The top-rated supplemental insurance agent in San Rafael, California is Trevor Lam - State Farm Insurance Agent, rated 5.0 stars across 276 reviews. Other highly rated options include Bal Claire - State Farm Insurance Agent, AAA San Rafael Branch, Covered California and Medicare Enrollment Center. This directory lists 19 supplemental insurance agents serving San Rafael.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Trevor Lam - State Farm Insurance Agent | 851 Irwin St Suite 300 | (415) 233-4356 |
| 2 | Bal Claire - State Farm Insurance Agent | 25 Mitchell Blvd #4 | (415) 479-8086 |
| 3 | AAA San Rafael Branch | 99 Smith Ranch Rd | (415) 488-2900 |
| 4 | Covered California and Medicare Enrollment Center | 1406 Second St #1 | (800) 805-9632 |
| 5 | Lemus Insurance Agency & Car Registration | 76 Belvedere St | (415) 256-1322 |
| 6 | Lisa Elkins-Reuter - State Farm Insurance Agent | 1852 4th St | (415) 482-6686 |
| 7 | Coastal Pacific Insurance Marketing LLC | 77 Mark Dr #24 | (415) 472-1800 |
| 8 | Whitecap Insurance Services | 1623 Fifth Ave A | (415) 499-7722 |
| 9 | San Francisco Health Insurance Marketing | 4340 Redwood Hwy | (415) 798-8136 |
| 10 | San Rafael Insurance Services, Inc. | 842 4th St | (213) 770-4070 |
Trevor Lam - State Farm Insurance Agent serves the San Rafael area, focusing on supplemental insurance solutions for local residents and businesses. The agency helps clients understand and select policies that fill gaps left by major medical plans. These supplemental options provide financial support for unexpected out-of-pocket costs. As a supplemental insurance agent in this region, the office assists with accident and critical illness policies that pay cash benefits directly to the policyholder when covered events occur.
Bal Claire - State Farm Insurance Agent in San Rafael, California, serves local homeowners, renters, and small business owners seeking supplemental insurance coverage. The agency helps clients bridge gaps in their primary policies with options like accident, critical illness, or hospital indemnity plans. It provides personalized guidance to explain how these added layers of protection can manage out-of-pocket costs during unexpected events. Focusing on straightforward solutions for individual and household financial security, the agency also covers the surrounding communities of Novato and the greater Marin County area.
AAA San Rafael Branch provides supplemental insurance agent services to individuals and businesses in San Rafael, California. It offers assistance with tailoring ancillary coverage plans to address gaps in primary health policies. Service includes helping clients evaluate plan options for dental, vision, accident, or critical illness needs. Maintenance of these plans involves periodic policy reviews and updates. The company supports various local property types, including single-family homes, apartments, retail stores, and restaurants.
Covered California and Medicare Enrollment Center serves San Rafael and the surrounding Marin County communities, providing supplemental insurance agent services. It handles Medicare supplements, gap coverage, and other ancillary health plans for local residents. The office guides clients through annual enrollment periods and plan comparisons. When handling a typical job, it first reviews an individual's current coverage, then presents plan options from available carriers, and follows up after enrollment to confirm benefits are active.
At Lemus Insurance Agency & Car Registration in Napa, California, clients seeking supplemental coverage can choose between one-time policies for short-term needs and recurring plans that provide ongoing protection. These options help fill gaps in major medical insurance, covering costs like deductibles and co-pays that primary plans often leave unpaid. The agency works with standard supplemental insurance products tailored to local retirees and self-employed residents. Service for new plans or adjustments runs on a scheduled basis, with coverage renewals handled as needed per client request.
Supplemental insurance agents offer either one-time policies or recurring plans that provide ongoing financial protection. Lisa Elkins-Reuter - State Farm Insurance Agent in San Rafael, CA helps clients cover gaps left by primary health coverage, such as accident or critical illness expenses. These plans can reduce out-of-pocket costs during unexpected medical events. Service is available on an as-needed basis when clients wish to review or adjust their existing supplemental coverage.
Coastal Pacific Insurance Marketing LLC in San Rafael, CA specializes in offering supplemental insurance policies that fill gaps left by major medical coverage. The company works to provide local residents with plans that help manage out-of-pocket expenses from hospital stays, accidents, or critical illnesses. It markets policies that offer fixed cash benefits paid directly to the insured. As the end of the annual open enrollment period for Medicare approaches, the company assists clients in evaluating their supplemental options to avoid coverage gaps during the new plan year.
As the Bay Area's changing seasons bring fluctuating health and financial priorities, residents of San Rafael often seek additional coverage beyond basic plans. Whitecap Insurance Services offers supplemental insurance options to help bridge those gaps. Focusing on Medicare supplements, accident, or critical illness policies, the agency provides guidance to local individuals and families. Every consultation begins with an initial assessment of a client's existing coverage to identify where extra protection may be needed.
San Francisco Health Insurance Marketing works with individuals and businesses in San Rafael to address their core health coverage needs, then specializing in supplemental insurance add-ons. These agents help clients fill gaps in existing plans with policies for accidents, critical illness, and hospital indemnity. They can serve a range of commercial sectors, including office environments, warehouses, and food service operations.
What Does a a Supplemental Insurance Agent in San Rafael Cost?
Supplemental insurance agent services are typically free to consumers because agents earn commissions from insurance companies. Medigap Plan G premiums in California range from about $120 to $250 per month for a 65-year-old, depending on location and insurer. Medicare Advantage plans often have $0 premiums but require copays. Costs vary by your age, health, and chosen plan. This is general information, not insurance advice.
About supplemental insurance agents in San Rafael
Supplemental insurance agents in San Rafael help residents choose Medigap or Medicare Advantage plans that fit their needs. Under California law, you have a 30-day free look period for Medigap policies and guaranteed issue rights in certain situations. Local agents can explain how these rules apply to Marin County residents.
Frequently Asked Questions
What is a supplemental insurance agent in San Rafael?
A supplemental insurance agent helps you buy Medigap or Medicare Advantage plans. These plans cover costs not paid by Original Medicare, such as copayments and deductibles.
When can I enroll in a Medigap plan in California?
You have a six-month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time, insurers cannot deny coverage or charge more for pre-existing conditions.
Does California have special rules for Medigap?
Yes. California allows a 30-day free look period to cancel a Medigap policy for a full refund. Also, if you have a guaranteed issue right, insurers must sell you a policy without medical underwriting.
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