles and copays that Medicare often leaves behind. This local agency connects clients with plans designed to offer tangible financial support during medical events or hospital stays. An initial review of current coverage and potential exposures typically begins with a free one-on-one consultation at the agent’s office.
Hometown Insurance Services serves residential clients in Santa Maria, California, helping them address gaps in their primary health coverage. The agency also offers supplemental insurance solutions for commercial customers seeking additional protection for their businesses. Coverage is available throughout the local area and surrounding communities. Their work involves explaining Medicare supplements, accident plans, or critical illness policies to fit individual needs. After an initial enrollment, clients can schedule follow-up appointments to adjust coverage as circumstances change between regular annual reviews.
Eagle Service Insurance Agency serves Santa Maria, California, as a specialist in supplemental insurance policies that provide additional financial protection beyond primary health or life coverage. The agency helps local residents address gaps in existing insurance, offering plans such as accident, critical illness, or hospital indemnity. Clients working with the firm can explore options for customized coverage tailored to individual needs and budgets. As a focused service, the agency also offers the ability to add on dental insurance as a standalone policy.
What Does a a Supplemental Insurance Agent in Santa Maria Cost?
Supplemental insurance agent services in California are typically commission based, meaning you do not pay a fee directly. Medigap Plan G premiums in Santa Maria range from about $120 to $250 per month depending on age and carrier. Medicare Advantage plans often have $0 monthly premiums but may have copays. Costs vary by case and plan type. This is general information, not insurance advice.
About supplemental insurance agents in Santa Maria
Supplemental insurance agents in Santa Maria California help residents choose Medigap or Medicare Advantage plans. California law guarantees a Medigap open enrollment period when you turn 65 or lose employer coverage. Local agents can explain how state rules like the birthday rule let you switch Medigap plans without medical underwriting.
Frequently Asked Questions
What is a supplemental insurance agent in Santa Maria?
A supplemental insurance agent helps you buy Medigap or Medicare Advantage plans. They compare policies from different carriers and guide you through California specific enrollment rules.
When can I enroll in a Medigap plan in Santa Maria?
You have a six month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. In California you also have a birthday rule that lets you switch to a similar Medigap plan within 60 days of your birthday.
Do I need a supplemental insurance agent in Santa Maria?
An agent can simplify comparing plans and premiums. They know local carriers and can help you avoid late enrollment penalties under California law.
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